Quoted from Emirates NBD's published terms. Anything we could not match to the issuer's own words is not listed.
Access to Business Class Lounge included with complimentary Emirates Skywards Silver membership.
“Access to Business Class Lounge with your Silver membership”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Cardholders receive a complimentary Emirates Skywards Silver membership upgrade, which includes access to the Emirates Business Class Lounge, 25% bonus Skywards Miles, 12kg excess check-in baggage allowance and Business Class check-in. The membership stays valid as long as the card is active.
“Complimentary Emirates Skywards Silver membership upgrade Access to Business Class Lounge with your Silver membership”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Complimentary access to over 1,000 airport lounges worldwide via the Visa Airport Companion app. From 1st October 2024, cardholders must be registered on the Visa Airport Companion App to continue enjoying the airport lounge benefit.
“Complimentary access to over 1,000 airport lounges worldwide via the Visa Airport Companion app”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
The listed annual fee of AED 1,500 is waived from the 2nd year onwards for cardholders enrolled into the Express Miles Programme (which carries a nominal monthly fee of AED 250).
“The listed annual fee of AED 1,500 is waived from the 2nd year onwards for cardholders enrolled into the Express Miles Programme.”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Earn 2 Skywards Miles per USD equivalent on Emirates, Emirates Holidays (EKH), flydubai, duty free, online food delivery and car booking apps; 1.5 Miles on international spends; and 1 Mile on domestic spends. Grocery/supermarkets, fast food, insurance and car dealership spends earn 25% of domestic spend rate, while petroleum, transit, government services, utilities, real estate, education and telecom payments earn 10%. Retail spends at EU/UK merchants earn 50% of the international spend rate.
“2 Miles on Emirates, Emirates Holidays (EKH), flydubai, duty free, online food delivery and car booking apps 1.5 Miles on international spends 1 Mile on domestic spends”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Cardholders may enroll in the Skywards Express Miles programme to earn 50% more Skywards Miles on all purchases except Emirates spends, for a monthly fee of AED 250 + 5% VAT which replaces the card's annual fee. Express Miles are capped at 4,000 additional Miles per statement.
“A chance to earn 50% more Skywards Miles on all purchases except with Emirates when you enroll in the Skywards Express Miles programme for a monthly fee of AED 250 + 5% VAT.”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
New cardholders can earn up to 100,000 bonus Skywards Miles: 35,000 Miles on payment of the joining fee, 40,000 Miles on spending a minimum of USD 25,000 within the first three billing statements, and 25,000 Miles on spending a minimum of USD 7,500 on emirates.com or at an Emirates sales office in the UAE within the first twelve billing statements.
“35,000 Skywards Miles on payment of the joining fee. 40,000 Skywards Miles on spending minimum USD 25,000 within the first three billing statements.”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Watch the latest movies with a buy-one-get-one-free ticket offer at VOX Cinemas, Reel Cinemas and Cine Royals Cinemas. Book online on the cinema website, app or digital kiosk and pay with the credit card to avail the offer. Minimum spend criteria applies.
“Watch the latest movies with a buy-one-get-one ticket free* ticket offer.”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Complimentary access to top golf courses across the UAE, including Arabian Ranches Golf Club, Jebel Ali Golf Club, The Track Meydan Golf, Abu Dhabi City Golf Club, Abu Dhabi Golf Club and Sharjah Golf & Shooting Club. A processing fee of AED 30 per booking and no-show fees apply, and minimum spend criteria applies.
“Enjoy a relaxing day with complimentary* access to top golf courses across the UAE.”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Cardholders receive a complimentary Rotana Rewards Exclusive Club Membership worth AED 1,050, including a Rotana dining certificate worth AED 250, up to 50% discount on food bills and up to 20% discount on beverages and room rates. Applicable for the first year only.
“With your Emirates NBD Skywards Infinite Credit Card get complimentary Rotana Rewards* Exclusive Club Membership worth AED 1,050 .”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Cardholders can convert spends and balances using Instalment Payment Plan, Balance Conversion, Loan on Card, Balance Transfer or ALOC at a flat monthly rate of 0.29%-1.99% (0.53%-3.46% reducing monthly rate). A 0% Instalment Plan is available for AED 51.45 per transaction, and cancellation of such plans costs 1.05% of principal outstanding.
“0.29% - 1.99% flat monthly interest rate (0.53% - 3.46% reducing monthly interest rate) Installment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC”
Source: https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/emiratesnbd_credit_card_fees_charges.pdf · Last checked 7 Oct 2026
Concierge services are available to cardholders to take care of time-consuming errands.
“Concierge services to take care of your time-consuming errands”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Cardholders earn Skywards Miles on eligible spending across multiple categories at varying rates depending on merchant and spend location.
“Earn Skywards Miles on spends equivalent per USD 1 2 Miles on Emirates”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Complimentary valet parking is offered at selected locations in Abu Dhabi for Skywards Infinite cardholders.
“Valet Parking at selected locations in Abu Dhabi”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-infinite-credit-card · Last checked 25 Aug 2026
Published changes, newest first. A perk list that never changes is a perk list nobody is checking.
The Skywards Infinite has a published annual fee of AED 1,575. Annual fee of AED 1,575 (inclusive of VAT) applies from year 2 onwards. Joining fee of AED 3,148.95 is separate and not the annual fee. No fee waiver based on spend found. Annual fee can be waived if enrolled in Skywards Express Miles programme (monthly fee AED 250 + 5% VAT replaces annual fee).
Emirates NBD publishes a minimum monthly salary of AED 30,000 for the Skywards Infinite.
The Skywards Infinite carries 14 verified benefits across 10 categories: Airport lounge, Annual fee waiver, Cashback, Cinema, Golf, Hotel, Installments, Other, Travel insurance, Valet parking. Each is quoted from Emirates NBD's own published terms on this page.
Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this week. Anything we could not verify against the issuer's own words is not shown at all.
Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.
See what you're wasting.Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.