Quoted from Ajman Bank's published terms. Anything we could not match to the
issuer's own words is not listed.
Annual fee waiver
2
benefits
Free Supplementary Cards
Verified 25 Aug 2026
Enjoy free supplementary credit cards for additional authorized users.
- How often
- Always on
- How to use it
-
Applied automatically
- Where
-
All emirates
“Free Supplementary Cards”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
No Annual Membership Fee - LIFE Platinum
Verified 25 Aug 2026
LIFE Platinum card is free for life with no annual membership fee.
- How often
- Yearly
- How to use it
-
Applied automatically
- Where
-
All emirates
“LIFE platinum free for life. No Annual Membership.”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Cashback
6
benefits
Dine-In Restaurants Cashback - LIFE Platinum
Verified 2 Oct 2026
Earn 5% cashback on dine-in restaurant spending with a monthly cap of AED 50.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- AED 50 monthly cap (11th to 10th of the month). Minimum spend AED 3,000 per statement cycle to qualify.
- Where
-
All emirates
“Dine-In at Restaurants 5% 50 -”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
International Spend Cashback - LIFE Platinum
Verified 25 Aug 2026
Earn 5% cashback on international (non-AED) spending; no monthly cap applied for LIFE Platinum.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- No monthly cap for LIFE Platinum. Minimum spend AED 3,000 per statement cycle to qualify.
- Where
-
All emirates
“International Spend 5% cash back on LIFE world international spend”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Online Merchants Cashback - 10% (Amazon, Noon, Careem)
Verified 25 Aug 2026
Cardholders earn 10% cashback on spending at online merchants including Amazon, Noon, and Careem, with a monthly cap of AED 50 for LIFE Platinum.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- Monthly maximum AED 50 cashback for LIFE Platinum (AED 100 for LIFE World)
- Exclusions
- Only applies to qualifying merchants: Amazon UAE, Noon UAE, Careem UAE as per specified Merchant IDs
- Where
-
All emirates
“Online Merchants (amazon,noon,careem) 10% 50 100”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Online Merchants Cashback - LIFE Platinum
Verified 2 Oct 2026
Earn 10% cashback on online merchant spending at Amazon, Noon, and Careem with a monthly cap of AED 50.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- AED 50 monthly cap (11th to 10th of the month). Minimum spend AED 3,000 per statement cycle to qualify.
- Where
-
All emirates
“Online Merchants (amazon,noon,careem) 10% 50”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Other Retail Spend Cashback
Verified 2 Oct 2026
Earn 1% cashback on all other retail spending with a monthly cap of AED 50.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- AED 50 monthly cap (11th to 10th of the month). Minimum spend AED 3,000 per statement cycle to qualify.
- Where
-
All emirates
“All Other Retail Spend 1% 50”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Refreshment/Snacks Cashback
Verified 2 Oct 2026
Earn 50% cashback on refreshment and snacks spending with a monthly cap of AED 50.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- AED 50 monthly cap (11th to 10th of the month). Minimum spend AED 3,000 per statement cycle to qualify.
- Where
-
All emirates
“Refreshment/snacks 50% 50 100”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Hotel
2
benefits
Booking.com Cashback Offer
Verified 25 Aug 2026
Up to 10% money back on hotel and travel bookings through Booking.com.
- How often
- Always on
- How to use it
-
Redeem on a website — Visit booking.com/mastercardmea
- Caps and limits
- Up to 10% money back.
- Where
-
International
“Book your next holiday on booking.com for up to 10% money back. Visit booking.com/mastercardmea”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
IHG Hotels Discount
Verified 25 Aug 2026
15% discount at IHG Hotels and Resorts when paying with the LIFE Credit Card.
- How often
- Always on
- How to use it
-
Triggered by paying with the card
- Caps and limits
- 15% discount.
- Where
-
International
“Avail 15% discount at IHG Hotels and Resorts when you pay with your LIFE Credit Card.”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Installments
2
benefits
0% Installment Payment Plan at Preferred Partners
Verified 25 Aug 2026
Access 0% installment payment plans at preferred merchant partners.
- How often
- Always on
- How to use it
-
Triggered by paying with the card
- Caps and limits
- Available at preferred partners only.
- Where
-
All emirates
“Installment Plan 0% Installment Payment Plan at Preferred Partners”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Balance Transfer with 0% Profit Rate
Verified 25 Aug 2026
Transfer balances from other credit cards to Ajman Bank LIFE card with 0% profit rate for 3 or 6 months.
- How often
- Per event
- How to use it
-
Activate in the bank's app
- Caps and limits
- Available for 3 or 6 month terms.
- Where
-
All emirates
“Balance Transfer Transfer your other credit card balances to Ajman Bank and get 0% Profit Rate for 3 or 6 months”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Travel insurance
3
benefits
Avis Car Rental Discount
Verified 25 Aug 2026
20% discount on car rental with Avis when booking through AvisWorld with MasterCard.
- How often
- Always on
- How to use it
-
Redeem on a website — Visit avisworld.com/mastercardmea and book with your Mastercard
- Caps and limits
- 20% off on car rental.
- Where
-
International
“Enjoy 20% off on your next car rental with Avis. Visit avisworld.com/mastercardmea and book with your Mastercard.”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Rentalcars.com Discount
Verified 25 Aug 2026
10% exclusive discount on car rental bookings through Rentalcars.com.
- How often
- Always on
- How to use it
-
Redeem on a website — Book with your preferred ride via rentalcars.com
- Caps and limits
- 10% exclusive discount.
- Where
-
International
“Enjoy an exclusive 10% discount when you book your preferred ride with rentalcars.com”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Travel-Related Discounts - Cleartrip
Verified 25 Aug 2026
Up to 30% discount on travel bookings through Cleartrip using MasterCard promo code.
- How often
- Always on
- How to use it
-
Voucher code — Enter promo code Mastercard at cleartrip.com/mastercard
- Caps and limits
- Up to 30% discount.
- Where
-
International
“Travel the world with up to 30% off on cleartrip. Enter promo code Mastercard at cleartrip.com/mastercard”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
