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Deem World Credit Card card
Deem Finance

Deem World Credit Card

Mastercard World Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 525 a year The card is free in the first year. From year 2 onwards, the annual membership fee is AED 525 including VAT. No fee waiver based on spending is mentioned. No minimum salary requirement is stated in the provided pages.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

19 verified benefits

Quoted from Deem Finance's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 24 Aug 2026

Access to over 1,000 lounges around the world to relax before your flight.

How often
Always on
How to use it
Triggered by paying with the card
Where
All emirates
“Step into 1000+ lounges around the world and relax before your flight with special access.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Annual fee waiver 2 benefits

Free First Year Annual Fee

Verified 24 Aug 2026

Annual membership fee waived for the first year, saving AED 525 inclusive of VAT on the Deem World Cash Up card.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“That's because it is free for first year and you save AED 525 (inclusive of VAT) on annual membership fee.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Supplementary Credit Cards at No Cost

Verified 24 Aug 2026

Multiple supplementary cards available at no cost to extend benefits and privileges to loved ones.

How often
Per event
How to use it
Call the concierge line
Where
All emirates
“Extend the suite of Deem benefits and privileges to your loved ones with Deem Supplementary Cards. Avail multiple supplementary cards at no cost.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Grocery 1 benefit

20% Off Talabat Food and Grocery Orders

Verified 24 Aug 2026

20% discount on grocery or food orders capped at AED 14 up to twice a month with your Deem Mastercard on the Talabat app.

How often
2 uses a month
How to use it
Activate in the bank's app
Caps and limits
Capped at AED 14 per order, maximum twice per month
Where
All emirates
“Enjoy 20% off grocery or food orders (capped at AED 14) up to twice a month with your Deem Mastercard on the Talabat app.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Hotel 2 benefits

Complimentary Night Stays and Prestige Status at Millennium Hotels & Resorts

Verified 24 Aug 2026

One complimentary night when staying for 3 or 4 nights at Millennium Hotels & Resorts worldwide, plus Prestige status match with your Deem World Mastercard.

How often
Always on
How to use it
Applied automatically
Caps and limits
One complimentary night per 3-4 night stay
Where
All emirates
“Get one complimentary night when staying for 3 or 4 nights.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Up to 7% Credit on Booking.com

Verified 24 Aug 2026

Up to 7% credit in your Booking.com Wallet when booking hotels and stays on Booking.com using your Deem Card.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Turn every trip into more rewards. Book your hotels, and stays on Booking.com using your Deem Card and enjoy up to 7% credit in your Booking.com Wallet.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Online shopping 2 benefits

15% Off MyUS Membership

Verified 24 Aug 2026

15% discount on international shipping when shopping via U.S. online stores through MyUS with complimentary membership benefits included.

How often
Always on
How to use it
Voucher code
Where
All emirates
“Enjoy 15% off international shipping when shopping via U.S. online stores with MyUS, exclusively for Deem Cardholders.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Save up to USD 300 on Farfetch

Verified 24 Aug 2026

Exclusive savings on selected luxury brands at Farfetch when using promo code MCMEA26 at checkout with your Deem Mastercard.

How often
Yearly
How to use it
Voucher code
Caps and limits
Up to USD 300
Where
All emirates
“Save up to USD 300 on Farfetch Enjoy exclusive savings on selected luxury brands at Farfetch when you shop with your Deem Mastercard.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Other 1 benefit

Visa Appointments Through Fulfill Solutions

Verified 24 Aug 2026

Global traveler visa appointment service through Fulfill Solutions available exclusively for Mastercard holders at only US$15.

How often
Per event
How to use it
Call the concierge line
Where
All emirates
“Applying for travel visa made simple and quick for global traveler (Exclusive offer for Mastercard holders for only US$ 15).”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Spa & fitness 1 benefit

25% Off FiiT Fitness Subscription

Verified 24 Aug 2026

25% discount on your first subscription payment plus 14 day free trial with FiiT fitness service using code MASTERCARD25.

How often
Per event
How to use it
Voucher code
Caps and limits
25% off first subscription payment plus 14 day free trial
Where
All emirates
“Use Code: MASTERCARD25 & Enjoy 25% discount on your first subscription payment + 14 Day free trial.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Travel insurance 8 benefits

12% Off Heathrow Express

Verified 24 Aug 2026

12% discount on both Express Class and Business First tickets on Heathrow Express between London Paddington and Heathrow Airport using code MCARD26.

How often
Always on
How to use it
Voucher code
Where
All emirates
“Use Code: MCARD26 and enjoy 12% off on both Express Class and Business First tickets with your Deem Card.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Hertz Gold Plus Rewards Membership

Verified 24 Aug 2026

Complimentary Hertz Gold Plus Rewards Five Star membership providing priority rental line access at airports and free one-car-class upgrades.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Get ahead of the rental line at airports, free one-car-class upgrades and more with your complimentary Hertz Gold Plus Rewards® Five Star membership.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Travel Inconvenience Insurance

Verified 24 Aug 2026

Travel Inconvenience Insurance coverage for you and your family members including visiting parents and children.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Travel Inconvenience Insurance for you and your family members (visiting parents and children).”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Travel Insurance Letter

Verified 24 Aug 2026

Seamless and instantaneous generation of travel insurance letters for visa application needs for you and your family members.

How often
Per event
How to use it
Redeem on a website
Where
All emirates
“Generate a travel insurance letter seamlessly and instantaneously for you and your family members (visiting parents and children) visa application needs.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Travel Medical Insurance

Verified 24 Aug 2026

Travel Medical Insurance coverage for you and your family members including visiting parents and children.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Travel Medical Insurance for you and your family members (visiting parents and children).”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Up to 12% Off at GetYourGuide

Verified 24 Aug 2026

Up to 12% discount on tours and activities when booking through the exclusive promotional link on GetYourGuide.

How often
Always on
How to use it
Redeem on a website
Where
All emirates
“Save on tours and activities when you book through the exclusive promotional link, making travel more affordable and memorable.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Up to 15% Discount on Trip.com

Verified 24 Aug 2026

Up to 15% discount on flights, hotels, and travel bookings when paying with your Deem Card on Trip.com using promo code MCTRIP15.

How often
Always on
How to use it
Voucher code
Where
All emirates
“Book your next getaway on Trip.com and enjoy up to 15% off when you pay with your Deem Card.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Up to 35% Off Avis Car Rentals Worldwide

Verified 24 Aug 2026

Up to 35% discount on car rentals across Europe, Middle East, Africa, Asia, United States, and Canada with Avis.

How often
Always on
How to use it
Voucher code
Caps and limits
Up to 35% discount
Where
All emirates
“you can turn to Avis and enjoy a 35% discount across Europe, the Middle East, Africa, Asia, the United States, and Canada.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Valet parking 1 benefit

Complimentary Valtrans Valet Parking Services

Verified 24 Aug 2026

Six complimentary valet parking services every month through Valtrans at malls and hotspots.

How often
6 uses a month
How to use it
Applied automatically
Where
All emirates
“Enjoy 6 complimentary valet parking services every month.”

Source: https://www.deem.io/credit-cards/world · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the Deem World Credit Card?

The Deem World Credit Card has a published annual fee of AED 525. The card is free in the first year. From year 2 onwards, the annual membership fee is AED 525 including VAT. No fee waiver based on spending is mentioned. No minimum salary requirement is stated in the provided pages.

What benefits does the Deem World Credit Card include?

The Deem World Credit Card carries 19 verified benefits across 9 categories: Airport lounge, Annual fee waiver, Grocery, Hotel, Online shopping, Other, Spa & fitness, Travel insurance, Valet parking. Each is quoted from Deem Finance's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.