Quoted from Emirates NBD's published terms. Anything we could not match to the
issuer's own words is not listed.
Installments
2
benefits
0% Interest Installment Plans
Verified 7 Sep 2026
Easy installment plans with 0% interest on purchases of electronics, jewelry, home décor, travel and entertainment tickets at participating merchants
- How often
- Always on
- How to use it
-
Triggered by paying with the card — Pay in 3, 6, 12 or 24 months installments at participating merchants
- Where
-
All emirates
“pay it back in 3, 6, 12 or 24 months with 0% interest”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/lulu-247-platinum-credit-card
· Last checked 7 Sep 2026
Balance Transfer with Zero Processing Fee
Verified 7 Sep 2026
0% interest on balance transfers with no processing fees for 6 or 12 months
- How often
- Per event
- How to use it
-
Activate in the bank's app — Apply at time of onboarding; minimum AED 1,000 balance transfer required
- Caps and limits
- Cannot exceed 50% of approved credit limit
- Where
-
All emirates
“0% interest on balance transfer with no processing fee”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/lulu-247-platinum-credit-card
· Last checked 7 Sep 2026
Other
4
benefits
Concierge Services
Verified 7 Sep 2026
Concierge services to take care of time-consuming errands for cardholders
- How often
- Always on
- How to use it
-
Call the concierge line
- Where
-
All emirates
“Concierge services to take care of your time-consuming errands”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/lulu-247-platinum-credit-card
· Last checked 7 Sep 2026
LuLu Member Benefits
Verified 7 Sep 2026
Special member benefits at LuLu including priority checkout, early access to sales and promotions, free shipping on LuLu online and other discounts
- How often
- Always on
- How to use it
-
Applied automatically
- Caps and limits
- Free shipping on LuLu online with minimum AED 300 spend
- Where
-
All emirates
“Special member benefits at LuLu including priority checkout, early access to sales and promotions”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/lulu-247-platinum-credit-card
· Last checked 7 Sep 2026
LuLu Points Cashback on Utility Bills
Verified 7 Sep 2026
Earn 2% back as LuLu Points on utility bill payments
- How often
- Always on
- How to use it
-
Applied automatically
- Where
-
All emirates
“2% on utility bill payments”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/lulu-247-platinum-credit-card
· Last checked 7 Sep 2026
Welcome Bonus LuLu Points
Verified 7 Sep 2026
Receive up to 500 LuLu Points as a welcome offer upon card activation and meeting spending requirements
- How often
- Per event
- How to use it
-
Applied automatically — 250 LuLu Points on payment of joining fee and first transaction, 250 LuLu Points on spending minimum AED 8,000 in first 2 billing statements
- Where
-
All emirates
“Up to 500 LuLu Points”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/lulu-247-platinum-credit-card
· Last checked 7 Sep 2026