Traveller

Enjoy 14 complimentary visits per year to over 1,200 airport lounges worldwide for the primary and supplementary cardholders, plus 1 free guest per visit, via the Mastercard Travel Pass app.

How often

14 uses a year

How to use it

Redeem in a partner app — Download the Mastercard Travel Pass app from Google Play or the App Store and register your card before travelling, use the app to locate lounges and confirm eligibility, then present the app QR code to the lounge receptionist. Supplementary cardholders must register separately and show their own QR code.

Caps and limits

14 complimentary visits; 1 free guest per visit; accompanying guests beyond the entitlement are charged USD 32 per visit to the card. The first two visits are complimentary, after which a minimum spend of USD 1 or equivalent in non-AED is required to enjoy complimentary access for 3 months from the transaction date.

Exclusions

Without an international transaction, lounge access is not available unless a USD 32 payment is made on the Mastercard card.

Where

All emirates, International

“Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Enjoy 4 complimentary airport rides per year with Careem, saving up to AED 85 on each ride, by paying with the Traveller Credit Card on the Careem app and entering the promo code MAUAE6 at booking.

How often

4 uses a year

How to use it

Redeem in a partner app — Book your airport ride on the Careem mobile app, pay with the Traveller Credit Card and enter promo code MAUAE6 when making the booking.

Caps and limits

4 rides per year, saving up to AED 85 per ride.

Where

All emirates

“Enjoy 4 complimentary airport rides per year, saving up to AED 85 on each ride.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Earn 1.5% cashback on all other domestic AED spends made with the Traveller Credit Card, subject to the shared monthly cashback cap and the minimum monthly retail spend requirement.

How often

Monthly

How to use it

Applied automatically — Spend with the Traveller Credit Card domestically in AED; cashback is credited automatically provided the minimum monthly retail spend is met.

Caps and limits

Maximum cashback of AED 1,500 per month; minimum retail spend of AED 5,000 per calendar month required; cashback earned only on spends up to the card credit limit.

Exclusions

International retail purchases other than airline and hotel bookings are not eligible.

Where

All emirates

“1.5% cashback on all other domestic AED spends”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Earn 10% cashback on airline ticket purchases with any airline, any class of travel and any destination, on both AED and non-AED spends. Cashback across all categories is capped at AED 1,500 per calendar month and requires a minimum retail spend of AED 5,000 in the month.

How often

Monthly

How to use it

Applied automatically — Pay for airline tickets with the Traveller Credit Card; cashback is credited automatically provided the minimum monthly retail spend is met.

Caps and limits

Maximum cashback of AED 1,500 per month; minimum retail spend of AED 5,000 per calendar month required (primary plus supplementary cardholder spends combined); cashback earned only on spends up to the card credit limit.

Exclusions

International retail purchases other than airline and hotel bookings are not eligible for cashback rewards. The 10% rate applies only to spends that post under the airline merchant category codes (MCC 4511 and 3000–3302) per the Traveller T&Cs effective 15 July 2024; a ticket bought through a travel agency or online travel agent that posts under the travel-agency code (MCC 4722) is outside those codes and does not earn it.

Where

All emirates, International

“10% cashback on airline tickets (any airline, any class of travel, any destination) in AED and non-AED spends”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Earn 10% cashback on hotel stays with any hotel brand or chain anywhere in the world, on both AED and non-AED spends, subject to the shared monthly cashback cap and minimum monthly spend.

How often

Monthly

How to use it

Applied automatically — Pay for hotel stays with the Traveller Credit Card; cashback is credited automatically provided the minimum monthly retail spend is met.

Caps and limits

Maximum cashback of AED 1,500 per month; minimum retail spend of AED 5,000 per calendar month required.

Exclusions

International retail purchases other than airline and hotel bookings are not eligible for cashback rewards. The 10% rate applies only to spends that post under the hotel/lodging merchant category codes (MCC 7011 and 3501–3838) per the Traveller T&Cs effective 15 July 2024; a stay booked through a travel agency or online travel agent that posts under the travel-agency code (MCC 4722) is outside those codes and does not earn it.

Where

All emirates, International

“10% cashback on hotel stays (any hotel brand/chain, anywhere in the world) in AED and non-AED spends”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Earn 50% cashback on movie tickets purchased online in AED with the Traveller Credit Card, subject to the shared monthly cashback cap and the minimum monthly retail spend requirement.

How often

Monthly

How to use it

Applied automatically — Purchase movie tickets online in AED using the Traveller Credit Card; cashback is credited automatically.

Caps and limits

Maximum cashback of AED 1,500 per month; minimum retail spend of AED 5,000 per calendar month required.

Exclusions

Applies to online movie ticket purchases in AED only.

Where

All emirates

“50% cashback on movies tickets purchased online in AED”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Convert school fee payments made with the card into a 0% Interest Payment Plan.

How often

Always on

How to use it

Triggered by paying with the card — Pay school fees with the card and convert the amount into the 0% payment plan.

Where

All emirates

“School fee payments: Convert school fees into a 0% Interest Payment Plan.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Pay a 0% foreign currency processing fee when using the Traveller Credit Card overseas or for non-AED transactions.

How often

Always on

How to use it

Applied automatically — Use the card for overseas or foreign currency transactions; no processing fee is applied.

Where

International

“Pay 0% processing fee when you use your Traveller Credit Card overseas.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Play golf for free all year at Arabian Ranches Golf Club in Dubai and Abu Dhabi Golf Club in Abu Dhabi, subject to a minimum monthly spend of AED 5,000 on the card and availability.

How often

Always on

How to use it

Call the concierge line — Call ADCB on 600 508008 up to 14 days in advance of the golf booking date to reserve your complimentary round.

Caps and limits

Minimum spend of AED 5,000 per month required; only one booking allowed at a time and eligible cardholders can only book for themselves; confirmation subject to availability on a first come, first served basis; tee times can be cancelled up to 48 hours prior at no cost, otherwise late cancellation or no show fees apply (Abu Dhabi Golf Club AED 250; Arabian Ranches AED 100 weekdays / AED 200 weekends).

Exclusions

Bookings cannot be made for guests; golf clubs may check customer ID against the reservation name.

Where

Dubai, Abu Dhabi

“As a Traveller Cardholder, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Get 20% off one grocery or food delivery order once a month on talabat by adding the Mastercard to the talabat app and entering promo code MASTERCARD at checkout. The discount is capped at AED 14 per order.

How often

Monthly

How to use it

Voucher code — Add your Mastercard card on the talabat app and enter promo code MASTERCARD in the promo code field at checkout to apply up to 20% discount on one grocery or food delivery order.

Caps and limits

20% discount capped at AED 14; one order per month on grocery or food delivery.

Where

All emirates

“Get 20% off grocery or food orders once a month on talabat”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Receive an AED 2,000 Expedia.ae hotel stay welcome voucher, redeemable for eligible hotel bookings worldwide at www.expedia.ae/adcb, after paying the annual membership fee and spending AED 15,000 within 60 days of card issuance.

How often

Per event

How to use it

Redeem on a website — Pay your annual membership fee and spend AED 15,000 within 60 days of card issuance; the voucher is issued within 60 days of the annual fee payment in the first year and is redeemed for hotel bookings at www.expedia.ae/adcb.

Caps and limits

Voucher can be used once and applies to the base room rate (excluding taxes and additional charges) for one room per booking; valid for 6 months from date of issue and the stay must be completed before expiry.

Exclusions

A list of excluded properties is available at https://www.expedia.com/lp/b/adcb-hotelexclusion; taxes and additional charges are excluded.

Where

International

“Enjoy an AED 2,000 Expedia.ae hotel stay voucher when you sign up for the card. Redeem it for eligible hotel bookings worldwide at www.expedia.ae/adcb.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Complimentary DISCOVERY Titanium Membership from Global Hotel Alliance providing benefits at more than 500 luxury hotels and resorts worldwide, including room upgrades, guaranteed room availability and early check-in and late check-out as standard.

How often

Always on

How to use it

Call the concierge line — Call the World Elite Concierge Desk on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE) to enroll in DISCOVERY and get upgraded to Titanium membership.

Where

International

“Your DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you'll enjoy room upgrades”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Transfer outstanding balances from other bank credit cards onto the ADCB Traveller Credit Card.

How often

Always on

How to use it

Applied automatically

Where

All emirates

“Balance transfer: Transfer your outstanding balances from other bank credit cards.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Take a credit card loan at a zero interest rate and repay it in easy installments of up to 12 months.

How often

Always on

How to use it

Applied automatically

Caps and limits

Repayment in installments of up to 12 months.

Where

All emirates

“Credit card loan: Benefit from a zero interest rate and repay in easy installments of up to 12 months.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

FlexiPay allows retail balances on the card to be repaid in monthly payments.

How often

Always on

How to use it

Applied automatically

Where

All emirates

“FlexiPay: Repay retail balances in monthly payments.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Instalment payment plans are available with participating partners listed on the ADCB card offers page.

How often

Always on

How to use it

Redeem on a website — Visit www.adcb.com/en/personal/cards/card-offers/ for the detailed list of participating partners.

Where

All emirates

“Instalments payment plans: visit www.adcb.com/en/personal/cards/card-offers/ for detailed list of participating partners.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Receive up to 25% discount on all Avis rentals plus a free upgrade and 10% off premium chauffeur services when reserving through the Mastercard Avis portal.

How often

Always on

How to use it

Redeem on a website — Make a reservation at http://avisworld.com/mastercardmea.

Caps and limits

Up to 25% discount on rentals; 10% off premium chauffeur services.

Where

International

“With Avis, you'll receive up to a 25% discount on all rentals in addition (http://avisworld.com/mastercardmea) to a free upgrade and 10% off premium chauffeur services.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Cardholders get complete control of their card transactions through ADCB's card control feature.

How often

Always on

How to use it

Activate in the bank's app — Manage transaction controls through ADCB digital channels as referenced on the card page.

Where

All emirates

“Card control Enjoy complete control of your card transactions.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 25 Aug 2026

Upgrade to Hertz Gold Plus Rewards President's Circle status for up to 15% discount on all car rentals plus guaranteed free upgrades.

How often

Always on

How to use it

Redeem on a website — Enroll in Hertz Gold Plus Rewards to get upgraded to President's Circle status.

Caps and limits

Discount of up to 15% on rentals.

Where

International

“Upgrade yourself to the Hertz Gold Plus Rewards President's Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

Access the Mastercard Travel & Lifestyle Concierge for luxury travel planning, fine dining reservations and exclusive entertainment events, available by phone or WhatsApp live chat at any time of day or night.

How often

Always on

How to use it

Call the concierge line — Call the Mastercard Travel & Lifestyle Concierge on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE), or chat via WhatsApp on +44 7418 368707 (Arabic) or +44 7418 368708 (English).

Where

All emirates, International

“For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the Mastercard Travel & Lifestyle Concierge take care of everything for you”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026

The card can be used with mobile and digital wallets for convenient payment methods.

How often

Always on

How to use it

Activate in the bank's app — Add the card to a supported mobile or digital wallet.

Where

All emirates

“Mobile and digital wallets Benefit from convenient payment methods to suit your lifestyle.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 25 Aug 2026

Comprehensive complimentary travel insurance including medical and inconvenience cover, plus a car rental collision and loss damage waiver. A travel insurance confirmation letter can be generated online instantly.

How often

Always on

How to use it

Redeem on a website — Generate your travel insurance confirmation letter online; for more information or claims visit mcpeaceofmind.com.

Where

International

“Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/traveller-credit-card · Last checked 24 Aug 2026