Switch Cashback Card

Unlimited access to over 1,200 airport lounges worldwide via the Visa Airport Companion App; first visit per calendar year is complimentary, subsequent visits require minimum foreign currency spend.

How often

Always on

How to use it

Redeem in a partner app — Present card at participating lounge; access via Visa Airport Companion Mobile App.

Caps and limits

First visit per calendar year free; subsequent visits require minimum USD 1 foreign currency spend at least 15 days prior, else USD 32 charge per usage; USD 32 per accompanying guest.

Where

International

“Access over 1,200 airport lounges worldwide via the Visa Airport Companion App.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Up to two complimentary Marhaba Meet & Greet airport services annually.

How often

2 uses a year

How to use it

Call the concierge line — Book via provided booking link; minimum monthly retail spend of AED 3,000 required.

Caps and limits

Minimum monthly retail spend of AED 3,000 required; excess usage billed at applicable service fee.

Where

All emirates

“Get up to two complimentary Marhaba Meet & Greet services annually with your card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

No annual membership fee for the first year; AED 299 fee applies from year 2, waived if retail spends exceed AED 30,000 in the last 12 months.

How often

Yearly

How to use it

Applied automatically — Fee automatically waived if retail spends on the card in the last 12 months exceed AED 30,000.

Caps and limits

Minimum annual retail spend of AED 30,000 required; excludes balance transfers, cash on call, cash withdrawals, fees & charges and quasi-cash transactions.

Exclusions

Balance transfers, Easy Payment Plans, Cash advances, Credit Card Cheques, Finance charges, All fees charged on the card, Transactions reversed by Merchants.

Where

All emirates

“An annual fee of AED 299 (excluding VAT) is chargeable on the Card from year 2. The charge will be automatically waived if retail spends on the card in the last 12 months exceed AED 30,000.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 4% cashback on airline spends under the Travel category, capped at AED 200 per month.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

Monthly cap of AED 200; requires Travel category selection.

Where

All emirates, International

“Airlines 4% 200”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 4% cashback on dining spends (available in both Lifestyle and Travel categories), capped at AED 200 per month.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

Monthly cap of AED 200.

Where

All emirates

“Dining 4% 200”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 4% cashback on education spends under the Lifestyle category, capped at AED 200 per month.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

Monthly cap of AED 200; requires Lifestyle category selection.

Where

All emirates

“Education 4% 200”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 8% cashback on domestic fuel spends, capped at AED 100 per month.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

Monthly cap of AED 100.

Where

All emirates

“Fuel (Domestic) 8% 100”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 4% cashback on hotel spends under the Travel category, capped at AED 200 per month.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

Monthly cap of AED 200; requires Travel category selection.

Where

All emirates, International

“Hotels 4% 200”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 2% cashback on other international spends with no cap.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

No cap.

Where

International

“Other International spends 2% No Cap”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 4% cashback on domestic supermarket spends under the Lifestyle category, capped at AED 200 per month.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

Monthly cap of AED 200; requires Lifestyle category selection.

Where

All emirates

“Supermarket (Domestic) 4% 200”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 0.5% cashback on telecom, utilities, real estate and government spends with no cap.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

No cap.

Where

All emirates

“Telecom, Utilities, Real Estate & Govt. Spends 0.5% No Cap”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn 1% cashback on other spends with no cap.

How often

Monthly

How to use it

Applied automatically — Cashback accrued monthly to Cashback wallet based on posted transactions.

Caps and limits

No cap.

Where

All emirates

“Other spends 1% No Cap”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Earn up to 2 complimentary Buy 1 Get 1 movie tickets per month at Vox or Reel Cinemas, valid any day of the week.

How often

2 uses a month

How to use it

Applied automatically — Present card at participating Vox or Reel Cinemas; minimum monthly retail spend of AED 5,000 required

Caps and limits

Up to 2 BOGO tickets per month; minimum monthly spend of AED 5,000 required to avail benefit

Exclusions

Card will be billed if spend criteria is not met or complimentary ticket usage exceeds limit

Where

All emirates

“up to 2 "Buy 1 Get 1" complimentary tickets every month at Vox or Reel Cinemas”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

20% discount on all movie tickets at Roxy Cinemas plus an additional 20% off food and beverages.

How often

Always on

How to use it

Triggered by paying with the card — Pay with card at Roxy Cinemas to receive discount.

Caps and limits

Offer valid until 30 April 2027.

Where

All emirates

“20% discount on all movie tickets at Roxy Cinemas.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Up to 2 'Buy 1 Get 1' complimentary movie tickets per month at Vox or Reel Cinemas, valid any day of the week.

How often

2 uses a month

How to use it

Triggered by paying with the card — Pay with card at Vox or Reel Cinemas; minimum monthly retail spend of AED 5,000 required.

Caps and limits

Minimum monthly retail spend of AED 5,000 required; excess usage billed at discount value.

Where

All emirates

“Enjoy up to 2 “Buy 1 Get 1” complimentary movie tickets per month.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Two rounds of complimentary golf per month, available on weekdays or weekends subject to availability.

How often

2 uses a month

How to use it

Voucher code — Book via provided booking link; minimum monthly retail spend of AED 5,000 required.

Caps and limits

Minimum monthly retail spend of AED 5,000 required; excess rounds billed at green fee rate.

Where

All emirates

“Enjoy two rounds of complimentary golf per month - available on weekdays or weekends, subject to availability.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Exclusive savings and travel privileges including Dubai staycations and international hotel discounts with Visa Card.

How often

Always on

How to use it

Redeem on a website — View offers via provided Visa travel offers link.

Where

All emirates, International

“Enjoy exclusive savings and travel privileges with your Emirates Islamic Visa Card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Premium privileges at over 900 luxury hotels worldwide including room upgrade, complimentary breakfast, internet, late check-out, VIP status, and a USD 25 food or beverage voucher.

How often

Always on

How to use it

Redeem on a website — Book through www.visaluxuryhotels.com to receive privileges.

Where

International

“Enjoy premium privileges at over 900 luxury hotels worldwide with your Emirates Islamic Switch Cashback Credit Card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

0% Easy Payment Plan with flexible payment periods of 3, 6, 9, or 12 months at partner outlets such as Carrefour and Sharaf DG.

How often

Always on

How to use it

Triggered by paying with the card — Request Easy Payment Plan at time of purchase at partner outlets.

Caps and limits

Available at partner outlets including Carrefour and Sharaf DG among others.

Where

All emirates

“Shop with ease using the 0% Easy Payment Plan.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Ability to avail Cash on Call facility of up to 80% of available credit limit.

How often

Always on

How to use it

Call the concierge line — Contact bank for cash on call facility details.

Caps and limits

Up to 80% of available credit limit.

Where

All emirates

“you can avail Cash on Call facility of up to 80% of your available credit limit.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Automatically doubles the original manufacturer's warranty up to one year from the expiry date of the original warranty.

How often

Always on

How to use it

Applied automatically — Automatic coverage; for details visit www.insurancecemea.com.

Where

All emirates

“we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Protects purchases against theft or damage.

How often

Always on

How to use it

Applied automatically — Automatic coverage; details available via provided link.

Where

All emirates

“It protects your purchases against theft or damage so you can focus on finding the perfect gift.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026

Unlimited access to Sharjah Ladies Club.

How often

Always on

How to use it

Applied automatically — Present card at Sharjah Ladies Club for access.

Caps and limits

A minimum calendar month spend is required to avail these benefits.

Where

Sharjah

“Unlimited access to Sharjah Ladies Club*”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/switch-cashback-credit-card · Last checked 7 Sep 2026