Go4it Gold Credit Card

Under a current promotional offer, the Go4it Gold Credit Card carries no annual fee, versus the bank's standard published annual fee for this card.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Promotional offer; subject to change by the bank.

Where

All emirates

“Exclusive current offer: No Annual Fees”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Cardholders earn 1 Plus Point for every AED 400 spent on weekdays.

How often

Always on

How to use it

Applied automatically — Points accrue automatically on eligible weekday spend and can be redeemed for cashback, frequent flyer miles, or at key merchant outlets.

Caps and limits

Plus Points earning cap per statement is applicable.

Where

All emirates

“1 points for every AED 400 spend on weekdays”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Cardholders earn 4 Plus Points for every AED 400 spent on RTA services such as transit fares and parking.

How often

Always on

How to use it

Applied automatically — Points accrue automatically on eligible RTA spend and can be redeemed for cashback, frequent flyer miles, or at key merchant outlets.

Caps and limits

Plus Points earning cap per statement is applicable.

Where

Dubai

“4 points for every AED 400 spend on RTA”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Cardholders earn 5 Plus Points for every AED 400 spent on weekends, redeemable for rewards, cashback, or frequent flyer miles.

How often

Always on

How to use it

Applied automatically — Points accrue automatically on eligible weekend spend and can be redeemed for cashback, frequent flyer miles, or at key merchant outlets.

Caps and limits

Plus Points earning cap per statement is applicable.

Where

All emirates

“5 points for every AED 400 spend on weekends”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Cardholders earn 5 points for every AED 400 spent on weekends.

How often

Always on

How to use it

Activate in the bank's app — Convert Points to cashback or Frequent Flyer Miles

Caps and limits

Plus Points earning cap per statement is applicable

Where

All emirates

“Earn 5 points for every AED 400 spend on weekends”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and repay in 3, 6, 12 or 24 months at 0% interest.

How often

Always on

How to use it

Triggered by paying with the card — Request conversion of an eligible purchase at a participating merchant into an installment plan at the time of purchase or via the bank.

Caps and limits

Available only at select participating merchant outlets.

Where

All emirates

“pay it back in 3, 6, 12 or 24 months with 0% interest”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Use your Go4it Gold Card like a Nol card on the Dubai Metro, RTA parking meters, buses and water bus stations, with eligibility for an RTA monthly pass, in addition to using it as a regular credit card.

How often

Always on

How to use it

Applied automatically — Tap the Go4it card directly at RTA metro gates, parking meters, buses and water bus stations as you would a Nol card.

Where

Dubai

“Use your card like a Nol card on the Dubai Metro, RTA parking meters, buses and water bus stations and get an RTA monthly pass”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Go4it Gold cardholders are automatically covered by complimentary life insurance of up to AED 75,000, with no separate enrollment required.

How often

Always on

How to use it

Applied automatically

Caps and limits

Cover up to AED 75,000 per cardholder.

Where

All emirates

“As an Emirates NBD Go4it Gold Cardholder you are automatically warranted life insurance cover that equals AED 75,000.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

Go4it Gold cardholders and one accompanying guest are entitled to free rides on scheduled Dubai Ferry routes, viewing landmarks such as Old Bastakiya, Gold Souk, Jumeirah Beach, World Islands, Burj Al Arab and Atlantis on Palm Jumeirah.

How often

Monthly

How to use it

Applied automatically — Arrive at the scheduled Dubai Ferry departure location (e.g., Al Ghubaiba or Marina Mall water transport station) no later than 15 minutes before departure with your Go4it card.

Caps and limits

Limited to the cardholder plus one accompanying guest, on a fixed monthly schedule of specific Saturdays per route (FR3 and FR4).

Where

Dubai

“Your Go4it Card entitles you and one accompanying guest to a free ride on the Dubai Ferry.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026

The Go4it Card functions as both a credit card and RTA Nol transit card for Dubai public transport and parking.

How often

Always on

How to use it

Triggered by paying with the card — Use card at RTA parking meters, buses, water bus stations, and Dubai Metro fare payment terminals

Caps and limits

Access to Regular class and fare payment of Regular Class from Nol Tag ID

Where

Dubai

“Use your Go4it Card as the RTA Nol Card and a credit card”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/go4it-gold-credit-card · Last checked 25 Aug 2026