Blue Credit Card

The Finance House Blue Credit Card is free for life: the registration fee and the principal card annual fee are both listed as Free in the card's fees and charges schedule.

How often

Yearly

How to use it

Applied automatically — No action required; no annual or registration fee is billed.

Exclusions

Other fees still apply (e.g. late payment AED 230, over limit AED 300, card replacement AED 75).

Where

All emirates

“Free for life Credit Card”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Credit card bills can be paid at any branch of Al Ansari Exchange, Al Bader Exchange, Al Ghurair Exchange, Al Fardan Exchange and Wall Street Exchange with no extra charge (payments credited in two working days).

How often

Per event

How to use it

Applied automatically — Pay the card bill at a branch of the listed exchange houses; payments take two working days to be credited.

Caps and limits

Only at Al Ansari, Al Bader, Al Ghurair, Al Fardan and Wall Street Exchange branches.

Where

All emirates

“Pay your Finance House Credit Card’s bills at any branch of the following exchange houses with no extra charge”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Cardholders can avail up to 4 supplementary cards for family members, and the supplementary card annual fee is listed as Free.

How often

4 uses a year

How to use it

Applied automatically — Request supplementary cards from Finance House when applying or afterwards.

Caps and limits

Maximum 4 supplementary cards.

Where

All emirates

“Avail up to 4 supplementary cards , and provide your loved ones with the much needed financial freedom while being able to keep track of all the spends.”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Blue Credit Card holders receive cinema offers as part of the card's rewards and offers, alongside Value House Killer Deals and Value House Benefits.

How often

Always on

How to use it

Redeem on a website — Use the Blue Credit Card at participating cinemas / through the Value House offers platform.

Where

All emirates

“Value House Killer Deals Value House Benefits Cinema Offers”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Transfer balances from any other credit card to the Finance House Mastercard Blue Credit Card at a preferential installment rate starting from as low as 1.25% per month, with zero processing fee.

How often

Per event

How to use it

Call the concierge line — Request a balance transfer from Finance House (call 600511114 or visit a branch).

Caps and limits

Rate starts from 1.25% per month; subject to credit limit.

Where

All emirates

“Balance Transfer & Easy Cash at amazingly low preferential interest rate starting 1.25% per month with ZERO Processing Fee”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Cardholders can avail up to 90% of their credit limit as cash under the Easy Cash program and repay it over a period of up to 36 months at the preferential installment rate starting from 1.25% per month.

How often

Per event

How to use it

Call the concierge line — Apply for Easy Cash with Finance House (call 600511114 or visit a branch).

Caps and limits

Up to 90% of the credit limit; repayment up to 36 months.

Where

All emirates

“Avail up to 90% of credit limit as cash, and repay over a period of 36 months with our Easy Cash program”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Any purchase above AED 1,000 made on the Blue Credit Card can be converted into an Easy Payment Plan.

How often

Per event

How to use it

Call the concierge line — Request conversion of an eligible purchase into an Easy Payment Plan with Finance House.

Caps and limits

Purchase must be above AED 1,000.

Where

All emirates

“Convert any purchase above AED 1,000, into Easy Payment Plan”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Cardholders get exceptional deals and discounts through the Value House programme, including Value House Killer Deals and Value House Benefits.

How often

Always on

How to use it

Redeem on a website — Access deals through the Value House programme when paying with the Blue Credit Card.

Where

All emirates

“Exceptional deals and discounts through Value House”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026

Online purchases are protected against cyber theft and fraud through 3D Secure, with encrypted One Time Passwords sent to the registered mobile phone to authorise online transactions.

How often

Always on

How to use it

Applied automatically — Enter the One Time Password sent to your registered mobile when transacting online.

Where

All emirates

“3D Secure: Be assured that you are protected from any cyber theft or fraud when using your credit card online.”

Source: https://www.financehouse.ae/en/personal-finance/credit-cards/blue-credit-card/ · Last checked 8 Oct 2026