Bustan بستان
BRight Platinum card
Ajman Bank

BRight Platinum

Mastercard Platinum Islamic — profit rate, not interest Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 1,050 a year Fee sourced from Ajman Bank's Tariff of Charges under 'Islamic Covered Cards' table, where the four listed card types (ULTRACASH Platinum, BRight Titanium, BRight Platinum, BRight World) correspond in order to the annual fee values (UAE Nationals 500/Expats 300, Free for life, 1,000, 1,500). BRight Platinum's Primary Card Annual Fee is AED 1,000, and the tariff document states 'All fees are exclusive of 5% VAT', so this figure excludes VAT. This is a Shariah-compliant card using a Murabaha profit rate (3.50% per month) rather than interest. No fee-waiver spend threshold or minimum salary requirement is mentioned for this specific card on the provided pages.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Profit rate
Not published

8 verified benefits

Quoted from Ajman Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Foreign exchange 1 benefit

0% Foreign Transaction Fees

Verified 25 Aug 2026

No foreign transaction fees charged when using the card for international purchases or currency conversions.

How often
Always on
How to use it
Applied automatically
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain, International
“0% Foreign Transaction Fees”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

Installments 2 benefits

0% Installment Payment Plan at Emirates Airline

Verified 25 Aug 2026

Cardholders can pay for Emirates Airline bookings using a 0% installment payment plan without any profit charges.

How often
Per event
How to use it
Redeem on a website — Book via the Emirates 'Fly Now Pay Down the Line' offer page and select the 0% installment payment plan at checkout.
Where
All emirates, International
“0% installment payment plan at https://www.emirates.com/ae/english/special-offers/fly-now-pay-down-the-line/”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

0% Installment Payment Plan at Preferred Partners

Verified 25 Aug 2026

Cardholders can opt for a 0% installment payment plan when making purchases at preferred partner merchants, allowing flexible repayment without profit charges.

How often
Per event
How to use it
Redeem in a partner app — Available at preferred partner merchants; specific merchants and terms vary
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“0% installment payment plan at Preferred Partners”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

Online shopping 1 benefit

BRight Rewards Points Accumulation

Verified 25 Aug 2026

Earn up to 1.5 BRight Rewards for every AED 10 spent on retail purchases with the card, redeemable across multiple channels.

How often
Always on
How to use it
Redeem on a website — Redeem accumulated points at www.ajmanrewards.ae for flights, hotels, gift vouchers, and online purchases
Exclusions
Exclusions per Terms & Conditions: Annual fee, Monthly fee, Cash Advances, Late Payment Charges, other fees and charges, Traveler's cheques, Balance transfer, Foreign currency purchases, Credit Shield/any other Takaful insurance programs, disputed/erroneous/unauthorized/illegal/fraudulent transactions, Instalment Plan facilities
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Earn up to 1.5 BRight Rewards for every 10 spend”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

Travel insurance 3 benefits

Complimentary BRight Rewards (Upfront)

Verified 25 Aug 2026

New cardholders receive 10,000 complimentary BRight Rewards points upon card issuance, redeemable for flights, hotels, gift vouchers, and online purchases.

How often
Per event
How to use it
Redeem on a website — Redeem at www.ajmanrewards.ae across 300+ airlines, 300,000+ hotels, gift vouchers, and online electronics purchases
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain, International
“FLY for FREE with Upfront 10,000 Complimentary BRight Rewards”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

Complimentary Lounge Access

Verified 25 Aug 2026

Cardholders receive complimentary access to airport lounges, providing a comfortable space to relax before flights.

How often
Per event
How to use it
Applied automatically
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Complimentary Lounge Access”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

Up to 30% Discount on Travel Bookings

Verified 25 Aug 2026

Cardholders receive discounts of up to 30% on Clear Trip travel bookings, enabling savings on flights, hotels, and other travel arrangements.

How often
Per event
How to use it
Redeem on a website — Available through Clear Trip travel portal; apply discount code at checkout
Caps and limits
Up to 30% off on Clear Trip bookings
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain, International
“Travel the world with up to 30% off on clear trip”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

Valet parking 1 benefit

Valet Parking Service

Verified 25 Aug 2026

Cardholders receive complimentary valet parking service 3 times per month at over 35 locations across the UAE.

How often
3 uses a month
How to use it
Applied automatically
Caps and limits
3 times per month at over 35 locations
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Valet Parking 3 times a month at over 35 locations”

Source: https://www.ajmanbank.ae/site/bright-platinum.html · Last checked 25 Aug 2026

Where this card sits

Questions

What is the annual fee on the BRight Platinum?

The BRight Platinum has a published annual fee of AED 1,050. Fee sourced from Ajman Bank's Tariff of Charges under 'Islamic Covered Cards' table, where the four listed card types (ULTRACASH Platinum, BRight Titanium, BRight Platinum, BRight World) correspond in order to the annual fee values (UAE Nationals 500/Expats 300, Free for life, 1,000, 1,500). BRight Platinum's Primary Card Annual Fee is AED 1,000, and the tariff document states 'All fees are exclusive of 5% VAT', so this figure excludes VAT. This is a Shariah-compliant card using a Murabaha profit rate (3.50% per month) rather than interest. No fee-waiver spend threshold or minimum salary requirement is mentioned for this specific card on the provided pages.

What benefits does the BRight Platinum include?

The BRight Platinum carries 8 verified benefits across 5 categories: Foreign exchange, Installments, Online shopping, Travel insurance, Valet parking. Each is quoted from Ajman Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.