Bustan بستان
World Elite Credit Card card
Al Maryah Community Bank

World Elite Credit Card

Mastercard World Elite Verified 11 Oct 2026

Fees and eligibility, as published

Annual fee
AED 1,575 a year KFS table lists three card tiers (Sadara, World Elite, Platinum) with fees 5,250 / 1,575 / 525 AED respectively and matching waiver thresholds of 480K/150K/48K AED in trailing 12-month spend. World Elite corresponds to the 1,575 AED fee and 150,000 AED spend waiver (annual basis, based on last 12 months' spend). No first-year-free provision or minimum salary requirement is mentioned. Card is conventional (interest-based), not Shariah-compliant, so standard interest terminology applies.
Annual fee waived at
AED 150,000 spend
Minimum monthly salary
Not published
Interest rate
Not published

8 verified benefits

Quoted from Al Maryah Community Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 24 Aug 2026

Relax during your airport journey with complimentary access to over 1200 lounges around the world through Mastercard Travel Pass.

How often
Always on
How to use it
Activate in the bank's app — Download Mastercard Travel Pass app, register your Mastercard, show QR code from 'Access Lounge' page or Membership Number to gain entry
Caps and limits
Unlimited complimentary access as World Elite Mastercard cardholder. Can bring maximum of 4 family members or friends.
Exclusions
Cardholders need internet access/data connectivity to download app. Each primary and supplementary cardholder should show individual QR code to avoid guest charges. Dragon Pass terms and conditions apply.
Where
International
“Relax during your airport journey at over 1200 lounges around the world.”

Source: https://www.mbank.ae/terms-conditions-mastercard-staging/ · Last checked 24 Aug 2026

Airport transfer 1 benefit

Careem Airport Rides

Verified 24 Aug 2026

Get 6 complimentary airport rides per year with your World Elite Mastercard through Careem.

How often
6 uses a year
How to use it
Activate in the bank's app — Download or open the Careem app, select your ride, enter promo code MAUAE6 at checkout
Caps and limits
USD 30 cap per ride in UAE. 6 complimentary rides per year
Exclusions
Use eligible Mastercard as payment method. Offer available in UAE. Excludes Hala Taxi.
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Get 2 complimentary airport rides per year with your World Mastercard and 6 complimentary airport rides per year with your World Elite Mastercard.”

Source: https://www.mbank.ae/terms-conditions-mastercard-staging/ · Last checked 24 Aug 2026

Annual fee waiver 1 benefit

Annual Fee Waiver

Verified 11 Oct 2026

Annual renewal fee of AED 1,575 is waived if your last 12 months spending is equal to or greater than AED 480,000.

How often
Yearly
How to use it
Applied automatically — Automatic waiver applied if annual spending threshold of AED 480,000 is met
Caps and limits
Waiver applies if last 12 months spending equals or exceeds AED 480,000
Exclusions
Annual renewal fee of AED 1,575 applies if spending threshold not met
Where
All emirates
“Renewal Fee waived if last 12 months spent is equal or greater than AED 480K”

Source: https://www.mbank.ae/wp-content/uploads/2024/08/KFS-Credit-Cards-EN.pdf · Last checked 11 Oct 2026

Cashback 1 benefit

Mastercard Travel Rewards Cashback

Verified 24 Aug 2026

Unlock travel rewards with automatic cashback across shopping and dining experiences when you use your World Elite Mastercard at participating merchants while traveling.

How often
Always on
How to use it
Applied automatically — Use eligible World Elite Mastercard at participating merchants on priceless.com/mtr, meet spending criteria, cashback credited to bank statement at end of month
Caps and limits
Limited to one transaction per cardholder per promotion period. Qualifying transactions limited to those processed by Mastercard outside country of transaction.
Exclusions
Limited to one transaction per eligible cardholder during promotion period. Cashback not earned at concessions and gift card purchases. Transactions must be made with eligible card outside country of transaction.
Where
International
“Unlock travel rewards with automatic money back across shopping and dining experiences.”

Source: https://www.mbank.ae/terms-conditions-mastercard-staging/ · Last checked 24 Aug 2026

Hotel 1 benefit

Hotel Bookings Discount

Verified 24 Aug 2026

Unlock up to 30% off hotel bookings at more than 15,000 hotels around the world with eligible Mastercard World Elite cards.

How often
Always on
How to use it
Redeem on a website — Book through the Mastercard hotel platform at participating hotels
Caps and limits
Up to 30% discount available
Exclusions
Only eligible Mastercard cards: Titanium, Platinum, World, World Elite, and World Elite Exclusive. All bookings are prepaid, non-refundable, and cannot be modified.
Where
International
“Unlock up to 30% off hotel bookings at more than 15,000 hotels around the world.”

Source: https://www.mbank.ae/terms-conditions-mastercard-staging/ · Last checked 24 Aug 2026

Online shopping 1 benefit

Cleartrip Flight and Hotel Discounts

Verified 24 Aug 2026

Get discounts on international round-trip flights and hotel bookings with your World Elite Mastercard through Cleartrip.

How often
Always on
How to use it
Redeem on a website — Enter promo code MCWORLDELITE during checkout on Cleartrip booking process
Caps and limits
12% discount up to $80 per booking
Exclusions
Promo code MCWORLDELITE must be entered before payment during booking process
Where
International
“Mastercard World Elite card: 12% discount up to $80, promo code: MCWORLDELITE”

Source: https://www.mbank.ae/terms-conditions-mastercard-staging/ · Last checked 24 Aug 2026

Other 2 benefits

Data Roaming Benefit

Verified 24 Aug 2026

Get 1GB complimentary data roaming per redemption when traveling, 3 times per year with your World Elite Mastercard, plus 15% off subsequent plans through Flexiroam.

How often
3 uses a year
How to use it
Activate in the bank's app — Download Flexiroam app, click Sign up with name and details, verify account, click Mastercard banner, enter 16-digit card number, click Redeem Starter Plan, activate e-SIM, confirm redemption and installation
Caps and limits
3 times per year, 1GB per redemption valid for 5 days. 15% discount on all subsequent plans.
Exclusions
Credit cards only. World and World Elite Mastercard issued in Middle East & Africa only. Flexiroam T&Cs apply.
Where
International
“Get 1GB complimentary of data roaming when traveling; once per year with your World Mastercard and 3 times per year with your World Elite Mastercard”

Source: https://www.mbank.ae/terms-conditions-mastercard-staging/ · Last checked 24 Aug 2026

Global Blue Tax-Free Services

Verified 24 Aug 2026

Access Global Blue VIP services for a fast, easy, and relaxing tax-free shopping experience with your World Elite Mastercard including City VIP Lounges and Airport VIP Fast Lanes.

How often
Always on
How to use it
Redeem on a website — Present World Elite Mastercard to lounge staff or airport VIP lanes staff. Complete membership profile for tax-free form autofill. Link Mastercard to membership profile for tax refund.
Caps and limits
Can bring maximum of 4 family members or friends. Early refund available to credit cards only.
Exclusions
Only World Elite Mastercard issued in Middle East & Africa accepted. Membership profile must be fully completed.
Where
International
“Access Global Blue VIP services for a fast, easy, and relaxing tax-free experience with World and World Elite Mastercard.”

Source: https://www.mbank.ae/terms-conditions-mastercard-staging/ · Last checked 24 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

All 3 Al Maryah Community Bank cards Airport lounge cards in the UAEAnnual fee waiver cards in the UAE Every UAE card

Questions

What is the annual fee on the World Elite Credit Card?

The World Elite Credit Card has a published annual fee of AED 1,575. KFS table lists three card tiers (Sadara, World Elite, Platinum) with fees 5,250 / 1,575 / 525 AED respectively and matching waiver thresholds of 480K/150K/48K AED in trailing 12-month spend. World Elite corresponds to the 1,575 AED fee and 150,000 AED spend waiver (annual basis, based on last 12 months' spend). No first-year-free provision or minimum salary requirement is mentioned. Card is conventional (interest-based), not Shariah-compliant, so standard interest terminology applies.

Can the World Elite Credit Card annual fee be waived?

Al Maryah Community Bank publishes a spend threshold of AED 150,000 for waiving the annual fee on the World Elite Credit Card. Check the issuer's terms for the exact card year it is measured over.

What benefits does the World Elite Credit Card include?

The World Elite Credit Card carries 8 verified benefits across 7 categories: Airport lounge, Airport transfer, Annual fee waiver, Cashback, Hotel, Online shopping, Other. Each is quoted from Al Maryah Community Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this week. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.