Quoted from Emirates NBD's published terms. Anything we could not match to the
issuer's own words is not listed.
Cashback
6
benefits
Base Etihad Guest Miles earning on all spends
Verified 25 Aug 2026
Cardholders earn 6 Etihad Guest Miles for every AED 10 spent on all purchases other than Etihad Airways, hotels and dining.
- How often
- Always on
- How to use it
-
Applied automatically
- Caps and limits
- Miles earned on retail spends in certain categories (grocery, fast food, insurance, car dealership, petroleum, transit, government services, utility payments, real estate, education, telecom, EU merchants) capped at 1,500 Miles per statement cycle.
- Where
-
All emirates
“6 Miles on all other spends1”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Bonus Etihad Guest Miles on Etihad Airways, hotels and dining
Verified 25 Aug 2026
Cardholders earn 10 Etihad Guest Miles for every AED 10 spent on Etihad Airways, hotels and dining purchases.
- How often
- Always on
- How to use it
-
Applied automatically
- Where
-
All emirates, International
“10 Miles per AED 10 spend on Etihad Airways, hotels and dining”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Etihad Guest Miles redemption discount voucher
Verified 25 Aug 2026
Cardholders receive a 50% Etihad Guest Miles redemption discount voucher upon spending every AED 150,000, up to a maximum of 2 vouchers per annum.
- How often
- 2 uses a year
- How to use it
-
Applied automatically — Voucher issued automatically after reaching AED 150,000 in spend, at intervals of 6 months from card issuance date.
- Caps and limits
- Maximum of 2 vouchers per annum upon reaching a spend of AED 150,000 each.
- Where
-
All emirates, International
“Get 50% Etihad Guest Miles redemption discount voucher upon spending every AED 150,0002”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Etihad Tier Miles earning
Verified 25 Aug 2026
Cardholders earn 2.5 Etihad Tier Miles for every AED 10 spent on all purchases, up to a maximum of 50,000 Tier Miles per annum.
- How often
- Yearly
- How to use it
-
Applied automatically
- Caps and limits
- Maximum 50,000 Tier Miles can be earned per annum.
- Where
-
All emirates, International
“Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends3”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Express Miles program - 50% more miles
Verified 25 Aug 2026
Cardholders who enroll in the Express Miles program for a nominal monthly fee of AED 250 earn 50% more Etihad Guest Miles, subject to a cap of 4,000 bonus Miles per statement cycle.
- How often
- Monthly
- How to use it
-
Activate in the bank's app — Sign up for the Express Miles program; a nominal monthly fee of AED 250 is charged for enrollment.
- Caps and limits
- Maximum 4,000 bonus Etihad Guest Miles can be earned per statement cycle.
- Exclusions
- Bonus Miles for spends on www.emirates.ae are excluded for Express Miles calculation.
- Where
-
All emirates
“Get 50% more miles when you sign up for the Express Miles program for a nominal fee of AED 250 per month4”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Welcome bonus offer
Verified 25 Aug 2026
Up to 200,000 Etihad Guest Miles welcome bonus upon card approval
- How often
- Per event
- How to use it
-
Applied automatically — Bonus awarded upon card approval
- Caps and limits
- Up to 200,000 miles based on spending requirements
- Where
-
All emirates
“Up to 200,000 Etihad Guest Miles”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Golf
1
benefit
Complimentary golf access across the UAE
Verified 25 Aug 2026
Cardholders enjoy complimentary access to top golf courses across the UAE, including Arabian Ranches Golf Club, Jebel Ali Golf Club, The Track Meydan Golf, Abu Dhabi City Golf Club, Abu Dhabi Golf Club and Sharjah Golf & Shooting Club.
- How often
- Always on
- How to use it
-
Redeem in a partner app — Call in advance to book or download the SpikesOn app to book and pay via the app.
- Caps and limits
- A processing fee of AED 30 per booking and no-show fees apply, varying by course. Minimum spend criteria applies.
- Where
-
Dubai, Abu Dhabi, Sharjah
“Enjoy a relaxing day with complimentary* access to top golf courses across the UAE.”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Other
3
benefits
Concierge services
Verified 25 Aug 2026
Cardholders have access to concierge services to take care of time-consuming errands.
- How often
- Always on
- How to use it
-
Call the concierge line
- Where
-
All emirates
“Concierge services to take care of your time-consuming errands”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Fast track to Etihad Guest Gold Tier
Verified 25 Aug 2026
Cardholders are fast-tracked to Etihad Guest Gold Tier membership upon completing one return flight (excluding redemption flights) on Etihad Airways within 6 months of card issuance.
- How often
- Per event
- How to use it
-
Applied automatically — Complete one return flight on Etihad Airways within 6 months of card issuance; fast track processed automatically after flight completion. Applies only to Principal Card holders.
- Caps and limits
- Membership valid for one year from time of upgrade; applies only to Principal Card holders.
- Exclusions
- Redemption flights are excluded from the qualifying flight.
- Where
-
All emirates, International
“Fast track* to Gold Tier Upon completing one return flight”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026
Priority check-in with Etihad Guest Gold Tier
Verified 25 Aug 2026
Upon fast-tracking to Etihad Guest Gold Tier, cardholders receive priority check-in as part of the enhanced membership benefits.
- How often
- Always on
- How to use it
-
Applied automatically
- Caps and limits
- Valid for one year from the time of Gold Tier upgrade.
- Where
-
All emirates, International
“Priority check-in”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/etihad-guest-visa-limitless
· Last checked 25 Aug 2026