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FAB ADNOC Rewards Credit Card card
First Abu Dhabi Bank

FAB ADNOC Rewards Credit Card

Mastercard World Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 315 a year Annual fee of AED 300 stated on card page. No fee waiver based on minimum spend mentioned. Minimum monthly salary requirement is AED 5,000.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Interest rate
Not published

9 verified benefits

Quoted from First Abu Dhabi Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Global airport lounge access

Verified 24 Aug 2026

Get free access at over 1,300 airport lounges in 135 countries when you spend just USD 1 on the card.

How often
Always on
How to use it
Applied automatically — Spend USD 1 on card to activate lounge access.
Where
All emirates
“Get free access at over 1,300 airport lounges in 135 countries when you spend just USD 1 on the card.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

Cashback 1 benefit

0.15% back on other spending

Verified 24 Aug 2026

Earn 0.15% value back in ADNOC Rewards points with various merchants including government, utilities, insurance, fuel, real estate, education and quick service restaurants. Maximum earning on all spending per month is AED 1,000.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Max earning on all spending per month is AED 1,000.
Where
All emirates
“Earn 0.15% value back in ADNOC Rewards points with various merchants including government, utilities, insurance, other fuel, real estate, education, quick service restaurants and others. Max earning”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

Cinema 1 benefit

Movie tickets from cinema partners

Verified 24 Aug 2026

Get two cinema tickets every month for only AED 20 at Reel Cinemas and Cine Royale. Plus, get a 20% discount on food and drinks.

How often
2 uses a month
How to use it
Voucher code — Redeem at Reel Cinemas and Cine Royale.
Caps and limits
Two tickets monthly for AED 20.
Where
All emirates
“Get two cinema tickets every month for only AED 20 at Reel Cinemas and Cine Royale. Plus, get a 20% discount on food and drinks.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

Fuel 3 benefits

15% back on all ADNOC spending

Verified 24 Aug 2026

Earn 15% back at ADNOC service stations including fuel with a minimum monthly spend of AED 3,000. Maximum earning on fuel per month is AED 150.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Minimum spend of AED 3,000 per month required. Max earning on fuel per month is AED 150.
Where
All emirates
“Earn 15% back at ADNOC service stations including fuel. A minimum spend of AED 3,000 per month is required. Max earning on fuel per month is AED 150.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

3% back on SALIK, DARB and Mawaqif spending

Verified 24 Aug 2026

Earn 30 ADNOC points per AED 1 spent on SALIK, DARB and Mawaqif (tolls and parking). Minimum monthly spend of AED 3,000 required. Maximum earning per month is AED 100.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Minimum spend of AED 3,000 per month required. Max earning per month is 100,000 ADNOC points.
Where
All emirates
“Earn 30 ADNOC points per AED 1 spend on SALIK, DARB and Mawaqif. A minimum spend of AED 3,000 per month is required. Max earning per month is 100,000 ADNOC points (worth AED 100).”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

ADNOC Rewards Gold Membership

Verified 24 Aug 2026

Fast track to ADNOC Rewards Gold Membership during the first year of card issuance, providing 50% discount on coffee and bakery items, 35% discount on carwash vouchers and 12% discount on lube bundle package vouchers.

How often
Per event
How to use it
Applied automatically
Caps and limits
Available during the first year of card issuance.
Where
All emirates
“Get an ADNOC Rewards Gold Membership during the first year of card issuance. This gives you a 50% discount on coffee and bakery items, 35% discount on carwash vouchers and a 12% discount on lube”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

Grocery 1 benefit

1% back on grocery and supermarket spending

Verified 24 Aug 2026

Earn 1% back in ADNOC Rewards points on spending at grocery and supermarket stores. Minimum monthly spend of AED 3,000 required. Maximum earning on groceries per month is AED 100.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Minimum spend of AED 3,000 per month required. Max earning on groceries per month is AED 100.
Where
All emirates
“Get 1% back in ADNOC Rewards points on your spending on grocery and supermarket shopping. A minimum spend of AED 3,000 per month is required. Max earning on groceries per month is AED 100.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

Online shopping 2 benefits

1% back on UAE dirham spending

Verified 24 Aug 2026

Earn 10 ADNOC Rewards points per AED 1 spent in UAE dirhams (1% value back). Maximum earning on all spending per month is AED 1,000.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Max earning on all spending per month is AED 1,000.
Where
All emirates
“Get 1% back in ADNOC Rewards points on your spending in the UAE. Max earning on all spending per month is AED 1,000.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

2% back on international spending

Verified 24 Aug 2026

Earn 2% value back in ADNOC Rewards points on spending in other currencies. Maximum earning on all spending per month is AED 1,000.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Max earning on all spending per month is AED 1,000.
Where
All emirates
“Earn 2% value back in ADNOC Rewards points on your spending in other currencies. Max earning on all spending per month is AED 1,000.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-adnoc-rewards-credit-card · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the FAB ADNOC Rewards Credit Card?

The FAB ADNOC Rewards Credit Card has a published annual fee of AED 315. Annual fee of AED 300 stated on card page. No fee waiver based on minimum spend mentioned. Minimum monthly salary requirement is AED 5,000.

What salary does the FAB ADNOC Rewards Credit Card require?

First Abu Dhabi Bank publishes a minimum monthly salary of AED 5,000 for the FAB ADNOC Rewards Credit Card.

What benefits does the FAB ADNOC Rewards Credit Card include?

The FAB ADNOC Rewards Credit Card carries 9 verified benefits across 6 categories: Airport lounge, Cashback, Cinema, Fuel, Grocery, Online shopping. Each is quoted from First Abu Dhabi Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.