Bustan بستان
World Elite Exclusive Mastercard card
Commercial Bank International

World Elite Exclusive Mastercard

Mastercard World Elite Verified 5 Oct 2026

Fees and eligibility, as published

Annual fee
AED 15,750 a year Schedule of Charges lists Primary Card Annual Membership Fee as AED 15,750 (inclusive of VAT, per the note 'These charges are inclusive of Value Added Tax (VAT)'). There are alternate fee options tied to Skywards Miles/Platinum Membership bundles (e.g., AED 63,365 or AED 76,115) and an Option 1 with no fee, but the standard/base annual membership fee is AED 15,750. No fee-waiver spend threshold or minimum salary requirement is stated in the provided pages. Conventional (non-Shariah) card, so interest-rate terminology applies (APR 2.99%).
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

9 verified benefits

Quoted from Commercial Bank International's published terms. Anything we could not match to the issuer's own words is not listed.

Airport transfer 1 benefit

Complimentary Airport Lounge Access

Verified 24 Aug 2026

Complimentary airport lounge access for cardholders and an accompanying guest to over 1,000 airport lounges in more than 450 cities, in over 135 countries worldwide.

How often
Per event
How to use it
Applied automatically
Where
All emirates
“Complimentary airport lounge access for cardholders and an accompanying guest to over 1,000 airport lounges”

Source: https://www.cbiuae.com/en/personal/products-and-services/cards/cards-by-invitation/ · Last checked 24 Aug 2026

Hotel 1 benefit

Global Hotel Alliance Discovery Titanium Membership

Verified 5 Oct 2026

Global Hotel Alliance Discovery Titanium Membership providing access to exclusive hotel partners including Anantara Hotels, Resorts & Spas, and Kempinski Hotels, with curated experiences and earning recognition and rewards.

How often
Always on
How to use it
Applied automatically
Where
International
“GLOBAL HOTEL ALLIANCE DISCOVERY TITANIUM MEMBERSHIP Welcome to a world of indulgences”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Online shopping 1 benefit

Bicester Village Shopping Collection Exclusive Offers

Verified 5 Oct 2026

Exclusive shopping discounts at Bicester Village Shopping Collection designer brand outlets around the globe, with VIP invitation, 15% discount on shopping packages, welcome access to VIP lounges, and personal stylist services.

How often
Yearly
How to use it
Voucher code — Contact Aspire Lifestyles at 800035704572 within UAE or +13326006836 outside UAE, or email CBI@aspirelifestyles.com for VIP invitation and access
Caps and limits
15% discount on shopping packages and Shopping Express, VIP lounge access subject to availability
Where
International
“VIP invitation and exclusive shopping discounts including 15% discount on shopping packages”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Other 1 benefit

Aspire Lifestyles Premium Concierge Service

Verified 5 Oct 2026

Premium lifestyle concierge service providing access to global bespoke services and events, personal shopping assistance, luxury item sourcing, VIP experience access, and comprehensive travel and leisure assistance.

How often
Always on
How to use it
Call the concierge line — Call Aspire Lifestyles at 800035704572 within UAE or +13326006836 outside UAE, or email CBI@aspirelifestyles.com
Where
International
“A team of experienced professionals dedicated to helping you get the most out of life”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Purchase protection 1 benefit

Luxury Car Shipping Insurance

Verified 5 Oct 2026

Insurance protecting vehicles during transport to any country around the world with no deductibles and cost savings on car shipping insurance.

How often
Per event
How to use it
Applied automatically
Caps and limits
No deductibles
Where
International
“protect your vehicle during transport to any country around the world”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Spa & fitness 1 benefit

Privilee Membership with Pool, Beach Club and Spa Access

Verified 5 Oct 2026

Complimentary Privilee membership providing unlimited access to 62 pools and beach clubs, discounts at 54 spas, unlimited access to 25 kids clubs, and exclusive member discounts at over 430 bars and restaurants.

How often
Always on
How to use it
Activate in the bank's app — Contact Aspire Lifestyles at 800035704572 within UAE or +13326006836 outside UAE, or email CBI@aspirelifestyles.com
Caps and limits
Unlimited access to 62 pools and beach clubs, 54 spas with discounts, 25 kids clubs
Where
Dubai, Abu Dhabi, Sharjah
“Unlimited access to 62 pools and beach clubs. Discounts in 54 lush spas.”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Travel insurance 3 benefits

Destination Holidays with Abercrombie & Kent

Verified 5 Oct 2026

Luxury tailor-made travel experience with discounts on holidays. 15% discount on holidays including touring, and 10% discount on holidays without touring, plus VIP status on each booking.

How often
Yearly
How to use it
Call the concierge line — Contact Aspire Lifestyles at 800035704572 within UAE or +13326006836 outside UAE, or email CBI@aspirelifestyles.com
Caps and limits
15% discount on holidays with touring, 10% discount on holidays without touring
Where
International
“15% discount on any holiday, including touring. 10% discount on any holiday, without touring.”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Emirates Skywards Monthly Miles Earning

Verified 5 Oct 2026

Earn up to 100,000 Skywards Miles monthly on card spend, charged on the card anniversary date. Monthly spend on certain merchant categories capped to 100,000 miles (Stations, Distributors, Freight, Courier, Advertising Media).

How often
Monthly
How to use it
Applied automatically
Caps and limits
Monthly cap of 100,000 Skywards Miles; certain merchant categories capped
Exclusions
Stations, Distributors, Freight, Courier, Advertising Media excluded from points on some card variants
Where
All emirates
“Up to 100,000 Skyward Miles monthly. charged on the card anniversary date”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Premium Travel Insurance

Verified 5 Oct 2026

Premium travel insurance covering family members up to the same levels as the primary cardholder for various travel-related obstacles and inconveniences.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Family members covered up to same levels as primary cardholder
Where
International
“Family members are covered up to the same levels as the primary cardholder.”

Source: https://www.cbiuae.com/media/k0ubng5c/wee-booklet-eng.pdf · Last checked 5 Oct 2026

Where this card sits

All 5 Commercial Bank International cards Every UAE card

Questions

What is the annual fee on the World Elite Exclusive Mastercard?

The World Elite Exclusive Mastercard has a published annual fee of AED 15,750. Schedule of Charges lists Primary Card Annual Membership Fee as AED 15,750 (inclusive of VAT, per the note 'These charges are inclusive of Value Added Tax (VAT)'). There are alternate fee options tied to Skywards Miles/Platinum Membership bundles (e.g., AED 63,365 or AED 76,115) and an Option 1 with no fee, but the standard/base annual membership fee is AED 15,750. No fee-waiver spend threshold or minimum salary requirement is stated in the provided pages. Conventional (non-Shariah) card, so interest-rate terminology applies (APR 2.99%).

What benefits does the World Elite Exclusive Mastercard include?

The World Elite Exclusive Mastercard carries 9 verified benefits across 7 categories: Airport transfer, Hotel, Online shopping, Other, Purchase protection, Spa & fitness, Travel insurance. Each is quoted from Commercial Bank International's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this month. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.