Blue FAB Islamic Credit Card

Receive 12 complimentary lounge visits across 1,300+ global lounges annually after completing one international transaction

How often

12 uses a year

How to use it

Activate in the bank's app — Simply register on the Visa Airport Companion App prior to your visit

Exclusions

After completing one international transaction

Where

International

“Receive 12 complimentary lounge visits across 1,300+ global lounges annually after completing one international transaction”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Enjoy 2 discounted airport transfers a year from AED 40 (within city service)

How often

2 uses a year

How to use it

Redeem on a website — Book through https://booking.enatravels.com/ at least 2 working days prior to travel or contact fabtransfers@enatravels.com or call 04 852 4856

Where

Dubai

“Enjoy 2 discounted airport transfers a year from 40 (within city service)”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

No annual fee for the first year, and you can continue to enjoy this benefit if you spend AED 36,000 or more every year

How often

Yearly

How to use it

Applied automatically

Caps and limits

Waived if annual spend is AED 36,000 or more

Where

All emirates

“There's no annual fee for the first year, and you can continue to enjoy this benefit if you spend 36,000 or more every year”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Earn up to 4% cashback in Al-Futtaim FAB Rewards for every 1 AED spent at other Al-Futtaim brands including auto, real estate and schools

How often

Always on

How to use it

Applied automatically

Caps and limits

Monthly cap of 3,000 AED (300,000 fils) in Al-Futtaim FAB Rewards, or 600,000 AED (60,000,000 fils) annually, whichever is lower

Where

All emirates

“Up to 4% cashback in Al-Futtaim FAB Rewards for every 1 spent at other Al-Futtaim brands”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Earn 10% cashback as Al-Futtaim FAB Rewards for every 1 AED spent at Al-Futtaim retail brands

How often

Always on

How to use it

Applied automatically

Caps and limits

Monthly cap of 3,000 AED (300,000 fils) in Al-Futtaim FAB Rewards, or 600,000 AED (60,000,000 fils) annually, whichever is lower

Where

All emirates

“Get 10% cashback as Al-Futtaim FAB Rewards for every 1 spent at Al-Futtaim retail brands”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Get instant 1% cashback in Blue Points from all participating brands when Blue FAB Credit Card is linked to Blue app

How often

Always on

How to use it

Activate in the bank's app — Add your Blue FAB Credit Card to the Blue app

Where

All emirates

“Get an instant 1% cashback in Blue Points from all participating brands”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Earn 0.15% cashback in Blue Rewards on spending at supermarkets, fuel stations, education, government services, fast food restaurants and transportation

How often

Always on

How to use it

Applied automatically

Where

All emirates

“0.15% cashback in Blue Rewards on spending at supermarkets, fuel stations, on education and government services, fast food restaurants and transportation”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Get an additional 2% cashback credited to Blue Wallet by topping up the wallet using Blue FAB Credit Card

How often

Always on

How to use it

Activate in the bank's app — Top up your Blue Wallet using the Blue FAB Credit Card through the Blue app

Where

All emirates

“Go ahead and top up your Blue Wallet to get an additional 2% cashback credited to your wallet”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Earn up to 1.5% cashback in Al-Futtaim FAB Rewards for every 1 AED spent on domestic and international purchases

How often

Always on

How to use it

Applied automatically

Caps and limits

Monthly cap of 3,000 AED (300,000 fils) in Al-Futtaim FAB Rewards, or 600,000 AED (60,000,000 fils) annually, whichever is lower

Where

All emirates

“Up to 1.5% cashback in Al-Futtaim FAB Rewards on international spends”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Zero foreign exchange fee and cash advance fee on transactions in the Kingdom of Saudi Arabia

How often

Always on

How to use it

Applied automatically

Where

All emirates

“Zero forex fee and cash advance fee on transactions in the Kingdom of Saudi Arabia”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Enjoy an up to 40% discount on green fees at highly prestigious golf courses

How often

Yearly

How to use it

Voucher code — Redeem online through the SpikesOn application by registering for promo code using FAB Blue Islamic Credit Card and entering code at checkout

Where

All emirates

“Enjoy an up to 40% discount on green fees at highly prestigious golf courses”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Make your trip even better with a 24-hour Travel Concierge Service available to help you with your travel-related tasks

How often

Always on

How to use it

Call the concierge line — Call 800 0441 3487 or +971 4 361 1234

Where

International

“Make your trip even better with a 24-hour Travel Concierge Service”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Manage your card, payments and much more, quickly and easily through the FAB Mobile app

How often

Always on

How to use it

Activate in the bank's app — Use the FAB Mobile app to manage your account

Where

All emirates

“Manage your card, payments and much more, quickly and easily through the FAB Mobile app”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Receive SMS alerts on all your credit card transactions to help manage your account

How often

Always on

How to use it

Applied automatically

Where

All emirates

“Receive SMS alerts on all your credit card transactions”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Enjoy Buyers Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty

How often

Always on

How to use it

Applied automatically

Where

All emirates

“Enjoy Buyers Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Protect yourself against fraud with automatic protection against unauthorised transactions

How often

Always on

How to use it

Applied automatically

Where

All emirates

“Benefit from automatic protection against unauthorised transactions”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026

Stay covered for the unexpected during travels with International Medical and Travel Assistance including emergency medical expenses, trip cancellation and delayed departure cover

How often

Yearly

How to use it

Call the concierge line — Save the International SOS number in your contacts for emergency calls

Where

International

“International Medical and Travel Assistance”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/fab-blue-islamic-credit-card · Last checked 24 Aug 2026