Prime Classic Card

The Prime Classic Card is issued with no annual fee charged to the cardholder.

How often

Yearly

How to use it

Applied automatically

Where

All emirates

“No Annual Fee”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026

Earn 0.5 Wala'a Rewards points for every AED 1 spent on retail purchases (0.8 points for foreign-currency spend), redeemable for flight tickets, hotel stays, retail purchases, bill payments and more.

How often

Always on

How to use it

Applied automatically

Caps and limits

Maximum Points that can accrue over one calendar month is limited based on the Credit Limit (Accrual Limit); Points expire after 24 months if unredeemed.

Exclusions

No rewards on Utility & Government bill payments via DIB platforms, foreign currency/traveler's cheque purchases, money orders, deposits, cryptocurrency purchases, prepaid cards with cash access, wire transfers, account funding, and charity transactions; EU-originated retail spends excluded since 1 Dec 2019.

Where

All emirates

“Earn 0.5 Wala’a Rewards for every AED 1 & 0.8 Wala'a Rewards for every AED equivalent foreign currency on all retail spends”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026

Consolidate other credit card balances onto the Prime Classic Card, up to 80% of the card limit or 100% of the available cash limit, with no documentation required and multiple transfers permitted.

How often

Always on

How to use it

Redeem on a website — Avail the balance transfer facility through Online or Mobile Banking as well as through Banking Express Terminals.

Caps and limits

Minimum transfer amount AED 100, maximum AED 250,000; up to 80% of the Card Limit or 100% of the available cash limit; instant transfer takes 1 to 3 business days.

Where

All emirates

“Manage payments easily by consolidating your other card balances onto your Prime card (up to 80% of card limit or 100% of the available cash limit).”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026

Complimentary roadside assistance up to 2 times per year including vehicle registration pick-up/drop-off, vehicle servicing pick-up/drop-off, towing of accident/damaged vehicles, fuel assistance (10 litres of petrol), battery boost, flat tyre fixing, lock-out service, and off-road pull-out.

How often

2 uses a year

How to use it

Call the concierge line — Contact the service provider via WhatsApp or phone (600500372) to request assistance.

Caps and limits

Up to 2 times per year; fuel assistance limited to 10 litres of petrol 92 with the petrol cost paid separately by the customer; towing only for immobile vehicles.

Exclusions

Passing result and associated costs excluded from vehicle registration pick-up service.

Where

All emirates

“Never be stranded on the road without support with our complimentary roadside assistance up to 2 times per year.”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026

Cardholders receive a 50% discount on an International Driving License after submitting the required documentation.

How often

Per event

How to use it

Call the concierge line — Contact the roadside assistance service provider and submit required documentation to receive the discount.

Where

All emirates

“Discounted International Driving License: 50% discount on International Driving license for cardholders after collecting the needed documentation.”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026

Cardholders enjoy easy cash access with high cash withdrawal limits of up to 80% of the total card limit, plus a cash transfer facility from the card to a DIB account.

How often

Always on

How to use it

Applied automatically

Caps and limits

Cash withdrawal limit up to 80% of total card limit.

Where

All emirates

“Enjoy easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility from your card to your DIB account.”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026

Optional facility allowing cardholders to set security preferences on the card, determining transaction types, financial limits, and location restrictions.

How often

Always on

How to use it

Activate in the bank's app

Where

All emirates

“An optional facility that allows you to set security preferences on your Prime Classic Card, determining the type of transactions your card can be used for along with financial limits and location”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026

Travel and medical coverage of up to US$50,000 on trips booked with the eligible DIB card, covering the cardholder, spouse, and up to 4 children under 18, including personal accident, emergency medical expenses, cancelled/delayed departure, and baggage loss/delay benefits.

How often

Per event

How to use it

Applied automatically — Book flight tickets using the eligible DIB Card to trigger coverage; contact Watania for the travel coverage certificate or use the ISA ASSIST app for claims.

Caps and limits

Principal Sum Insured AED 50,000; Emergency Medical Expenses AED 62,000; Emergency Dental AED 125; Missed Departure/Cancellation AED 750; Trip Delay AED 125 (in excess of 4 hours); Baggage Delay AED 375 (4 hours); Baggage Loss AED 500; Loss of Money AED 125; Personal Liability AED 20,000.

Where

All emirates, International

“Enjoy travel and medical coverage of up to US$ 50,000 on your trips when you book your flight tickets using your eligible DIB Card.”

Source: https://www.dib.ae/personal/cards/prime-classic-card · Last checked 25 Aug 2026