Skywards Signature Card

Unlimited complimentary access to over 1,200 airport lounges worldwide for cardholder and one guest. First visit each year is complimentary; additional visits require USD 1 foreign currency spend within 15 days prior.

How often

Yearly

How to use it

Activate in the bank's app — Access lounges through Visa Airport Companion App or present card at lounge entrance

Caps and limits

First visit per year complimentary; additional visits require USD 1+ foreign currency spend within 15 days before visit; visits without required spend charged USD 32 per person; additional guests USD 32 per person per visit

Where

International

“Unlimited complimentary access to 1,200+ airport lounges for you and one guest.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Professional assistance through airport formalities for a stress-free airport experience with up to 2 complimentary Marhaba Meet & Greet services per year.

How often

2 uses a year

How to use it

Call the concierge line — Book through phone concierge by calling 600 599 995

Caps and limits

Minimum monthly spend of AED 3,000 required; if spend criteria not met or limit exceeded, service fee applies

Where

All emirates

“Up to 2 complimentary Marhaba Meet & Greet services per year. A minimum retail spend of 3,000 per monthly calendar month is required”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Convert Emirates Airlines purchases into 0% profit rate Easy Payment Plan, splitting flight costs into three convenient monthly installments with no profit charges.

How often

Per event

How to use it

Redeem on a website — Book flights on emirates.com; convert purchases to 0% Easy Payment Plan at checkout or call 600 599 995

Caps and limits

Available on Emirates Airlines purchases made on emirates.com only; split into 3 monthly installments

Where

International

“Convert your Emirates Airlines purchases made on emirates.com into a 0% Easy Payment Plan.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Enjoy complimentary movie tickets at Reel Cinemas with up to 2 Buy 1 Get 1 offers each month, valid any day of the week with a minimum monthly retail spend of AED 3,000.

How often

2 uses a month

How to use it

Applied automatically — Present card at cinema; tickets automatically credited with qualifying monthly spend

Caps and limits

Requires minimum monthly retail spend of AED 3,000; limited to 2 Buy 1 Get 1 offers per month; if spend requirement not met or ticket limit exceeded, discounted value charged

Where

All emirates

“Get up to 2 Buy 1 Get 1 movie tickets each month, valid any day of the week. A monthly retail spend of 3,000 is required.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Enjoy 2 complimentary golf rounds at a wide range of golf club locations on weekends or weekdays with a minimum monthly calendar month retail spend of AED 5,000.

How often

2 uses a year

How to use it

Redeem on a website — Book your game through the card provider's booking system or directly with golf clubs

Caps and limits

Minimum monthly retail spend of AED 5,000 required; if spend criteria not met or no-show at club, applicable green fee charged to card

Where

Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain

“Enjoy two complimentary golf rounds at a wide range of golf club locations on weekends or weekdays.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Access exclusive privileges at over 900 carefully selected hotel properties including best available rate guarantee, room upgrade, complimentary continental breakfast, in-room internet, 3:00 PM check-out, VIP status, and USD 25 food/beverage voucher.

How often

Always on

How to use it

Redeem on a website — Book through Luxury Hotel Collection properties or via hotel website

Where

International

“Best available rate guarantee. Room upgrade on arrival (when available). Complimentary continental breakfast.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Convert large purchases into flexible monthly installment plans of 3, 6, 9, 12, or 24 months duration.

How often

Per event

How to use it

Call the concierge line — Call 600 599 995 after purchase to set up installment plan

Caps and limits

Flexible plans available in 3, 6, 9, 12, or 24 month terms

Where

All emirates

“Flexible plans of 3, 6, 9, 12, or 24 months. Call 600 599 995 after your purchase to set up an installment plan.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Enjoy exclusive savings and travel benefits when booking with Visa card including discounts on Dubai staycations, international hotels, and car rentals.

How often

Always on

How to use it

Redeem on a website — Visit Visa travel offers portal or book through participating merchant partners

Where

International

“Discounts on Dubai staycations, international hotels, and car rentals.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Access professional medical or legal referrals at any time, available 24/7 for emergencies anywhere in the world.

How often

Always on

How to use it

Call the concierge line — Contact UAE +971 4 361 1234 or outside UAE +44 (0) 208 762 8373

Caps and limits

Customer must pay any interpreting fees or related charges for third parties involved

Where

International

“Access medical or legal referrals at any time. UAE: +971 4 361 1234 Outside UAE: +44 (0) 208 762 8373”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Automatic doubling of the manufacturer's warranty on card purchases, extending the original warranty by up to one additional year.

How often

Always on

How to use it

Applied automatically — Applied automatically when purchase is paid with the card; no activation required

Caps and limits

Extends original manufacturer warranty by up to one additional year

Where

All emirates

“Your Signature Credit Card doubles the manufacturer's warranty automatically.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Purchases are covered against theft or accidental damage with automatic protection when paying with the card.

How often

Always on

How to use it

Applied automatically — Protection applies automatically when purchase is paid with card; claim through insurancecemea.com

Where

All emirates

“Your purchases are covered against theft or accidental damage. Protection applies automatically when you pay with your card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Complimentary travel takaful coverage providing protection for travel accidents and inconveniences on trips up to 90 days, automatically applied when trip is booked using the card.

How often

Per event

How to use it

Applied automatically — Coverage automatically applies when trip is booked using card; certificate available at link provided

Caps and limits

Coverage valid for trips up to 90 days; includes travel accident and inconvenience takaful

Where

International

“Your card provides complimentary takaful coverage for your trip so you can explore the world with confidence.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026

Enjoy 1 complimentary valet parking service per month at select locations across the UAE with a minimum monthly calendar month retail spend of AED 3,000 (AED 5,000 effective 01 March 2026).

How often

Monthly

How to use it

Triggered by paying with the card — Present Emirates Islamic Skywards Signature card at valet parking desk at participating locations

Caps and limits

Minimum monthly retail spend of AED 3,000 required (AED 5,000 from 01 March 2026); if spend not met or service limit exceeded, actual service amount charged to card

Where

Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain

“Enjoy 1 complimentary valet parking services per month at select locations across the UAE.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/skywards-signature-credit-card · Last checked 7 Sep 2026