Quoted from Emirates NBD's published terms. Anything we could not match to the
issuer's own words is not listed.
Cashback
4
benefits
0.10% back on fuel, transit, government, utilities, real estate, education and telecom
Verified 25 Aug 2026
Earn 0.10% back as SHARE Points on petroleum, transit, government services, utility payments, real estate, education and telecommunication spend.
- How often
- Always on
- How to use it
-
Redeem in a partner app — Points redeemed through the SHARE App / SHARE ID at Majid Al Futtaim brands.
- Caps and limits
- 10 SHARE Points = AED 1
- Where
-
All emirates
“Petroleum, transit, government services, utility payments, real estate, education and telecommunication 0.10%”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
1% back as SHARE Points on other retail, online and international spend
Verified 25 Aug 2026
Earn 1% back as SHARE Points on all other retail, online and international spend outside the SHARE 6% categories.
- How often
- Always on
- How to use it
-
Redeem in a partner app — Redeem accrued SHARE Points via SHAREPay on the SHARE App, by scanning the SHARE ID in-store at Majid Al Futtaim brands, or online with SHARE credentials.
- Caps and limits
- 10 SHARE Points = AED 1
- Exclusions
- Categories listed at 0.25% and 0.10% earn rates
- Where
-
All emirates, International
“Earn 1% back as SHARE Points on all other spends”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
SHARE Points on Shopping and Dining
Verified 25 Aug 2026
Earn 6% back as SHARE Points on shopping, dining, leisure and groceries at over 5,000 stores and 18 malls across the UAE, and 1% on all other spends
- How often
- Always on
- How to use it
-
Activate in the bank's app — Link your SHARE Visa Credit Card to SHAREPay on the SHARE App, Scan your SHARE ID in-store at Majid Al Futtaim brands, Login with your SHARE credentials online at Majid Al Futtaim brands, or Purchase a Digital Mall Gift Card directly on the SHARE App
- Exclusions
- Petroleum, transit, government services, utility payments, real estate, education and telecommunication earn 0.10%
- Where
-
All emirates
“Earn 6% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
Welcome bonus of 5,000 SHARE Points (AED 500)
Verified 25 Aug 2026
New cardholders receive a welcome bonus of 5,000 SHARE Points, equal to AED 500, after spending AED 25,000 within the first 3 months of card issuance.
- How often
- Per event
- How to use it
-
Applied automatically — Spend AED 25,000 on the card within the first 3 months; points are credited to the SHARE account and can be redeemed at SHARE ecosystem stores.
- Caps and limits
- One-time bonus; requires AED 25,000 spend in the first 3 months
- Where
-
All emirates
“Get a welcome bonus of 5,000 SHARE Points equal to AED 500 when you spend AED 25,000 in the first 3 months”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
Grocery
1
benefit
0.25% back on non-SHARE groceries, fast food, insurance, car dealerships and EU spend
Verified 25 Aug 2026
Earn 0.25% back as SHARE Points on grocery and supermarket spend outside the SHARE network, fast-food restaurants, insurance, car dealerships and EU spend including the UK.
- How often
- Always on
- How to use it
-
Redeem in a partner app — Points redeemed through the SHARE App / SHARE ID at Majid Al Futtaim brands.
- Caps and limits
- 10 SHARE Points = AED 1
- Where
-
All emirates, International
“Grocery and supermarkets, fast-food restaurants, insurance and car dealerships (outside SHARE) + EU Spends (including UK) 0.25%”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
Installments
1
benefit
0% installment plans over 3, 6, 12 or 24 months
Verified 25 Aug 2026
Buy electronics, jewellery, home décor, travel and entertainment tickets at participating merchants and repay in 3, 6, 12 or 24 months at 0%. A 0% installment plan processing fee of AED 51.45 per transaction applies per the price guide.
- How often
- Always on
- How to use it
-
Triggered by paying with the card — Make the purchase with the card at a participating merchant and book the 0% installment plan.
- Caps and limits
- AED 51.45 processing fee per 0% installment transaction; cancellation fee 1.05% of principal outstanding; tenors of 3, 6, 12 or 24 months
- Exclusions
- Available at participating merchants only
- Where
-
All emirates
“Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
Other
3
benefits
Concierge Desk Services
Verified 25 Aug 2026
Emirates NBD's Concierge Desk can help you with airport transfers in the UAE, car servicing and registration, local courier services and more
- How often
- Always on
- How to use it
-
Call the concierge line — Contact the concierge team at Emirates NBD to book services
- Where
-
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Our concierge team is here to take care of your time-consuming work”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
Contactless mobile and wearable payments
Verified 25 Aug 2026
Make secure, cashless payments with the card using a compatible phone or wearable device.
- How often
- Always on
- How to use it
-
Activate in the bank's app — Add the card to a compatible phone or wearable to pay on the go.
- Where
-
All emirates
“Make secure, cashless payments using your compatible phone or wearable.”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
Instant card issuance on approval
Verified 25 Aug 2026
The card is issued instantly upon successful application, so it can be used immediately.
- How often
- Per event
- How to use it
-
Applied automatically — Apply online; the card is issued instantly upon successful application.
- Where
-
All emirates
“You will receive your Card instantly upon successful application”
Source:
https://www.emiratesnbd.com/en/cards/credit-cards/share-visa-signature-credit-card
· Last checked 25 Aug 2026
