Bustan بستان
Skywards Infinite Card card
Emirates Islamic

Skywards Infinite Card

Visa Infinite Islamic — profit rate, not interest Verified 7 Sep 2026

Fees and eligibility, as published

Annual fee
AED 1,048.95 a year Shariah-compliant card. First year AMF of AED 999 waived if AED 30,000 spend achieved within 180 days of card approval. Year-2+ annual profit rate is AED 999. No additional profit charged on accrued profit (murabaha product).
Annual fee waived at
AED 30,000 spend
Minimum monthly salary
Not published
Profit rate
Not published

14 verified benefits

Quoted from Emirates Islamic's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 7 Sep 2026

Unlimited complimentary access to airport lounges worldwide via Visa Airport Companion Mobile App with one guest included.

How often
Always on
How to use it
Activate in the bank's app — Access via Visa Airport Companion Mobile App. Present Emirates Islamic Skywards Infinite Credit Card at lounge. Subsequent visits require USD 1 foreign currency spend 15 days prior.
Caps and limits
2 complimentary visits per calendar year without additional spend. Additional guest charges USD 32 per person per visit if exceeding 1 guest allowance.
Where
All emirates
“2 visits to the Lounge in a calendar year are complimentary. To utilize the subsequent complimentary visits in the same calendar year, customer needs to make a minimum foreign currency spend of USD 1”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Annual fee waiver 1 benefit

Annual Membership Fee Waiver - First Year

Verified 7 Sep 2026

Complimentary waiver of annual membership fee in the first year subject to retail spend requirement, with automatic reversal of upfront charge.

How often
Yearly
How to use it
Applied automatically — Fee charged upfront and automatically reversed upon achieving AED 30000 retail spend within 180 days of card approval.
Caps and limits
First year only. Requires AED 30000 retail spend within 180 days from card approval. If spend not met, AED 999 fee charged in next statement.
Exclusions
No Welcome Bonus Miles or Cashback awarded during first-year fee waiver period.
Where
All emirates
“Annual Membership Fee (AMF) will be charged upfront and automatically reversed for the First Year subject to retail spends of AED 30,000”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Cinema 2 benefits

Reel Cinemas Buy 1 Get 1 Movie Tickets

Verified 7 Sep 2026

Complimentary Buy 1 Get 1 movie tickets at Reel Cinemas each month with minimum monthly retail spend requirement.

How often
3 uses a month
How to use it
Applied automatically — Automatic benefit with qualifying monthly spend of AED 5000. If requirement not met or limit exceeded, discounted amount billed to card.
Caps and limits
Up to 3 Buy 1 Get 1 offers per month. Requires AED 5000 minimum monthly retail spend.
Where
All emirates
“Get up to 3 Buy 1 Get 1 movie tickets each month at Reel Cinemas. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Roxy Cinemas 20% Discount

Verified 7 Sep 2026

20% discount on all movie tickets and food and beverages at Roxy Cinemas.

How often
Always on
How to use it
Triggered by paying with the card — Present Emirates Islamic Skywards Infinite Credit Card at Roxy Cinemas box office and concession stand for automatic 20% discount.
Caps and limits
Offer valid until 30 April 2027.
Where
All emirates
“20% off all movie tickets at Roxy Cinemas. 20% off food and beverages purchased on-site.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Golf 1 benefit

Complimentary Golf Rounds

Verified 7 Sep 2026

Unlimited complimentary golf rounds at a wide range of golf clubs on weekdays and weekends with minimum monthly spend requirement.

How often
Monthly
How to use it
Applied automatically — Book golf rounds online. Present Emirates Islamic Skywards Infinite Credit Card at golf club. Green fee applies if spend requirement not met or no-show occurs.
Caps and limits
Unlimited rounds available on weekdays and weekends. Requires AED 10000 minimum monthly retail spend. Green fee applies for no-show.
Where
All emirates
“Enjoy unlimited complimentary golf rounds at a wide range of golf club Available on weekdays and weekends”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Other 3 benefits

Emirates Skywards Silver Membership

Verified 7 Sep 2026

Automatic upgrade to Emirates Skywards Silver tier status for 12 months offering enhanced travel privileges, bonus miles, baggage allowance and priority check-in.

How often
Yearly
How to use it
Applied automatically — Automatic Silver tier status granted upon card issuance. To maintain in subsequent years, minimum USD 2500 annual spend on Emirates Airlines required.
Caps and limits
Valid for 12 months from card issuance. Requires USD 2500 (AED 9182.50) annual Emirates Airlines spend to maintain in subsequent years. Existing Gold/Silver members' status unaffected.
Where
All emirates
“Valid for 12 months from card issuance. To maintain the Silver Tier status for subsequent years, a minimum spend of USD 2,500”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Global Assistance

Verified 7 Sep 2026

VISA International 24/7 multilingual support for lost/stolen cards and emergency assistance worldwide.

How often
Always on
How to use it
Call the concierge line — Inside UAE: 8000-021, then dial 866-654-0112. Outside UAE: +1 303 967 1090. Available 24/7.
Caps and limits
24 hours a day, 365 days a year multilingual support.
Where
International
“VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Global Concierge Service

Verified 7 Sep 2026

24/7 round-the-clock concierge assistance for bookings, recommendations and reservations for flights, hotels and restaurants worldwide.

How often
Always on
How to use it
Call the concierge line — Contact concierge via toll-free 80004413487, international +971 4 361 1234 or +1 773 360 5320, or email [email protected]
Where
All emirates
“24/7 assistance for flights, hotels, and restaurants. Concierge hotlines.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Purchase protection 2 benefits

Extended Warranty

Verified 7 Sep 2026

Automatic extension of manufacturer's warranty by up to one additional year on eligible purchases made with the card.

How often
Per event
How to use it
Applied automatically — Extended warranty applied automatically at time of purchase. View details for coverage terms.
Caps and limits
Extends manufacturer's warranty by up to one additional year per item.
Where
All emirates
“Extends the manufacturer's warranty by up to one additional year. Applied automatically at the time of purchase.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Purchase Protection

Verified 7 Sep 2026

Automatic coverage for purchases against theft or damage up to stated limits per claim and annually.

How often
Always on
How to use it
Applied automatically — Coverage applies automatically when paying with card for eligible purchases. Contact support: Toll-free 800 0441 3487 or +971 4 361 1234 for claims.
Caps and limits
USD 7500 per claim, USD 20000 per year maximum coverage.
Where
All emirates
“Coverage of up to USD 7,500 per claim and USD 20,000 per year.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Spa & fitness 1 benefit

Sharjah Ladies Club Access

Verified 7 Sep 2026

Complimentary access to Sharjah Ladies Club facilities including pool, beach, gym and outdoor activities with monthly spend requirement.

How often
Monthly
How to use it
Applied automatically — Book complimentary access. Requires AED 5000 minimum monthly retail spend. Service fee applies if spend requirement not met.
Caps and limits
Complimentary with AED 5000 minimum monthly spend. Service fee charged if requirement not met.
Where
Sharjah
“Complimentary access to the pool, beach, gym, and outdoor activities. A minimum monthly (calendar month) retail spend of AED 5,000 is required”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Travel insurance 2 benefits

Balance Transfer - No Profit Rate

Verified 7 Sep 2026

Balance transfer facility from other credit cards with no profit rate charged on transferred balances.

How often
Per event
How to use it
Redeem on a website — Transfer balances from other credit cards to Skywards Infinite. Consolidate multiple payments into one convenient monthly payment.
Caps and limits
No profit rate charged on transferred balances. One convenient monthly payment.
Where
All emirates
“Transfer balances from other credit cards to your Skywards Infinite Credit Card. Enjoy no profit rate charged on transferred balances.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Multi-Trip Travel Takaful

Verified 7 Sep 2026

Automatic travel accident and inconvenience coverage for cardholder and family when traveling abroad, valid for trips up to 90 days.

How often
Yearly
How to use it
Applied automatically — Coverage applies automatically. Valid for international trips up to 90 days duration. Contact for more details via support channels.
Caps and limits
Valid for trips up to 90 days in duration.
Where
All emirates
“Your Emirates Islamic Skywards Infinite Visa card saves you the time and expense of organizing travel and medical takaful separately”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Valet parking 1 benefit

Complimentary Valet Parking

Verified 7 Sep 2026

Complimentary valet parking services at select prime locations across the UAE with minimum monthly spend requirement.

How often
2 uses a month
How to use it
Applied automatically — Present Emirates Islamic Skywards Infinite Credit Card at the valet desk to use this benefit at select locations.
Caps and limits
2 complimentary valet services per month. Requires AED 7500 minimum monthly retail spend. Service fee applies if spend not met or limit exceeded.
Where
All emirates
“Enjoy 2 complimentary valet parking services per month at select locations across the UAE.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 7 Sep 2026

Where this card sits

Questions

What is the annual fee on the Skywards Infinite Card?

The Skywards Infinite Card has a published annual fee of AED 1,048.95. Shariah-compliant card. First year AMF of AED 999 waived if AED 30,000 spend achieved within 180 days of card approval. Year-2+ annual profit rate is AED 999. No additional profit charged on accrued profit (murabaha product).

Can the Skywards Infinite Card annual fee be waived?

Emirates Islamic publishes a spend threshold of AED 30,000 for waiving the annual fee on the Skywards Infinite Card. Check the issuer's terms for the exact card year it is measured over.

What benefits does the Skywards Infinite Card include?

The Skywards Infinite Card carries 14 verified benefits across 9 categories: Airport lounge, Annual fee waiver, Cinema, Golf, Other, Purchase protection, Spa & fitness, Travel insurance, Valet parking. Each is quoted from Emirates Islamic's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 7 Sep 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.