Cashback Plus

Unlimited complimentary access to over 1,200 airport lounges worldwide for the primary and supplementary cardholders via the Visa Airport Companion App. The first visit each calendar year is complimentary; subsequent complimentary visits require a foreign currency spend of USD 1 or more at least 15 days before the visit, otherwise USD 32 per visit is charged.

How often

Always on

How to use it

Redeem in a partner app — Access lounges through the Visa Airport Companion App; make a foreign currency spend of USD 1+ at least 15 days before travel to keep visits complimentary.

Caps and limits

USD 32 per visit charged if the foreign currency spend criteria is not met; accompanying guests charged USD 32 per person per visit.

Where

International, All emirates

“Enjoy unlimited complimentary access to over 1,200 airport lounges worldwide for you and your supplementary cardholders.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Up to two complimentary Meet & Greet services per year at UAE airports - Marhaba Silver in Dubai or Salam Basic in Abu Dhabi. A minimum monthly retail spend (AED 5,000 per the benefit tile; AED 3,000 per the Bronze service tile) is required.

How often

2 uses a year

How to use it

Redeem on a website — Book via the Meet & Greet booking link on the card page before travel.

Caps and limits

Maximum 2 complimentary services per year; minimum monthly retail spend required.

Exclusions

If the spend requirement is not met or the free limit is exceeded, the standard service fee is charged to the card.

Where

Dubai, Abu Dhabi

“Enjoy up to two complimentary Marhaba Meet & Greet services per year when travelling through UAE airports.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Complimentary Marhaba Meet & Greet bronze service (Silver at Dubai or Basic at Abu Dhabi) up to 2 times per year.

How often

2 uses a year

How to use it

Redeem on a website — Book through the Marhaba service portal.

Caps and limits

Maximum 2 complimentary services per calendar year. Minimum AED 3,000 monthly spend required. Standard service fee applies if limit exceeded.

Where

Dubai, Abu Dhabi

“Get up to 2 complimentary Meet & Greet services each year, Marhaba Silver (Dubai) or Salam Basic (Abu Dhabi).”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

The AED 299 first-year annual membership fee is waived on meeting a retail spend of AED 5,000 within the first 90 days of card approval; the waiver continues in subsequent years with a minimum spend of AED 30,000 per year. Supplementary cards have no annual fee.

How often

Yearly

How to use it

Applied automatically — Meet AED 5,000 retail spend within 90 days of approval for the first year; AED 30,000 annual spend for subsequent years.

Caps and limits

Campaign period 1 January 2026 to 31 March 2026 for new applicants; spend thresholds apply.

Exclusions

Balance transfers, Easy Payment Plans, cash advances, credit card cheques, finance charges, all bank fees, merchant-reversed transactions and other transactions determined by the bank do not count toward the waiver.

Where

All emirates

“The first year annual fee of AED 299 (the "Annual Fees") shall not be applied to Applicant's Card on meeting a retail spend of AED 5,000 within first 90 days of card approval”

Source: https://www.emiratesislamic.ae/en/terms-and-conditions/cashback-plus-credit-card-tc · Last checked 7 Sep 2026

Earn up to 10% cashback on school and university fees in the UAE and abroad when minimum monthly spend of AED 3,000 is met.

How often

Monthly

How to use it

Activate in the bank's app — Log in to your Emirates Islamic account through Online Banking or Mobile Banking. Go to Cards → Rewards → Redemption. Submit your redemption request.

Caps and limits

Maximum cashback of AED 200 per month per category. Requires minimum monthly spend of AED 3,000.

Exclusions

Balance transfers, Easy Payment Plans, Cash advances, Credit Card Cheques, Finance charges, All fees charged on the card

Where

All emirates

“Education : 10% cashback on school and university fees in the UAE and abroad.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Earn up to 10% cashback on Etisalat and Du bills in UAE and telecom services across the globe when minimum monthly spend of AED 3,000 is met.

How often

Monthly

How to use it

Activate in the bank's app — Log in to your Emirates Islamic account through Online Banking or Mobile Banking. Go to Cards → Rewards → Redemption. Submit your redemption request.

Caps and limits

Maximum cashback of AED 200 per month per category. Requires minimum monthly spend of AED 3,000.

Where

All emirates

“Telecom : 10% cashback on Etisalat, du bills in UAE and telecom services across the globe.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Earn up to 10% cash back as Cashback Plus Points on supermarket, education, dining and telecom spend, subject to a minimum monthly spend of AED 3,000 across the card.

How often

Monthly

How to use it

Activate in the bank's app — Log in to Online Banking or the EI+ Mobile Banking App, go to Cards > Rewards > Redemption and submit the request. Minimum 300 cashback points required to redeem; points valid 2 years.

Caps and limits

Minimum total monthly spend of AED 3,000 required; points valid for 2 years; points only earned on spend within the assigned credit limit.

Where

All emirates, International

“Payments for supermarket, education, dining and telecom made with your Emirates Islamic Cashback Plus Credit Card earn up to 10% cash back in the form of Cashback Plus Points.”

Source: https://www.emiratesislamic.ae/en/terms-and-conditions/cashback-plus-credit-card-tc · Last checked 7 Sep 2026

Enjoy 20% off all movie tickets and 20% off food and beverage purchases at all Roxy Cinemas locations across the UAE. Offer valid until 30 April 2027.

How often

Always on

How to use it

Triggered by paying with the card — Pay with the Emirates Islamic card at Roxy Cinemas to receive the 20% discount.

Caps and limits

Offer valid until 30 April 2027.

Where

All emirates

“Enjoy 20% off all movie tickets and F&B purchases at Roxy Cinemas across the UAE.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Get 50% cashback on cinema tickets any day of the week at any cinema in the UAE, capped at AED 100 per month, with a minimum AED 5,000 monthly spend. Cashback is credited within 45 working days of meeting the spend condition and applies to Visa merchant code 7832.

How often

Monthly

How to use it

Triggered by paying with the card — Pay for cinema tickets with the card at a cinema classified under merchant code 7832; cashback is credited within 45 working days.

Caps and limits

Maximum AED 100 cashback per month; minimum AED 5,000 monthly spend required.

Exclusions

Only applicable to Merchant Code 7832 as defined by Visa.

Where

All emirates

“Get 50% cashback on cinema tickets, any day of the week, at any cinema across the UAE.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Complimentary 'Buy 1 Get 1' movie tickets every month at Reel Cinemas, valid any day of the week. A minimum calendar-month retail spend of AED 3,000 is required on the card.

How often

Monthly

How to use it

Voucher code — Use the Buy 1 Get 1 offer when booking at Reel Cinemas with the card.

Caps and limits

Minimum AED 3,000 calendar-month retail spend; limited number of complimentary tickets per month.

Exclusions

If the spend criteria is not met or the maximum complimentary tickets are exceeded, the discount availed is billed to the card.

Where

All emirates

““Buy 1 Get 1” movie tickets every month at Reel Cinemas — any day of the week.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

A school fees installment plan that lets cardholders spread school payments; school fee payment plan installments are excluded from earning cashback.

How often

Per event

How to use it

Redeem on a website — Apply for the School Fees Installment Plan via the linked page on the bank's website.

Exclusions

School Fee Payment Plan installments do not qualify for cashback.

Where

All emirates

“School Fees Installment Plan Manage school payments the easy way.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Two free golf rounds each month at top UAE clubs, available on weekdays and weekends subject to course availability. A minimum calendar-month spend of AED 5,000 on the card is required.

How often

2 uses a month

How to use it

Redeem on a website — Book through the golf booking link provided on the card page, subject to course availability.

Caps and limits

Minimum AED 5,000 spend in the calendar month required; maximum rounds capped.

Exclusions

If the spend requirement is not met, rounds are exceeded, or in case of a no-show, the applicable green fee is charged to the card.

Where

All emirates

“Complimentary Golf Enjoy two free golf rounds per month at top UAE clubs.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Discover exclusive travel deals, hotel discounts, and car rental savings with your Emirates Islamic Visa Credit or Debit Card.

How often

Always on

How to use it

Redeem on a website — Visit visainfinitecard.com to browse and book current Visa travel offers with the card.

Where

International

“Discover exclusive travel deals, hotel discounts, and car rental savings with your Emirates Islamic Visa Card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Privileges at over 900 properties worldwide: best available rate guarantee, automatic room upgrade when available, complimentary in-room internet, complimentary continental breakfast, 3:00 PM late check-out when available, VIP guest status and a USD 25 food or beverage voucher.

How often

Per event

How to use it

Redeem on a website — Book a participating property through www.visaluxuryhotels.com using the card.

Caps and limits

Room upgrade and late check-out subject to availability; applies at participating Luxury Hotel Collection properties.

Where

International

“Complimentary continental breakfast 3:00 PM late check-out (when available) VIP Guest status USD 25 food or beverage voucher”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Convert large purchases into 0% Easy Payment Plans with tenures of 3, 6, 9 or 12 months at partner outlets including Carrefour and Sharaf DG, applicable on electronics, telecom, supermarkets and jewellery.

How often

Per event

How to use it

Redeem on a website — Request the plan at partner outlets or via the Easy Payment Plan page on the bank's website.

Caps and limits

Tenures of 3, 6, 9 or 12 months at partner outlets.

Exclusions

Easy Payment Plan transactions do not earn cashback and do not count toward the annual fee waiver.

Where

All emirates

“Enjoy flexible plans of 3, 6, 9, or 12 months on purchases made at partner outlets.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Consolidate outstanding balances from other banks into a single manageable monthly payment; no profit rate is charged on the transferred amount.

How often

Per event

How to use it

Call the concierge line — Request a balance transfer through Emirates Islamic banking channels.

Exclusions

Balance transfers do not earn cashback and do not count toward the annual fee waiver.

Where

All emirates

“Consolidate your outstanding balances from other banks into a single, manageable monthly payment and save more each month. No profit rate is charged on the transferred amount.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Convert large purchases into 0% Easy Payment Plans with flexible tenures of 3, 6, 9, or 12 months across top UAE retailers.

How often

Per event

How to use it

Redeem on a website — Available on purchases at partner outlets including Carrefour, Sharaf DG, and others.

Caps and limits

Flexible tenures of 3, 6, 9, or 12 months. Applicable on electronics, telecom, supermarkets, and jewellery.

Where

Dubai, Abu Dhabi, Sharjah

“Convert large purchases into 0% Easy Payment Plans with flexible tenures across top UAE retailers.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Access up to 80% of the available credit limit as instant cash with convenient payment options.

How often

Per event

How to use it

Call the concierge line — Request Cash on Call through Emirates Islamic banking channels; details on the linked page.

Caps and limits

Up to 80% of the available credit limit.

Where

All emirates

“Access up to 80% of your available credit limit as instant cash, with convenient payment options.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Cashback Plus cardholders receive Gold Class cabin access on the metro, as listed among the card's key features for primary and supplementary cardholders.

How often

Always on

How to use it

Applied automatically — Present the card for Gold Class cabin access on the metro.

Where

Dubai

“Gold Class cabin access on the metro”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Automatic Salik account top-up using the Cashback Plus Credit Card so journeys are uninterrupted. Activate by calling 600 599 995; top-ups made through online or mobile banking are updated within 48 hours.

How often

Always on

How to use it

Call the concierge line — Call 600 599 995 to activate the auto top-up facility.

Caps and limits

Top-ups made through online or mobile banking are updated within 48 hours.

Exclusions

RTA bill payments made via Emirates Islamic banking channels do not earn rewards.

Where

Dubai

“Auto top-up facility on Salik using your Emirates Islamic Cashback Plus Credit Card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Exclusive savings of up to 50% on world-famous UAE attractions when paying with an Emirates Islamic Visa covered or debit card.

How often

Always on

How to use it

Triggered by paying with the card — Pay at participating UAE attractions with the Emirates Islamic Visa card.

Caps and limits

Discount is 'up to' 50% and varies by attraction.

Where

All emirates

“Unlock exclusive savings on world-famous UAE attractions when you pay with your Emirates Islamic VISA Covered or Debit Card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Eligible items purchased in full with the card automatically receive up to one additional year of warranty beyond the original manufacturer's coverage, with no registration required.

How often

Per event

How to use it

Applied automatically — Protection applies automatically on eligible items purchased in full with the card; claim details at www.insurancecemea.com/home.

Caps and limits

Up to one additional year from the expiry of the original manufacturer's warranty.

Exclusions

Valid only for eligible products purchased in full with the card.

Where

All emirates, International

“we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Eligible purchases made with the card are covered against loss, theft or damage, up to USD 7,500 per claim and USD 20,000 per year.

How often

Yearly

How to use it

Call the concierge line — Call 800 0441 3487 or +971 4 361 1234 to claim; full details at cardholderbenefitsonline.com.

Caps and limits

Up to USD 7,500 per claim and USD 20,000 per year.

Where

All emirates, International

“Coverage for lost, stolen, or damaged items bought with your card. Up to USD 7,500 per claim and USD 20,000 per year.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Complimentary access to Sharjah Ladies Club including pool, beach, gym and recreational privileges. A minimum calendar-month retail spend of AED 3,000 is required on the card.

How often

Monthly

How to use it

Redeem on a website — Book through the booking link provided on the card page and present the card.

Caps and limits

Minimum AED 3,000 calendar-month retail spend required.

Exclusions

If the spend criteria is not met, the applicable service fee is billed to the card.

Where

Sharjah

“Enjoy complimentary access to Sharjah Ladies Club with pool, beach, gym, recreational privileges, and more.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Automatic travel accident and travel inconvenience takaful cover for all trips of up to 90 days in duration when the trip is paid for with the card. A travel takaful certificate can be obtained online.

How often

Always on

How to use it

Applied automatically — Pay for the trip using the card; download the travel takaful certificate from the link on the card page.

Caps and limits

Trips of up to 90 days in duration.

Where

International

“You are automatically covered for travel accident and travel inconvenience takaful on all trips of up to 90 days in duration.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026

Access 2 complimentary valet parking services per month at selected UAE locations by presenting the Cashback Plus card at the valet desk. A minimum calendar-month retail spend is required (AED 5,000 per the valet tile; a separate tile states one service per month with AED 3,000 spend, rising to AED 5,000 from 01 March 2026).

How often

2 uses a month

How to use it

Triggered by paying with the card — Present the Emirates Islamic Cashback Plus Card at the valet parking desk at a participating location.

Caps and limits

Minimum monthly retail spend required; limited to selected UAE locations.

Exclusions

If the spend criteria is not met or the maximum complimentary services are exceeded, the actual service amount is billed to the card.

Where

All emirates

“Access 2 complimentary valet services per month at selected UAE locations.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-plus-card · Last checked 7 Sep 2026