Emirates Skywards DIB Signature Covered Card

Complimentary access to over 1,200 airport lounges worldwide, up to 8 times per year via the Visa Airport Companion App.

How often

8 uses a year

How to use it

Redeem in a partner app — Download and register the card on the Visa Airport Companion App; use the app instead of showing the physical card for lounge access.

Caps and limits

1st visit per calendar year free; subsequent visits require USD1 equivalent foreign currency spend outside UAE at least 15 days prior; otherwise USD32 fee per use.

Where

International

“Enjoy complimentary access to over 1,200 airport lounges 8 times per year.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Two complimentary airport transfers per year between Dubai International Airport Terminal 3 and Abu Dhabi and vice versa.

How often

2 uses a year

How to use it

Redeem on a website — Book at least 2 calendar days in advance via the DIB airport transfer booking service; requires prior Emirates ticket purchase within 6 months and minimum monthly spend of AED5,000.

Caps and limits

2 transfers per annum per card; supplementary cardholder usage counts toward the same total.

Exclusions

AED50 fee if waiting exceeds 20 minutes; fee up to AED335 (excl. VAT) if minimum monthly spend criteria not met.

Where

Dubai, Abu Dhabi

“Enjoy stress-free travel with 2 complimentary airport transfers for travel between Dubai International Airport Terminal 3 and Abu Dhabi and vice versa”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Earn Skywards Miles for every equivalent USD spent on local and foreign currency transactions, with higher rates for Emirates spends.

How often

Always on

How to use it

Applied automatically

Caps and limits

Rates vary: Emirates spends 1.5 Miles, foreign currency up to 1 Mile, local currency up to 0.75 Mile, 0.2 Mile for government/supermarkets/utilities/insurance/automobiles/education/fuel/real estate/telecom/transport, 0.5 Mile for EEA spend.

Exclusions

Miles not earned on utility/government bill payments via DIB platforms, forex/travelers cheque purchase, money orders, deposits, cryptocurrency, prepaid cards with cash access, wire transfers, account funding, charity.

Where

All emirates

“Local currency spends Up to 0.75 Mile”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Limited-time offer to earn 2 additional Skywards Miles for every USD1 spent via the ExtraMiles App on hotel bookings and car rentals.

How often

Always on

How to use it

Redeem in a partner app — Download the ExtraMiles app and make hotel/car rental purchases through it using the card.

Caps and limits

Limited time offer only.

Where

All emirates, International

“earn 2 additional Skywards Miles for every USD 1 spent with ExtraMiles App when you make purchases for hotel bookings & car rentals through the app”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Member privileges at over 900 luxury hotel properties worldwide including preferential prices, room upgrades, free internet and breakfast, VIP status, late check-out and a complimentary food & beverage voucher worth US$25.

How often

Yearly

How to use it

Redeem on a website — Book stay at www.visaluxuryhotels.com and pay with the Emirates Skywards DIB Signature Covered Card.

Caps and limits

Available at over 900 luxury hotel properties worldwide.

Where

International

“complimentary food and beverage vouchers worth US$ 25”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Convert Emirates ticket purchases made with the card into a 0% profit-rate easy payment plan.

How often

Always on

How to use it

Redeem on a website — Purchase Emirates tickets on emirates.com with the card, then apply for the payment plan via the link on the Emirates booking confirmation page.

Where

All emirates

“Enjoy 0% Easy Payment Plan when you purchase Emirates tickets to any destination on emirates.com”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Up to 3 complimentary roadside assistance services per year including towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, off-road pull out, and free international driving license.

How often

3 uses a year

How to use it

Call the concierge line — Contact the service provider via WhatsApp or phone at 600500372.

Caps and limits

Includes vehicle registration pickup/drop (once/year), vehicle servicing pickup/drop (once/year), towing, fuel assistance (10L petrol), battery boost, flat tyre fixing, lock-out service, off-road pull out, and free international driving license.

Exclusions

Petrol cost paid separately by customer; towing excludes passing result and associated costs.

Where

All emirates

“Never be stranded on the road without support with our complimentary roadside assistance up to 3 times per year.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

World-class support for lost or stolen card reporting, emergency card replacement, and emergency cash disbursement.

How often

Always on

How to use it

Call the concierge line — Call +971 4 361 1234.

Where

All emirates, International

“Lost or stolen Card reporting Emergency Card replacement Emergency cash disbursement”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

24/7 personalised concierge service offering hotel bookings, flight reservations, limousine transfers and more via global toll-free numbers.

How often

Always on

How to use it

Call the concierge line — Call 8000 441 3487 (UAE toll-free) or +971 4 361 1234, or visit visamiddleeast.com.

Where

All emirates, International

“The Emirates Skywards DIB Signature Card entitles you to the best personalised customer service, 24 hours a day, seven days a week.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Protection against theft or damage for new items purchased with the card, including accidental damage cover for mobile phones.

How often

Always on

How to use it

Redeem in a partner app — Submit claim via Visa Airport Companion App within 28 days of incident; report theft within 24 hours of discovery.

Caps and limits

Covered for 365 days from purchase date; applicable to new item purchases only; covers accidental damage of mobile phones.

Where

All emirates

“Protect your purchases from theft or damage, enabling you to immerse yourself in worry free shopping.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Automatic doubling of the manufacturer's warranty for up to 1 year on items purchased with the card.

How often

Always on

How to use it

Redeem in a partner app — Access terms, conditions and claims via the Visa Airport Companion App.

Caps and limits

Automatic doubling of manufacturer's warranty for up to 1 additional year of coverage.

Where

All emirates

“an automatic doubling of the manufacturer’s warranty for up to 1 year protecting cardholders against the cost of repair and replacement of an item”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Travel and medical coverage of up to US$500,000 including personal accident, emergency medical, evacuation, trip cancellation, delay and baggage benefits when tickets are booked with the card.

How often

Always on

How to use it

Applied automatically — Book flight tickets using the card to activate coverage; access certificate and claims via Visa Airport Companion App.

Caps and limits

Coverage up to US$500,000; cardholder, spouse and up to 5 children covered on trips up to 90 days.

Where

International

“Enjoy travel and medical coverage of up to US$500,000 on your trips while booking your tickets with your card.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Access to medical advice, service provider referrals, monitoring, medicine delivery, physician dispatch, evacuation/repatriation, legal referral and interpreter referral while travelling.

How often

Always on

How to use it

Call the concierge line — Call +44 (0) 208 762 8373.

Where

International

“Medical advice over the telephone Medical service provider referral”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026

Two complimentary valet parking services per month at 18 key locations across the UAE.

How often

2 uses a month

How to use it

Applied automatically — Present the card at the valet parking reception at participating locations.

Caps and limits

2 complimentary valet parking services per month at 18 key locations across UAE; excess usage charged per posted rates (e.g., AED50/hour standard, AED83/hour at DXB Terminal 1 & 3, AED60/visit at Yas/Marina Mall).

Where

Dubai, Abu Dhabi

“Take away the hassle of parking with 2 complimentary valet parking services per month at 18 key locations across the UAE.”

Source: https://www.dib.ae/personal/cards/emirates-skywards-dib-signature-covered-card · Last checked 25 Aug 2026