Emirates Skywards DIB Platinum Covered Card

Earn 5,000 bonus Skywards Miles upon card activation. Miles can be redeemed with Emirates and a wide selection of partners.

How often

Per event

How to use it

Applied automatically — Automatic award within card activation process.

Caps and limits

5,000 miles on activation.

Where

All emirates

“5,000 bonus Miles on card activation.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Enjoy exclusive member privileges at over 900 luxury hotel properties worldwide with preferential prices, room upgrades, free internet, breakfast, VIP guest status, late check-outs, and complimentary food and beverage vouchers worth USD 25. Book at www.visaluxuryhotels.com and pay with the card.

How often

Per event

How to use it

Redeem on a website — Book stay at www.visaluxuryhotels.com and pay with Emirates Skywards DIB Platinum Credit Card.

Where

International

“complimentary food and beverage vouchers worth US$ 25”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Use the card to clear outstanding balances on any other banks' covered cards with no documentation required. Apply through Online Banking.

How often

Per event

How to use it

Redeem on a website — Apply for facility through Online Banking at https://online.dib.ae.

Where

All emirates

“Balance transfer facility: Use the Emirates Skywards DIB Platinum Covered Card to clear your outstanding on any other banks' Covered cards and save more on unnecessary charges with no documentation”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Enjoy 0% Easy Payment Plan when purchasing Emirates tickets to any destination on emirates.com. Purchase tickets with the card and apply for payment via the link on the Emirates booking confirmation page.

How often

Per event

How to use it

Redeem on a website — Purchase Emirates tickets on emirates.com, pay with the card, apply for payment via link on booking confirmation page.

Where

All emirates

“Enjoy 0% Easy Payment Plan when you purchase Emirates tickets to any destination on emirates.com”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Earn 2 additional Skywards Miles for every USD 1 spent through ExtraMiles App on hotel bookings and car rentals (limited period offer).

How often

Always on

How to use it

Activate in the bank's app — Download ExtraMiles app at https://app.earnextramiles.com and make hotel or car rental purchases through the app.

Caps and limits

Limited period offer only.

Exclusions

Hotel bookings and car rentals only; excludes other merchant categories.

Where

All emirates

“earn 2 additional Skywards Miles for every USD 1 spent with ExtraMiles App when you make purchases for hotel bookings & car rentals through the app.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Earn 1 Skywards Mile for every equivalent USD spent on Emirates airlines transactions.

How often

Always on

How to use it

Redeem in a partner app

Where

All emirates

“Emirates spends 1 Mile”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Earn up to 0.75 Skywards Miles for every equivalent USD spent on foreign currency transactions. Miles can be redeemed with Emirates and partners.

How often

Always on

How to use it

Redeem in a partner app

Exclusions

Miles not earned on excluded transaction categories per card terms.

Where

All emirates

“Local currency spends Up to 0.5 Mile”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Earn up to 0.5 Skywards Miles for every equivalent USD spent on local currency transactions. Miles can be redeemed with Emirates and partners.

How often

Always on

How to use it

Redeem in a partner app

Exclusions

Miles not earned on government, utilities, insurance, automobiles, education, fuel, real estate, telecom, transport, cryptocurrency, pre-paid cards, wire transfers, account funding, charity.

Where

All emirates

“You will earn 0.15 Mile per USD spend done on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, telecom and transport. You will earn 0.3 Mile per”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Complimentary roadside assistance up to 2 times per year including vehicle registration, vehicle servicing pick-up and drop-off, towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, and off-road pull out.

How often

2 uses a year

How to use it

Call the concierge line — Contact service provider via WhatsApp or phone: 600500372 for emergency car towing or to speak with agent.

Caps and limits

Up to 2 times per year; vehicle servicing and registration pick-up once per year each.

Exclusions

Vehicle passing result and associated costs excluded. Flat tyres replaced with used tyres only.

Where

All emirates

“Never be stranded on the road without support with our complimentary roadside assistance up to 2 times per year.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

World-class customer service including lost or stolen card reporting, emergency card replacement, and emergency cash disbursement up to USD 5,000.

How often

Per event

How to use it

Call the concierge line — Call +971 4 361 1234 for emergency card replacement and cash disbursement.

Caps and limits

Emergency cash disbursement up to USD 5,000.

Where

International

“Lost or stolen Card reporting Emergency Card replacement Emergency cash disbursement up to US$ 5,000”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Complimentary International Driving License for cardholders after providing required documentation.

How often

Per event

How to use it

Call the concierge line — Contact service provider at 600500372 with required documentation.

Caps and limits

One-time complimentary issuance.

Exclusions

Cardholder must prove documentation and ownership eligibility.

Where

All emirates

“Free international driving license: Complimentary International Driving license for cardholders after collecting the needed documentation.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Global medical advice and legal referral services including telephone medical advice, medical service provider referral, monitoring pre/post hospitalization, medicine delivery, physician dispatch, medical evacuation and repatriation, and legal/interpreter referral.

How often

Per event

How to use it

Call the concierge line — Call +44 (0) 208 762 8373 for medical advice, referral, and legal services.

Where

International

“Medical advice over the telephone Medical service provider referral Monitoring medical condition pre and post hospitalisation Essential medicine and equipment delivery Dispatch of physician to your”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Automatic doubling of the manufacturer's warranty (subject to maximum of 24 months combined) against mechanical breakdown on new electrical household products purchased with the card.

How often

Per event

How to use it

Applied automatically — Automatic coverage on eligible electrical household product purchases made with the card.

Caps and limits

Maximum 24 months combined warranty (manufacturer + extended).

Exclusions

Only applies to new electrical household products. Terms and conditions per www.visamiddleeast.com.

Where

All emirates

“Extended Warranty: The Emirates Skywards DIB Platinum Covered Card entitles you to an extended warranty on your purchases, which is an automatic doubling of the manufacturer's warranty”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

The card protects purchases against theft and damage for a period of 365 days from the date of purchase.

How often

Per event

How to use it

Applied automatically — Automatic coverage on eligible purchases made with the card.

Caps and limits

365 days from purchase date.

Exclusions

Terms and conditions apply per www.visamiddleeast.com.

Where

All emirates

“365 Days Purchase Protection: The Emirates Skywards DIB Platinum Covered Card protects your purchase against theft and damage for a period of 365 days.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026

Enjoy travel and medical coverage of up to USD 100,000 when you book flight tickets using the card. Coverage extends to spouse and children (up to 4, under age 18). Includes personal accident benefits, emergency medical expenses, cancelled/delayed departure, loss of personal belongings, and baggage delay/loss.

How often

Per event

How to use it

Applied automatically

Caps and limits

Up to USD 100,000 coverage; spouse and children up to 4 under age 18 eligible.

Where

All emirates

“Enjoy travel and medical coverage of up to US$ 100,000 on your trips when you book your flight tickets using your eligible DIB Card.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-platinum-covered-card · Last checked 25 Aug 2026