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Skywards Signature card
Emirates NBD

Skywards Signature

Visa Signature Verified 7 Oct 2026

Fees and eligibility, as published

Annual fee
AED 771.75 a year Annual fee of AED 735 applies from year 2 onwards. First year fee is AED 1,573.95 (joining fee). No fee waiver based on spend is mentioned in the provided pages.
Annual fee waived at
Not published
Minimum monthly salary
AED 12,000
Interest rate
Not published

8 verified benefits

Quoted from Emirates NBD's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 25 Aug 2026

Complimentary access to premium airport lounges worldwide via the Visa Airport Companion App

How often
Always on
How to use it
Activate in the bank's app — Register on Visa Airport Companion App; access lounge list and book through app starting 1st October 2024
Where
International
“Complimentary lounge access worldwide with Visa Airport Companion app”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-signature-credit-card · Last checked 25 Aug 2026

Cinema 1 benefit

Buy One Get One Free Movie Tickets

Verified 25 Aug 2026

Buy 1 get 1 free movie ticket offer at select cinema partners

How often
Always on
How to use it
Triggered by paying with the card — Book online through VOX Cinema, Reel Cinema, or Cine Royals Cinemas website/app and purchase with credit card
Caps and limits
Minimum spend criteria applies
Where
All emirates
“Watch the latest movies with a buy-one-get-one ticket free* ticket offer.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-signature-credit-card · Last checked 25 Aug 2026

Golf 1 benefit

Complimentary Golf Course Access

Verified 25 Aug 2026

Complimentary access to top golf courses across the UAE at selected locations

How often
Always on
How to use it
Applied automatically — Book directly at participating courses; AED 30 processing fee per booking applies
Caps and limits
Processing fee of AED 30 per booking; no-show fees apply; charges vary by course
Exclusions
Benefit discontinued for Lulu 247 Platinum Cardholders from 1st February 2024
Where
Abu Dhabi, Dubai, Sharjah
“Enjoy a relaxing day with complimentary* access to top golf courses across the UAE.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-signature-credit-card · Last checked 25 Aug 2026

Installments 2 benefits

Easy Installment Plans

Verified 25 Aug 2026

Shop at participating merchants and pay back in 3, 6, 12 or 24 months with 0% interest

How often
Per event
How to use it
Triggered by paying with the card — Purchase at participating merchants for electronics, jewelry, home décor, travel and entertainment tickets
Where
All emirates
“Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-signature-credit-card · Last checked 25 Aug 2026

Zero Interest Installment Payment Plans

Verified 25 Aug 2026

Shop and pay in installments of 3, 6, 12 or 24 months at 0% interest at participating merchants

How often
Per event
How to use it
Triggered by paying with the card — Purchase at participating merchants; request conversion to installment plan at point of sale or via card services
Caps and limits
Available at participating merchants only for eligible categories (electronics, jewelry, home décor, travel, entertainment)
Where
All emirates
“Shop to your heart's content, pay back in small amounts!”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-signature-credit-card · Last checked 25 Aug 2026

Other 2 benefits

Visa Entertainment Benefits

Verified 25 Aug 2026

Access to buy 1 get 1 free offers and discounts on excursions and attractions

How often
Always on
How to use it
Redeem on a website — Access offers through Visa benefits portal; redeem at participating merchants
Caps and limits
Over 5000 discounts available across key travel destinations; offers available across UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, Jordan
Where
All emirates, International
“you can access over 5000 discounts on excursions and attractions in key travel destinations”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/skywards-signature-credit-card · Last checked 25 Aug 2026

Travel insurance 1 benefit

Skywards Miles Earning on Spends

Verified 7 Oct 2026

Earn Skywards Miles on eligible retail spends made on the card at varying rates depending on merchant category and geography

How often
Always on
How to use it
Applied automatically — Miles are automatically transferred to Emirates Skywards account by 25th of each month following statement cycle
Caps and limits
Maximum AED 50,000 retail spend per billing cycle for Skywards Signature Card; Express Miles capped at 4,000 per statement for enrolled members
Exclusions
Cash advances, balance transfers, fees, finance charges, joining/annual fees, utility bill payments, foreign currency purchases, investment transactions, disputed/fraudulent transactions
Where
All emirates
“All retail spends made on the Card will be eligible to accrue Miles.”

Source: https://www.emiratesnbd.com/-/media/enbd/files/credit-cards/skywards_cc_miles_tnc.pdf · Last checked 7 Oct 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Skywards Signature?

The Skywards Signature has a published annual fee of AED 771.75. Annual fee of AED 735 applies from year 2 onwards. First year fee is AED 1,573.95 (joining fee). No fee waiver based on spend is mentioned in the provided pages.

What salary does the Skywards Signature require?

Emirates NBD publishes a minimum monthly salary of AED 12,000 for the Skywards Signature.

What benefits does the Skywards Signature include?

The Skywards Signature carries 8 verified benefits across 6 categories: Airport lounge, Cinema, Golf, Installments, Other, Travel insurance. Each is quoted from Emirates NBD's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this week. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.