Bustan بستان
CBI First Mastercard card
Commercial Bank International

CBI First Mastercard

Mastercard Other Verified 5 Oct 2026

Fees and eligibility, as published

Annual fee
Free for life CBI First Mastercard has no annual/membership fee (listed as 'Free' in both the KFS and Schedule of Charges), footnoted 'Subject to meeting CBI First Criteria' (i.e., maintaining CBI First relationship banking eligibility, not a spend-based waiver), so feeWaiverBasis is set to none rather than a spend threshold. No minimum monthly salary figure for CBI First eligibility is stated on the provided pages. This is a conventional card, so no profit-rate/Shariah terms apply.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

12 verified benefits

Quoted from Commercial Bank International's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 24 Aug 2026

Access to over 1,200 airport lounges worldwide through Mastercard Travel Pass app with digital and contactless entry via QR code or membership number.

How often
Always on
How to use it
Activate in the bank's app — Generate QR code through Mastercard Travel Pass app or share membership number from app.
Where
All emirates
“Your CBI First Credit Card provides access to over 1,200 airport lounges worldwide with the Mastercard Travel Pass app.”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Cashback 1 benefit

CBI Rewards Points Program

Verified 24 Aug 2026

Loyalty rewards program earning 2.5 points per dirham on foreign currency spend, 1.75 points per dirham on transactions over AED 2,000, and 1 point per dirham on other purchases.

How often
Always on
How to use it
Redeem on a website — Redeem points through CBI Rewards portal at https://cbirewards.cbiuae.com/
Where
All emirates
“Earn 2.5 rewards points on each dirham of spend in currencies other than UAE dirhams”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Cinema 2 benefits

Free Movie Tickets

Verified 24 Aug 2026

Complimentary movie tickets at any cinema in the UAE every day of the week, available through online purchase, mobile app, or over the counter.

How often
Always on
How to use it
Applied automatically — Purchase tickets online, through CBI First Credit Card mobile app, or over the counter.
Where
All emirates
“enjoy the privilege of complimentary movie tickets at any cinema in the UAE, every day of the week.”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Movie Cashback

Verified 24 Aug 2026

Cashback of up to AED 150 monthly on cinema spending (tickets, food, and beverages) based on statement cycle spend, credited in the following month.

How often
Monthly
How to use it
Applied automatically — Use card consistently for cinema-related transactions; cashback credited automatically in following month.
Caps and limits
AED 4,000+ statement cycle spend: AED 75 max; AED 8,000+: AED 150 max; AED 12,000+: AED 300 max
Where
All emirates
“you can receive up to AED 150 in movie cash-back based on your monthly spending on tickets, food, and beverages”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Installments 1 benefit

Easy Payment Plan (EPP)

Verified 5 Oct 2026

Flexibility to convert high-value purchases into monthly instalments with 0% interest at selected retail outlets, with 5-day cooling-off period.

How often
Per event
How to use it
Redeem in a partner app — Activate 0% EPP at selected retail outlets; may cancel within 5 business days of request.
Caps and limits
Available for up to 36 months; 5-day cooling-off period for cancellation without penalty.
Where
All emirates
“The EPP gives you the flexibility to convert high-value purchases into monthly instalments with 0% interest”

Source: https://www.cbiuae.com/media/xzunhmr1/kfs-credit-cards-eng-jan-2026-copy.pdf · Last checked 5 Oct 2026

Online shopping 1 benefit

Amazon Prime Subscription

Verified 24 Aug 2026

Eligibility for complimentary Amazon Prime subscription as part of cardholder benefits.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“you'll also be eligible for: Amazon Prime Subscription”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Other 4 benefits

Hertz Gold Plus Rewards Five Star Membership

Verified 24 Aug 2026

Complimentary Hertz Gold Plus Rewards Five Star membership providing queue bypass, car upgrades up to 15% off rates, and faster service.

How often
Yearly
How to use it
Redeem on a website — Go to http://www.hertz.com/mcworld and click on the banner to get Five Star Membership.
Where
All emirates
“As a CBI First Credit Card holder you get complimentary Gold Plus Rewards Five Star membership to Hertz”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Mastercard Priceless Specials

Verified 24 Aug 2026

Access to exclusive offers on dining, fitness, beauty, hotels, and attractions through Mastercard Priceless Specials app across Middle East and Africa.

How often
Always on
How to use it
Activate in the bank's app — Download Priceless Specials app, register, browse offers, book experience, present in-app coupon at billing, pay with CBI First Mastercard.
Where
All emirates
“Discover a world of experiences that makes every moment special when you use your CBI First Mastercard.”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Netflix Subscription

Verified 24 Aug 2026

Eligibility for complimentary Netflix subscription as part of cardholder benefits.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Amazon Prime Subscription Netflix Subscription OSN Subscription”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

OSN Subscription

Verified 24 Aug 2026

Eligibility for complimentary OSN subscription as part of cardholder benefits.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Amazon Prime Subscription Netflix Subscription OSN Subscription”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Travel insurance 1 benefit

Travel Insurance Confirmation Letter

Verified 24 Aug 2026

Ability to easily and instantly generate required travel insurance confirmation letter online for Schengen or other visa needs.

How often
Per event
How to use it
Redeem on a website — Generate required letter online for visa application needs.
Where
All emirates
“Easily and instantly generate the required letter online for your Schengen or other visa needs.”

Source: https://www.cbiuae.com/en/cbi-first/solutions/cbi-first-mastercard/ · Last checked 24 Aug 2026

Valet parking 1 benefit

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the CBI First Mastercard?

The CBI First Mastercard is free for life — Commercial Bank International publishes no annual fee. CBI First Mastercard has no annual/membership fee (listed as 'Free' in both the KFS and Schedule of Charges), footnoted 'Subject to meeting CBI First Criteria' (i.e., maintaining CBI First relationship banking eligibility, not a spend-based waiver), so feeWaiverBasis is set to none rather than a spend threshold. No minimum monthly salary figure for CBI First eligibility is stated on the provided pages. This is a conventional card, so no profit-rate/Shariah terms apply.

What benefits does the CBI First Mastercard include?

The CBI First Mastercard carries 12 verified benefits across 8 categories: Airport lounge, Cashback, Cinema, Installments, Online shopping, Other, Travel insurance, Valet parking. Each is quoted from Commercial Bank International's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this month. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.