Emirates Skywards DIB Infinite Covered Card

Unlimited complimentary access to over 1200 airport lounges worldwide for cardholder and a guest. First visit per calendar year is complimentary. Subsequent visits require foreign currency spend of USD 1 equivalent outside UAE on both primary and supplementary cards minimum 15 days prior, or charged at US$32 per usage.

How often

Yearly

How to use it

Activate in the bank's app — Download and register card on Visa Airport Companion App for complimentary access starting October 1, 2024. Alternatively, present card at lounge.

Caps and limits

Unlimited complimentary visits with foreign currency spend requirement of USD 1 equivalent outside UAE minimum 15 days prior to visit. Charge of US$32 per visit if spend criteria not met.

Where

International

“unlimited complimentary access to over 1200 airport lounges worldwide”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

Complimentary Emirates Skywards Silver membership providing bonus Skywards Miles when flying with Emirates, extra baggage allowance of 12kg over ticket allowance, Emirates Lounge access at Dubai International Airport, and complimentary seat selection when flying Emirates.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Benefits include extra 12kg baggage allowance and complimentary seat selection with Emirates

Where

International

“Emirates Skywards Silver membership, offering you a host of travel benefits including”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

4 complimentary airport transfers per annum for travel between Dubai International Airport Terminal 3 and Abu Dhabi and vice versa. Booking must be made minimum 2 calendar days in advance and cancellation minimum 12 hours prior.

How often

4 uses a year

How to use it

Activate in the bank's app — Book your ride in advance minimum 2 calendar days prior to travel date, maximum 3 months in advance

Caps and limits

4 transfers per annum. Fee of AED 50 charged for waiting beyond 20 minutes. Benefit conditional on Emirates airline ticket purchase within 6 months prior and minimum monthly spend of AED 8,000.

Where

Dubai, Abu Dhabi

“4 complimentary airport transfers for travel between Dubai International Airport Terminal 3 and Abu Dhabi and vice versa”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

Exclusive member privileges at over 900 luxury hotel properties worldwide including preferential prices, room upgrades, free internet and breakfast, VIP guest status, late check-outs and complimentary food and beverage vouchers worth US$25 per stay.

How often

Yearly

How to use it

Redeem on a website — Book stay at www.visaluxuryhotels.com and pay with the Emirates Skywards DIB Infinite Covered Card

Caps and limits

Applies at over 900 luxury hotel properties worldwide

Where

International

“complimentary food and beverage vouchers worth US$ 25”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

0% Easy Payment Plan available when purchasing Emirates tickets on emirates.com using the Emirates Skywards DIB Infinite Covered Card. Apply for the payment plan via the link provided on the Emirates booking confirmation page.

How often

Per event

How to use it

Redeem on a website — Purchase Emirates tickets on emirates.com, pay with card, and apply for plan via link on booking confirmation page

Caps and limits

0% profit rate (Shariah-compliant financing)

Exclusions

Available only for Emirates ticket purchases on emirates.com

Where

International

“Enjoy 0% Easy Payment Plan when you purchase Emirates tickets to any destination on emirates.com”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

Complimentary roadside assistance up to 5 times per year including vehicle registration pick-up/drop-off (once yearly), vehicle servicing pick-up/drop-off (once yearly), towing, fuel assistance (10 litres of petrol 92), battery boost, flat tyre fixing, lock-out service, off-road pull out, and complimentary international driving license.

How often

5 uses a year

How to use it

Call the concierge line — Contact service provider via WhatsApp or phone at 600500372 for emergency car towing or to speak with agent

Caps and limits

Up to 5 complimentary occasions per year. Vehicle registration and servicing pick-up/drop-off once per year each. Fuel assistance cost for petrol paid separately by customer.

Exclusions

Towing excludes passing result and associated costs. Off-road pull out rescue only if vehicle is immobile.

Where

All emirates

“Never be stranded on the road without support with our complimentary roadside assistance up to 5 times per year.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

World-class customer service and support in unforeseen events including lost or stolen card reporting, emergency card replacement, and emergency cash disbursement.

How often

Always on

How to use it

Call the concierge line — Call +971 4 361 1234 for assistance with lost/stolen card or emergency services

Where

International

“Lost or stolen Card reporting Emergency Card replacement Emergency cash disbursement”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

24/7 personalised customer service available globally through dedicated toll-free numbers. Services include hotel bookings, flight reservations, and more through a global network of service providers.

How often

Always on

How to use it

Call the concierge line — Call 8000 441 3487 (UAE toll-free) or +971 4 361 1234 for service requests

Caps and limits

Available 24 hours per day, seven days per week globally

Where

International

“24 hours a day, seven days a week. Whether at home or abroad, you will have access to a host of services like hotel bookings, flight reservations”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

Protection of purchases from theft or damage for 365 days from date of purchase. Full payment must be made using card either in store or online. Applicable on new item purchases only. Accidental damage to mobile phones covered. Claims must be submitted within 28 days; theft must be reported within 24 hours of discovery.

How often

Always on

How to use it

Activate in the bank's app — Access Visa Airport Companion App for policy details and claims submission

Caps and limits

Coverage for 365 days from purchase date. Claims within 28 days. Theft reports within 24 hours.

Exclusions

Full payment must be made with the card; applicable on new items only

Where

International

“Protect your purchases from theft or damage, enabling you to immerse yourself in worry free shopping.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

Automatic doubling of manufacturer's warranty for up to 1 year on purchases made with the card, protecting cardholders against cost of repair and replacement of items.

How often

Always on

How to use it

Activate in the bank's app — Access Visa Airport Companion App for terms and conditions

Caps and limits

Doubles manufacturer's warranty for up to 1 year

Where

International

“automatic doubling of the manufacturer's warranty for up to 1 year”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

24/7 medical advice over telephone, medical service provider referral, monitoring of medical conditions pre and post hospitalisation, essential medicine and equipment delivery, dispatch of physician to location, medical evacuation and repatriation, and legal referral with interpreter services.

How often

Always on

How to use it

Call the concierge line — Call +44 (0) 208 762 8373 for medical and legal assistance

Where

International

“Medical advice over the telephone Medical service provider referral”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

Travel and medical coverage up to US$500,000 on trips booked with the card, covering cardholder, spouse and up to 5 children on all trips up to 90 days. Includes personal accident benefits, emergency medical expenses, evacuation and repatriation, hospital daily cash, trip cancellation/curtailment, delayed departure, missed departure, missed connection, and baggage delay benefits.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Coverage up to US$500,000 on trips up to 90 days

Where

All emirates

“Enjoy travel and medical coverage of up to US$500,000 on your trips while booking your tickets with your card.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026

4 complimentary valet parking services per month at 18 key locations across UAE including Wafi City, American Hospital, Oasis Centre, Ibn Battuta Mall, Dubai Airport Terminals 1 & 3, Yas Mall, and Marina Mall. Present card at valet parking reception.

How often

4 uses a month

How to use it

Triggered by paying with the card — Simply present card at the valet parking reception at participating locations

Caps and limits

4 complimentary services per month. Excess usage charged per facility rates (AED 50-83 per hour or AED 60 per visit).

Where

Dubai, Abu Dhabi

“4 complimentary valet parking services per month at 18 key locations across the UAE”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-infinite-covered-card · Last checked 25 Aug 2026