Quoted from Ajman Bank's published terms. Anything we could not match to the
issuer's own words is not listed.
Airport transfer
2
benefits
Airport Transfer within UAE
Verified 25 Aug 2026
Cardholders receive complimentary airport transfer service within the UAE.
- How often
- Per event
- How to use it
-
Call the concierge line
- Where
-
All emirates
“Airport transfer within UAE”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Meet & Greet Usher Service at Airport
Verified 25 Aug 2026
Cardholders receive a complimentary meet & greet usher service at the airport.
- How often
- Per event
- How to use it
-
Call the concierge line
- Where
-
All emirates
“Meet & Greet usher service at airport”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Annual fee waiver
2
benefits
Annual Membership Fee Waiver (LIFE World)
Verified 25 Aug 2026
LIFE World cardholders can waive the annual membership fee if they meet retail spend criteria within 60 days.
- How often
- Yearly
- How to use it
-
Applied automatically
- Caps and limits
- Fee waived for first year upon AED 5,000 retail spend within 60 days. LIFE Platinum has no annual fee.
- Exclusions
- Only applies to LIFE World card; LIFE Platinum is free for life with no annual membership.
- Where
-
All emirates
“LIFE world card - Annual Membership fee of 600 waived if retail spend of 5000 within 60 days”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Free Supplementary Cards
Verified 25 Aug 2026
Cardholders can enjoy free supplementary cards with no additional membership fee.
- How often
- Yearly
- How to use it
-
Applied automatically
- Where
-
All emirates
“Enjoy FREE Supplementary Cards”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Cashback
6
benefits
Dine-In Restaurants Cashback
Verified 2 Oct 2026
Earn cashback on dining transactions at restaurants coded under qualifying merchant categories.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- LIFE World: AED 100 monthly cap at 7% rate. LIFE Platinum: AED 50 monthly cap at 5% rate.
- Exclusions
- Applies only to merchants classified under MCC codes 7011, 5814, 5812, 5811.
- Where
-
All emirates
“Dine-In at restaurants 7% - 100 Dine-In at Restaurants 5% 50”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
International Spend Cashback
Verified 2 Oct 2026
Earn 5% cashback on international spend transactions made outside the UAE.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- LIFE World: AED 100 monthly cap. LIFE Platinum: not applicable.
- Exclusions
- LIFE Platinum cardholders do not qualify for international spend cashback.
- Where
-
All emirates
“International Spends 5% Not Applicable 100”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Online Merchants Cashback
Verified 2 Oct 2026
Earn 10% cashback on purchases at online merchants including Amazon, Noon, and Careem.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- LIFE World: AED 100 monthly cap; LIFE Platinum: AED 50 monthly cap.
- Exclusions
- Does not apply if minimum spend criteria (AED 5,000 for World, AED 3,000 for Platinum) not met in statement cycle.
- Where
-
All emirates
“Online Merchants (amazon,noon,careem) 10% 50 100”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Other Retail Spend Cashback
Verified 2 Oct 2026
Earn 1% cashback on all other retail purchase transactions not covered by other cashback categories.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- LIFE World: cashback on other retail spend is capped up to the limit assigned for other categories, within the overall monthly maximum of AED 400 plus other retail spends.
- Exclusions
- Does not include cash withdrawals, traveler's cheques, balance transfers, or government transactions.
- Where
-
All emirates
“All other Retail Spend 1% 50 Up to the limit assigned spend on other category*”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Refreshment and Snacks Cashback
Verified 2 Oct 2026
Earn 50% cashback on refreshment and snack purchases at qualifying merchant outlets.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- AED 50 monthly cap for both LIFE World and LIFE Platinum cards.
- Exclusions
- Applies only to merchants classified under MCC codes 7832, 7929, 7911.
- Where
-
All emirates
“Refreshment/snacks 50% 50 100”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Welcome Bonus Cashback up to AED 1,000
Verified 2 Oct 2026
New LIFE World cardholders receive AED 1,000 welcome bonus cashback after meeting spend criteria.
- How often
- Per event
- How to use it
-
Applied automatically — Bonus credited after spending AED 10,000 within 60 days of card issuance.
- Caps and limits
- Spend AED 10,000 within 60 days from card issuance date
- Exclusions
- Excludes Easy Installment, Easy Cash, Balance Transfer, refunds and reversals
- Where
-
All emirates
“Spend AED 10,000 within 60 days of credit card issuance date”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/LIFE_Cash_Back_Reward_TandC_April_Y2026.pdf
· Last checked 2 Oct 2026
Hotel
5
benefits
Avis Car Rental 20% Off
Verified 25 Aug 2026
Cardholders enjoy 20% off their next car rental with Avis when booking via avisworld.com/mastercardmea.
- How often
- Always on
- How to use it
-
Redeem on a website — Book via avisworld.com/mastercardmea with your Mastercard
- Where
-
International
“Enjoy 20% off on your next car rental with Avis.”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Booking.com Money Back up to 10%
Verified 25 Aug 2026
Cardholders get up to 10% money back on hotel bookings via booking.com.
- How often
- Always on
- How to use it
-
Redeem on a website — Book via booking.com/mastercardmea
- Where
-
International
“Book your next holiday on booking.com for up to 10% money back.”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Cleartrip Travel Discount up to 30%
Verified 25 Aug 2026
Cardholders get up to 30% off travel bookings on Cleartrip using a Mastercard promo code.
- How often
- Always on
- How to use it
-
Voucher code — Enter promo code Mastercard at cleartrip.com/mastercard
- Where
-
International
“Travel the world with up to 30% off on cleartrip.”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
IHG Hotels 15% Discount
Verified 25 Aug 2026
Cardholders get a 15% discount at IHG Hotels and Resorts when paying with their LIFE Credit Card.
- How often
- Always on
- How to use it
-
Triggered by paying with the card — Pay with LIFE Credit Card at IHG Hotels and Resorts
- Where
-
International
“Avail 15% discount at IHG Hotels and Resorts when you pay with your LIFE Credit Card.”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Rentalcars.com 10% Discount
Verified 25 Aug 2026
Cardholders get an exclusive 10% discount when booking a car rental via rentalcars.com.
- How often
- Always on
- How to use it
-
Redeem on a website — Book via rentalcars.com
- Where
-
International
“Enjoy an exclusive 10% discount when you book your preferred ride with rentalcars.com”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Installments
2
benefits
0% Installment Payment Plan at Preferred Partners
Verified 25 Aug 2026
Cardholders can convert purchases into a 0% installment payment plan at preferred partner merchants.
- How often
- Per event
- How to use it
-
Triggered by paying with the card
- Caps and limits
- Applicable at preferred partners only
- Where
-
All emirates
“0% Installment Payment Plan at Preferred Partners”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
Balance Transfer at 0% Profit Rate
Verified 25 Aug 2026
Cardholders can transfer other credit card balances to Ajman Bank at a 0% profit rate for 3 or 6 months.
- How often
- Per event
- How to use it
-
Call the concierge line
- Caps and limits
- 0% profit rate applies for 3 or 6 months
- Where
-
All emirates
“get 0% Profit Rate for 3 or 6 months”
Source:
https://www.ajmanbank.ae/site/LIFE_creditcard/en
· Last checked 25 Aug 2026
