Bustan بستان
TouchPoints Gold Card (Islamic) card
Abu Dhabi Commercial Bank

TouchPoints Gold Card (Islamic)

Visa Gold Islamic — profit rate, not interest Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life TouchPoints Gold Card (Islamic) has no annual fee for life. Minimum monthly salary requirement is AED 5,000 or eligible for card limit of at least AED 3,000. Card is Shariah-compliant as confirmed by Internal Shari'ah Supervision Committee.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Profit rate
Not published

7 verified benefits

Quoted from Abu Dhabi Commercial Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Annual fee waiver 1 benefit

Cinema 1 benefit

Buy 1 Get 1 Free Movie Tickets at VOX Cinemas

Verified 25 Aug 2026

Enjoy buy one ticket, get one free offers on 2D Standard and 2D Max Standard movies at VOX Cinemas, limited to two free tickets per month per card.

How often
2 uses a month
How to use it
Applied automatically
Caps and limits
Limited to two free tickets per month per card at VOX Cinemas only, on 2D Standard and 2D Max Standard screens.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Buy one ticket, get one free (up to two free tickets per month per card)”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-tg-cc.aspx · Last checked 25 Aug 2026

Installments 3 benefits

0% Profit School Fee Payment Plan

Verified 25 Aug 2026

Convert school fee payments into a 0% profit payment plan, allowing cardholders to spread education expenses across multiple months without incurring profit charges.

How often
Per event
How to use it
Applied automatically
Where
All emirates
“0% on school fees payment”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-tg-cc.aspx · Last checked 25 Aug 2026

FlexiPay Retail Balance Repayment Plan

Verified 25 Aug 2026

Repay retail balances in monthly installments through FlexiPay, offering flexible repayment options for card purchases.

How often
Per event
How to use it
Applied automatically — Visit adcbislamic.com/offers for detailed list of participating partners.
Where
All emirates
“Repay retail balances in monthly payments.”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-tg-cc.aspx · Last checked 25 Aug 2026

PayOrder Facility

Verified 25 Aug 2026

Receive cash against available card limit and repay in easy installments of up to 12 months.

How often
Per event
How to use it
Applied automatically
Caps and limits
Repayment available for up to 12 months.
Where
All emirates
“Receive cash against your available limit and pay in easy installments”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-tg-cc.aspx · Last checked 25 Aug 2026

Online shopping 1 benefit

TouchPoints Rewards Program

Verified 25 Aug 2026

Earn TouchPoints on card spending at variable rates depending on merchant category. Earn up to 0.5 TouchPoints per AED 1 on most retail purchases, with reduced rates on supermarkets, fuel, education and other categories. Receive 5,000 bonus TouchPoints when monthly spend reaches AED 5,000. Redeem TouchPoints for merchandise, utility bills, airline miles, card payments and more.

How often
Always on
How to use it
Redeem on a website — Redeem at thousands of merchant locations across UAE, for utility bills payment, Salik exchange, airline miles, card payment and other options.
Caps and limits
Earn 0.4 TouchPoints on supermarkets, auto dealers, insurance, fast food; 0.2 TouchPoints on fuel, education, government services, real estate, telecom, charity, transport; 0.40 TouchPoints on European merchants.
Exclusions
Excludes cash withdrawals, reversals, refunds, and disputed purchases.
Where
All emirates
“Earn up to 0.5 TouchPoint for every AED 1 spent with your card”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-tg-cc.aspx · Last checked 25 Aug 2026

Other 1 benefit

Avis Car Rental Discount

Verified 25 Aug 2026

Up to 20% discount on car rentals worldwide through Avis, applicable to both international and domestic rentals in MENA region where cardholder resides. Cardholders can also enroll in Avis Preferred Plus Membership.

How often
Per event
How to use it
Redeem on a website — Book online at www.avisworld.com/visa using cardholder credentials.
Caps and limits
Up to 20% discount applies to MENA region rentals where cardholder resides.
Exclusions
Discount applies only to rentals in the same country as cardholder's country of residence in MENA.
Where
All emirates
“Up to 20% off for Touchpoints Gold cardholders for renting worldwide.”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-tg-cc.aspx · Last checked 25 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the TouchPoints Gold Card (Islamic)?

The TouchPoints Gold Card (Islamic) is free for life — Abu Dhabi Commercial Bank publishes no annual fee. TouchPoints Gold Card (Islamic) has no annual fee for life. Minimum monthly salary requirement is AED 5,000 or eligible for card limit of at least AED 3,000. Card is Shariah-compliant as confirmed by Internal Shari'ah Supervision Committee.

What salary does the TouchPoints Gold Card (Islamic) require?

Abu Dhabi Commercial Bank publishes a minimum monthly salary of AED 5,000 for the TouchPoints Gold Card (Islamic).

What benefits does the TouchPoints Gold Card (Islamic) include?

The TouchPoints Gold Card (Islamic) carries 7 verified benefits across 5 categories: Annual fee waiver, Cinema, Installments, Online shopping, Other. Each is quoted from Abu Dhabi Commercial Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.