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Consumer Cashback Reward Card card
Dubai Islamic Bank

Consumer Cashback Reward Card

Visa Standard Islamic — profit rate, not interest Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 210 a year Card is Shariah-compliant (Islamic). First year free as stated 'Limited Time Offer First Year Free'. Year 2 onwards fee is AED 200 excluding VAT. No spend-based fee waiver exists. Minimum monthly salary requirement is AED 5,000.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Profit rate
Not published

9 verified benefits

Quoted from Dubai Islamic Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Cashback 5 benefits

Automobile Servicing Cashback

Verified 25 Aug 2026

Earn 3% cashback on automobile servicing expenses with a maximum of AED 300 per month

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum Monthly Cashback (AED) 300 per category; Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
Exclusions
Cashback applicable on transactions in UAE only.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Automobile Servicing 3% 300”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Etisalat & Du Bill Payments Cashback

Verified 25 Aug 2026

Earn 3% cashback on Etisalat and Du bill payments with a maximum of AED 100 per month

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum Monthly Cashback (AED) 100 per category; Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
Exclusions
Cashback applicable on transactions in UAE only. Not earned on utility and government bills transactions made through DIB platforms.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Etisalat & Du Bill Payments 3% 100”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Salik and Nol Recharges Cashback

Verified 25 Aug 2026

Earn 3% cashback on Salik and Nol recharges with a maximum of AED 25 per month

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum Monthly Cashback (AED) 25 per category; Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
Exclusions
Cashback applicable on transactions in UAE only.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Salik and Nol recharges 3% 25”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Supermarket & Hypermarket Purchases Cashback

Verified 25 Aug 2026

Earn 3% cashback on supermarket and hypermarket purchases with a maximum of AED 300 per month (capped at AED 200 from October 10, 2026)

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum Monthly Cashback (AED) 300 per category; Total monthly maximum cashback cap is AED 1,000 per Billing Cycle. Effective 10th October 2026, cap reduces to AED 200 per month.
Exclusions
Cashback applicable on transactions in UAE only. Not earned on utility and government bills via DIB platforms, foreign currency, travelers cheques, money orders, deposits, cryptocurrency, pre-paid cards, wire transfers, account funding, or charity.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Supermarket & Hypermarket Purchases 3% 300*”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Utility Bills Cashback

Verified 25 Aug 2026

Earn 3% cashback on utility bills with a maximum of AED 100 per month

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum Monthly Cashback (AED) 100 per category; Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
Exclusions
Cashback applicable on transactions in UAE only. Not earned on utility and government bills transactions made through DIB platforms.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Utility Bills 3% 100”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Education 1 benefit

School Fees Cashback

Verified 25 Aug 2026

Earn 3% cashback on school fees with a maximum of AED 300 per month (capped at AED 200 from October 10, 2026)

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum Monthly Cashback (AED) 300 per category (effective 10th October 2026, reduces to AED 200); Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
Exclusions
Cashback applicable on transactions in UAE only.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“School Fees 3% 300*”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Fuel 1 benefit

Fuel Spends Cashback

Verified 25 Aug 2026

Earn 3% cashback on fuel purchases with a maximum of AED 100 per month

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum Monthly Cashback (AED) 100 per category; Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
Exclusions
Cashback applicable on transactions in UAE only.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Fuel Spends 3% 100”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Other 1 benefit

Complimentary Roadside Assistance

Verified 25 Aug 2026

Complimentary roadside assistance up to 2 times per year including vehicle registration, servicing pick-up/drop-off, towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, off-road pull-out, and free international driving license.

How often
2 uses a year
How to use it
Call the concierge line — Contact service provider via Whatsapp or phone at 600500372, or email dibfeedback@motoringclub.ae
Caps and limits
Up to 2 complimentary services per year. One additional roadside assistance available on charge of Upgrade Fee. Services require proof of vehicle ownership where applicable.
Exclusions
Vehicle registration passing result and associated costs not included. Fuel cost (10 litres petrol 92) paid separately by customer. Used tyres provided for flat tyre replacement.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Complimentary roadside assistance up to 2 times per year”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

Travel insurance 1 benefit

Travel and Medical Insurance Coverage

Verified 25 Aug 2026

Comprehensive travel and medical insurance coverage up to USD 100,000 on trips when flight tickets are booked using the eligible DIB Card. Coverage includes personal accident benefits, emergency medical expenses, cancelled/delayed departure, loss of personal belongings, and baggage delay/loss. Coverage applies to cardholder, spouse and children (up to 4, under age 18).

How often
Per event
How to use it
Triggered by paying with the card — Book flight tickets using eligible DIB Card to activate coverage
Caps and limits
Coverage up to USD 100,000 for personal accident, emergency medical expenses. Emergency Dental USD 500, Missed Departure/Cancellation USD 1,000, Trip Delay USD 1,000 (4+ hours), Baggage Delay USD 1,000 (4+ hours), Baggage Loss USD 3,000, Loss of Money USD 375, Personal Liability USD 60,000.
Where
All emirates
“Enjoy travel and medical coverage of up to US$ 100,000 on your trips when you book your flight tickets”

Source: https://www.dib.ae/personal/cards/consumer-reward-card · Last checked 25 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

All 13 Dubai Islamic Bank cards Every UAE card

Questions

What is the annual fee on the Consumer Cashback Reward Card?

The Consumer Cashback Reward Card has a published annual fee of AED 210. Card is Shariah-compliant (Islamic). First year free as stated 'Limited Time Offer First Year Free'. Year 2 onwards fee is AED 200 excluding VAT. No spend-based fee waiver exists. Minimum monthly salary requirement is AED 5,000.

What salary does the Consumer Cashback Reward Card require?

Dubai Islamic Bank publishes a minimum monthly salary of AED 5,000 for the Consumer Cashback Reward Card.

What benefits does the Consumer Cashback Reward Card include?

The Consumer Cashback Reward Card carries 9 verified benefits across 5 categories: Cashback, Education, Fuel, Other, Travel insurance. Each is quoted from Dubai Islamic Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.