Prime Platinum

Exclusive benefits at luxury hotels worldwide including best rates, automatic room upgrades, free internet & breakfast, VIP guest status, late check-out and complimentary US$ 25 food and beverage voucher.

How often

Per event

How to use it

Redeem on a website — Visit www.visaluxuryhotels.com for details

Where

International

“Enjoy exclusive privileges with the Visa Luxury Hotel Collection such as best rates, automatic room upgrades, free internet & breakfast, VIP guest status, late check-out and a complimentary US$ 25”

Source: https://www.dib.ae/personal/cards/prime-platinum-card · Last checked 25 Aug 2026

Earn 2.0 Wala'a Rewards for every AED 1 on retail spends and 2.2 Wala'a Rewards for every AED equivalent on foreign currency spends. Redeem for flight tickets, hotel stays, retail purchases, bill payments and more.

How often

Always on

How to use it

Redeem in a partner app — Redeem through Wala'a Rewards platform for flights, hotels, retail or bill payments

Caps and limits

No earning on utility bills through DIB platforms, cryptocurrency, pre-paid cards, wire transfers, account funding or charity

Exclusions

No rewards on European Union transaction categories as of 1 Dec 2019; reduced 0.2 points for supermarkets, telecom, education, petroleum, government services, takaful, car dealers, transport and real estate

Where

All emirates

“Earn 2.0 Wala'a Rewards for every AED 1 & 2.2 Wala'a Rewards for every AED equivalent foreign currency on all retail spends”

Source: https://www.dib.ae/personal/cards/prime-platinum-card · Last checked 25 Aug 2026

Complimentary roadside assistance up to 2 times per year including vehicle registration pickup/drop-off, servicing pickup/drop-off, towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, off-road pull out, and complimentary international driving license.

How often

2 uses a year

How to use it

Call the concierge line — Contact via Whatsapp 600500372 for emergencies or call 600500372 to speak with agent; email dibfeedback@motoringclub.com

Caps and limits

Limited to 2 times per year; fuel assistance limited to 10 litres of petrol 92

Exclusions

Vehicle registration towing excludes passing result and associated costs; off-road pull out provided only for vehicles stuck in sand

Where

All emirates

“Never be stranded on the road without support with our complimentary roadside assistance up to 2 times per year.”

Source: https://www.dib.ae/personal/cards/prime-platinum-card · Last checked 25 Aug 2026

Protect purchases from theft or damage for 365 days from date of purchase. Claims must be submitted within 28 days of incident. For theft, report within 24 hours of discovery.

How often

Per event

How to use it

Call the concierge line — Submit claims within 28 days of incident; report theft within 24 hours of discovery

Caps and limits

Covers new item purchases only; covers accidental damage to mobile phones

Exclusions

Full payment must be made using Prime Platinum Card in store or online

Where

All emirates

“Protect your purchases from theft or damage, enabling you to immerse yourself in worry free shopping.”

Source: https://www.dib.ae/personal/cards/prime-platinum-card · Last checked 25 Aug 2026

Comprehensive travel and medical coverage up to US$ 100,000 on trips when flight tickets are booked using the DIB card. Coverage includes personal accident benefits, emergency medical expenses, cancelled/delayed departure, loss of personal belongings, and baggage delay/loss for cardholder, spouse and up to 4 children under 18.

How often

Per event

How to use it

Applied automatically — Automatically activated when flight tickets are booked with eligible DIB Card; contact 800 WATANIA for certificate or claims

Caps and limits

Coverage limit US$ 100,000; applies to cardholder, spouse and up to 4 children under age 18

Exclusions

Coverage only applies when flight tickets are booked using eligible DIB Card

Where

International

“Enjoy travel and medical coverage of up to US$ 100,000 on your trips when you book your flight tickets using your eligible DIB Card.”

Source: https://www.dib.ae/personal/cards/prime-platinum-card · Last checked 25 Aug 2026