Consumer Cashback Platinum Card

Earn 4% cashback on automobile servicing expenses with a maximum monthly cap of AED 400

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum AED 400 per month; total monthly maximum cashback cap across all categories is AED 1,000 per billing cycle; minimum AED 4,000 monthly retail spend required to be eligible for cashback

Exclusions

Cashback applicable on transactions in UAE only

Where

All emirates

“Automobile Servicing 4% 400”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Earn 4% cashback on Etisalat and Du mobile bill payments with a maximum monthly cap of AED 150

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum AED 150 per month; total monthly maximum cashback cap across all categories is AED 1,000 per billing cycle; minimum AED 4,000 monthly retail spend required to be eligible for cashback

Exclusions

Cashback applicable on transactions in UAE only; utility & government bills transactions made through DIB platforms do not earn cashback

Where

All emirates

“Etisalat & Du Bill Payments 4% 150”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Earn 4% cashback on Salik toll and NOL public transport recharges with a maximum monthly cap of AED 50

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum AED 50 per month; total monthly maximum cashback cap across all categories is AED 1,000 per billing cycle; minimum AED 4,000 monthly retail spend required to be eligible for cashback

Exclusions

Cashback applicable on transactions in UAE only

Where

All emirates

“Salik and Nol recharges 4% 50”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Earn 4% cashback on supermarket and hypermarket purchases with a maximum monthly cap of AED 400 (AED 300 from 10 October 2026)

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum AED 400 per month (reducing to AED 300 from 10 October 2026); total monthly maximum cashback cap across all categories is AED 1,000 per billing cycle; minimum AED 4,000 monthly retail spend required to be eligible for cashback

Exclusions

Cashback not earned on utility & government bills via DIB platforms, foreign currency, traveller's cheques, money orders, deposits, cryptocurrency, pre-paid cards, wire transfers, account funding, charity, or other VISA/Mastercard defined categories

Where

All emirates

“For supermarkets & hypermarkets purchases, bills, fuel and more, it's everyday convenience combined with everyday savings. Brought to you in collaboration with the Department of Economic Development”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Earn 4% cashback on utility bill payments with a maximum monthly cap of AED 150

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum AED 150 per month; total monthly maximum cashback cap across all categories is AED 1,000 per billing cycle; minimum AED 4,000 monthly retail spend required to be eligible for cashback

Exclusions

Cashback applicable on transactions in UAE only; utility & government bills transactions made through DIB platforms do not earn cashback

Where

All emirates

“Utility Bills 4% 150”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Earn 4% cashback on school fee payments with a maximum monthly cap of AED 400 (AED 300 from 10 October 2026)

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum AED 400 per month (reducing to AED 300 from 10 October 2026); total monthly maximum cashback cap across all categories is AED 1,000 per billing cycle; minimum AED 4,000 monthly retail spend required to be eligible for cashback

Exclusions

Cashback applicable on transactions in UAE only

Where

All emirates

“School Fees 4% 400”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Earn 4% cashback on fuel purchases with a maximum monthly cap of AED 150

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum AED 150 per month; total monthly maximum cashback cap across all categories is AED 1,000 per billing cycle; minimum AED 4,000 monthly retail spend required to be eligible for cashback

Exclusions

Cashback applicable on transactions in UAE only

Where

All emirates

“Fuel Spends 4% 150”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Complimentary roadside assistance up to 2 times per year including vehicle registration pickup/drop-off, vehicle servicing pickup/drop-off, towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, off-road pull out, and free international driving license.

How often

2 uses a year

How to use it

Call the concierge line — Contact service provider via WhatsApp (600500372 for emergency car towing) or by phone (600500372) or email (dibfeedback@motoringclub.com)

Caps and limits

Limited to 2 complimentary calls per year; one additional roadside assistance available at upgrade fee; services include vehicle registration (once yearly), vehicle servicing (once yearly), towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, off-road pull out. Note: Petrol cost for fuel assistance paid separately by customer; lock-out service only if customer proves ownership; off-road pull out only for vehicles stuck in sand/desert.

Exclusions

Battery boosting only if battery voltage is low; flat tyre replacement limited to used tyres if spare is in good condition; lock-out service requires proof of vehicle ownership; off-road pull out limited to vehicles stuck in sand or desert environments

Where

All emirates

“Never be stranded on the road without support with our complimentary roadside assistance up to 2 times per year.”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026

Comprehensive travel and medical coverage up to USD 100,000 including accidental death, emergency medical expenses, missed departure, trip delay, baggage delay, baggage loss, loss of money, and personal liability when booking flight tickets with the eligible DIB Card. Coverage applies to cardholder, spouse, and up to 4 children under age 18.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Coverage limit up to USD 100,000 principal sum insured; accidental death 100% of principal; emergency medical USD 100,000 with AED 50 deductible; emergency dental USD 500; missed departure/cancellation USD 1,000; trip delay USD 1,000 (4+ hours); baggage delay USD 1,000 (4+ hours); baggage loss USD 3,000; loss of money USD 375; personal liability USD 60,000

Exclusions

Coverage applicable when flight tickets are booked using eligible DIB Card

Where

International

“Enjoy travel and medical coverage of up to US$ 100,000 on your trips when you book your flight tickets using your eligible DIB Card.”

Source: https://www.dib.ae/personal/cards/consumer-platinum-card · Last checked 25 Aug 2026