Bustan بستان
Etihad Guest Signature Islamic Credit Card card
First Abu Dhabi Bank

Etihad Guest Signature Islamic Credit Card

Visa Signature Islamic — profit rate, not interest Verified 8 Sep 2026

Fees and eligibility, as published

Annual fee
AED 1,575 a year Etihad Guest Signature Islamic Credit Card is Shariah-compliant. Fee waiver applies when cardholder spends AED 150,000 annually on the card, earning a 50% Etihad Guest Miles discount voucher. Card offers commodity murabahah structure per Shariah rulings by FAB ISSC.
Annual fee waived at
AED 150,000 spend
Minimum monthly salary
AED 15,000
Profit rate
Not published

16 verified benefits

Quoted from First Abu Dhabi Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Free Airport Lounge Access

Verified 8 Sep 2026

Up to 8 free visits per year at over 1,000 airport lounges worldwide through DragonPass membership.

How often
8 uses a year
How to use it
Activate in the bank's app — Access through DragonPass membership; call 04-852-4856 to book at least 2 working days prior to travel.
Caps and limits
Maximum 8 visits per year; valid at over 1,000 lounges globally
Where
All emirates
“Enjoy up to 8 free visits a year at over 1,000 airport lounges across the globe”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

Airport transfer 1 benefit

Discounted Airport Transfers

Verified 8 Sep 2026

Two discounted airport transfers per year from AED 40 for within-city service, bookable through ENATA Travels.

How often
2 uses a year
How to use it
Redeem on a website — Book through https://booking.enatravels.com/ at least 2 working days prior to travel or required drop-off/pick-up date. To book, email Fabtransfers@enatravels.com or call 04 852 4856.
Caps and limits
Maximum 2 per year; within-city service only
Where
All emirates
“Enjoy 2 discounted airport transfers a year from 40 (within city service).”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

Cashback 6 benefits

50% Etihad Guest Miles Discount Voucher

Verified 8 Sep 2026

Annual 50% discount voucher on Etihad Guest Miles for reward flights to any destination and class, earned by spending AED 150,000 per year.

How often
Yearly
How to use it
Voucher code
Caps and limits
Requires AED 150,000 annual card spend
Where
All emirates
“Spend 150,000 a year on your card and get a 50% Etihad Guest Miles discount voucher every year.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

Double Miles in First 90 Days

Verified 8 Sep 2026

Double the tier miles earned on all purchases within the first 90 days of card activation.

How often
Per event
How to use it
Applied automatically
Caps and limits
Valid for first 90 days only
Where
All emirates
“Double up on miles! Get double the tier miles within the first 90 days on all purchases.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

Golf 1 benefit

Other 1 benefit

24/7 Travel Concierge Service

Verified 8 Sep 2026

Round-the-clock Travel Concierge Service available to assist with travel-related tasks and arrangements.

How often
Always on
How to use it
Call the concierge line — Call 800 0441 3487 or +971 4 361 1234 to access the service.
Where
All emirates
“Make your trip even better with a 24-hour Travel Concierge Service”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

Purchase protection 2 benefits

Buyers Protection and Extended Warranty

Verified 8 Sep 2026

Buyers Protection coverage and Extended Warranty of 12 months beyond manufacturer or retail warranty on eligible purchases.

How often
Always on
How to use it
Applied automatically
Caps and limits
12 months extended warranty beyond original warranty
Where
All emirates
“Enjoy Buyers Protection and an Extended Warranty of 12 months beyond the manufacturer”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

Travel insurance 4 benefits

Etihad Guest Silver Membership Fast Track

Verified 8 Sep 2026

Fast track to Etihad Guest Silver membership status by completing two return flights with Etihad within six months of card activation.

How often
Per event
How to use it
Applied automatically
Caps and limits
Must complete two return flights within six months of card activation
Where
All emirates
“Get on the fast track to become an Etihad Guest Silver member faster than usual”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

International Medical and Travel Assistance

Verified 8 Sep 2026

Coverage for unexpected travel-related incidents including emergency medical expenses, trip cancellation, and delayed departure.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Stay covered for the unexpected during your travels with International Medical and Travel Assistance.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/etihad-guest-signature-islamic · Last checked 8 Sep 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

All 24 First Abu Dhabi Bank cards Airport lounge cards in the UAEGolf cards in the UAE Every UAE card

Questions

What is the annual fee on the Etihad Guest Signature Islamic Credit Card?

The Etihad Guest Signature Islamic Credit Card has a published annual fee of AED 1,575. Etihad Guest Signature Islamic Credit Card is Shariah-compliant. Fee waiver applies when cardholder spends AED 150,000 annually on the card, earning a 50% Etihad Guest Miles discount voucher. Card offers commodity murabahah structure per Shariah rulings by FAB ISSC.

Can the Etihad Guest Signature Islamic Credit Card annual fee be waived?

First Abu Dhabi Bank publishes a spend threshold of AED 150,000 for waiving the annual fee on the Etihad Guest Signature Islamic Credit Card. Check the issuer's terms for the exact card year it is measured over.

What salary does the Etihad Guest Signature Islamic Credit Card require?

First Abu Dhabi Bank publishes a minimum monthly salary of AED 15,000 for the Etihad Guest Signature Islamic Credit Card.

What benefits does the Etihad Guest Signature Islamic Credit Card include?

The Etihad Guest Signature Islamic Credit Card carries 16 verified benefits across 7 categories: Airport lounge, Airport transfer, Cashback, Golf, Other, Purchase protection, Travel insurance. Each is quoted from First Abu Dhabi Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 8 Sep 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.