Quoted from Emirates NBD's published terms. Anything we could not match to the
issuer's own words is not listed.
Cashback
3
benefits
Express Points Programme - Earn 50% More Points
Verified 25 Aug 2026
Earn up to 50% more points every month on all retail purchases, subject to a maximum of 12,000 Express Points per month. Enroll by paying AED 300 monthly fee; cardholders enrolled are not charged the annual fee.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- Maximum of 12,000 Express Points per month; monthly enrollment fee AED 300
- Where
-
All emirates
“Earn up to 50% more points every month for all your retail purchases on the card (subject to a maximum of 12,000 Express Points per month).”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
Marriott Bonvoy Points Earning - Retail Purchases
Verified 25 Aug 2026
Earn Marriott Bonvoy points on various spend categories: 3 points per US$1 on general retail shopping, 0.75 points per US$1 on groceries and supermarkets, and reduced rates on other categories.
- How often
- Always on
- How to use it
-
Applied automatically
- Exclusions
- Real estate, education, petroleum, government services, car-hailing, food delivery, bill payments earn 0.30 points per US$1
- Where
-
All emirates
“3 points per US$1 on general retail shopping (e.g. apparel, dining, etc.)”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
Welcome Bonus Points
Verified 25 Aug 2026
New cardholders can earn up to 150,000 Marriott Bonvoy Welcome Bonus Points, split between activation/joining fee payment and a retail spend milestone in the first three billing statements.
- How often
- Per event
- How to use it
-
Applied automatically — Points credited upon card activation and payment of joining fees, plus additional points after meeting the US$15,000 spend requirement within three billing statements.
- Caps and limits
- Requires activation, payment of joining fee, and US$15,000 retail spend in first three billing statements for full bonus.
- Where
-
International
“Earn up to 150,000 welcome bonus points:”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
Golf
1
benefit
Complimentary Golf Course Access
Verified 25 Aug 2026
Complimentary access to top golf courses across the UAE including Arabian Ranches Golf Club, Jebel Ali Golf Club, The Track Meydan Golf, Abu Dhabi City Golf Club, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club. Book by calling in advance or via the SpikesOn app.
- How often
- Per event
- How to use it
-
Call the concierge line
- Caps and limits
- Processing fee of AED 30 per booking and no-show fees apply. Charges vary from course to course.
- Where
-
Dubai, Abu Dhabi, Sharjah
“Swing, shank, press, hook and much more with complimentary access to top golfing locations across the UAE.”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
Hotel
4
benefits
Annual Free Night Award
Verified 25 Aug 2026
Cardholders receive one Free Night Award each year on their card anniversary, redeemable for one night at a participating hotel at or under 50,000 Marriott Bonvoy points.
- How often
- Yearly
- How to use it
-
Applied automatically — Awarded automatically each year upon payment of the annual fee; redeemed for a night at a participating hotel.
- Caps and limits
- Redemption level at or under 50,000 Marriott Bonvoy points; certain hotels charge resort fees.
- Exclusions
- Certain hotels will have resort fees.
- Where
-
International
“Receive 1 Free Night Award every year upon payment of your credit card annual fee.”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
Elite Night Credits
Verified 25 Aug 2026
Cardholders receive 15 Elite Night Credits each calendar year, counting toward Qualifying Nights needed for the next level of Marriott Bonvoy Elite status.
- How often
- 15 uses a year
- How to use it
-
Applied automatically
- Caps and limits
- 15 Elite Night Credits per calendar year, reducing required Qualifying Nights from 50 to 35 for Platinum Elite.
- Where
-
International
“For each calendar year, receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
Free Night Award
Verified 25 Aug 2026
Receive 1 Free Night Award valued at 50,000 Marriott Bonvoy points on card anniversary, redeemable for one night at participating hotels with redemption level at or under 50,000 Marriott Bonvoy points.
- How often
- Yearly
- How to use it
-
Redeem in a partner app
- Caps and limits
- Redemption level at or under 50,000 Marriott Bonvoy points; certain hotels will have resort fees
- Where
-
All emirates
“Receive 1 Free Night Award valued at 50,000 Marriott Bonvoy points on Card anniversary”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
Marriott Bonvoy Elite Status and Benefits
Verified 25 Aug 2026
Automatic Gold Elite status with 25% bonus points on stays, enhanced room upgrade, and 2PM late checkout. Fast track to Platinum Elite status when spending US$100,000 annually, unlocking 50% bonus points, enhanced upgrades, and 4PM late checkout.
- How often
- Yearly
- How to use it
-
Applied automatically
- Where
-
All emirates
“Marriott Bonvoy Gold Elite status Enjoy complimentary Gold Elite status”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/marriott-bonvoy-world-elite-mastercard-credit-card
· Last checked 25 Aug 2026
