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Deem Titanium Credit Card card
Deem Finance

Deem Titanium Credit Card

Mastercard Titanium Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 210 a year The card is free in the first year. The annual membership fee from year 2 onwards is AED 210 inclusive of VAT. No fee waiver conditions are mentioned; spending thresholds appear to relate to reward programs rather than fee waivers.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

8 verified benefits

Quoted from Deem Finance's published terms. Anything we could not match to the issuer's own words is not listed.

Annual fee waiver 1 benefit

First Year Annual Fee Waiver

Verified 24 Aug 2026

The card is free for the first year, saving AED 210 inclusive of VAT on annual membership fee.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Applies to first year only
Exclusions
After first year, standard annual fee applies
Where
All emirates
“it is free for the first year and you save AED 210 (inclusive of VAT)”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

Grocery 1 benefit

Talabat Dining Discount

Verified 24 Aug 2026

Enjoy 20% off grocery or food orders capped at AED 14 discount, available up to twice a month on Talabat app.

How often
2 uses a month
How to use it
Activate in the bank's app — Use your Deem Mastercard on the Talabat app
Caps and limits
Capped at AED 14 per transaction, up to twice a month
Where
All emirates
“Enjoy 20% off grocery or food orders (capped at AED 14) up to twice a month”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

Hotel 1 benefit

Booking.com Hotel Credit

Verified 24 Aug 2026

Earn up to 7% credit in your Booking.com Wallet when booking hotels and stays using your Deem card.

How often
Per event
How to use it
Redeem in a partner app — Book on Booking.com using your Deem card
Caps and limits
Up to 7% credit
Where
International
“enjoy up to 7% credit in your Booking.com Wallet”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

Spa & fitness 1 benefit

FiiT Fitness Discount

Verified 24 Aug 2026

Enjoy 25% discount on your first subscription payment plus 14-day free trial with FiiT fitness service using code MASTERCARD25.

How often
Per event
How to use it
Voucher code — Use Code: MASTERCARD25
Caps and limits
Applies to first subscription payment only
Where
All emirates
“25% discount on your first subscription payment + 14 Day free trial”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

Travel insurance 4 benefits

Avis Car Rental Discount

Verified 24 Aug 2026

Enjoy up to 20% discount on Avis car rentals worldwide across Europe, Middle East, Africa, Asia, USA, and Canada.

How often
Per event
How to use it
Redeem in a partner app — Present Deem card at Avis locations
Where
International
“you can turn to Avis and enjoy a 20% discount across Europe, the Middle East, Africa, Asia, the United States, and Canada”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

Deem Double Secure Insurance

Verified 24 Aug 2026

Protects outstanding credit card balance in event of death or critical illness and covers up to 10% of outstanding for nine months in event of involuntary job loss.

How often
Always on
How to use it
Applied automatically
Caps and limits
Covers up to 10% of outstanding for nine months in job loss event
Where
All emirates
“Protects your credit card outstanding in the unfortunate event of death or critical illness”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

GetYourGuide Activities Discount

Verified 24 Aug 2026

Save up to 12% off on tours and activities when booking through exclusive promotional link.

How often
Per event
How to use it
Redeem on a website — Book through exclusive promotional link
Caps and limits
Up to 12% off
Where
International
“Enjoy up to 12% off at GetYourGuide”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

Heathrow Express Travel Discount

Verified 24 Aug 2026

Enjoy 12% off on both Express Class and Business First tickets between London Paddington and Heathrow Airport using code MCARD26.

How often
Per event
How to use it
Voucher code — Use Code: MCARD26
Caps and limits
12% off Express Class and Business First tickets
Where
International
“Use Code: MCARD26 and enjoy 12% off on both Express Class and Business First tickets”

Source: https://www.deem.io/credit-cards/titanium · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the Deem Titanium Credit Card?

The Deem Titanium Credit Card has a published annual fee of AED 210. The card is free in the first year. The annual membership fee from year 2 onwards is AED 210 inclusive of VAT. No fee waiver conditions are mentioned; spending thresholds appear to relate to reward programs rather than fee waivers.

What benefits does the Deem Titanium Credit Card include?

The Deem Titanium Credit Card carries 8 verified benefits across 5 categories: Annual fee waiver, Grocery, Hotel, Spa & fitness, Travel insurance. Each is quoted from Deem Finance's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.