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Islamic Platinum Exclusive Credit Card card
National Bank of Fujairah

Islamic Platinum Exclusive Credit Card

Visa Platinum Islamic — profit rate, not interest Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life Shariah-compliant card. Product is based on Commodity Murabaha. Bank may waive its entitlement to Murabaha profit if cardholder pays bill on time; profit-rate vocabulary used throughout (not interest). No ongoing annual fee. First year is not free because there is no annual fee for any year. Minimum monthly salary requirement is AED 9,000.
Annual fee waived at
Not published
Minimum monthly salary
AED 9,000
Profit rate
Not published

6 verified benefits

Quoted from National Bank of Fujairah's published terms. Anything we could not match to the issuer's own words is not listed.

Installments 1 benefit

0% Profit Rate Instalment Plans

Verified 24 Aug 2026

Convert purchases into affordable monthly payments with profit rates as low as 0% and flexible terms starting from three months.

How often
Per event
How to use it
Activate in the bank's app — Convert purchases into instalment plans through the card or app
Caps and limits
Minimum AED 500 for 3 months; AED 1000 for above 3 months
Where
All emirates
“0% Instalment Plans Convert your purchases into affordable monthly payments with profit rates as low as 0%”

Source: https://nbfislamic.ae/personal/cards/platinum-exclusive-credit-card/ · Last checked 24 Aug 2026

Other 5 benefits

Access to Instant Funds with EZ Draft

Verified 24 Aug 2026

Withdraw up to 70% of your credit limit directly into your account for added financial flexibility.

How often
Always on
How to use it
Applied automatically — Request cash withdrawal up to 70% of credit limit
Caps and limits
Up to 70% of credit limit
Where
All emirates
“Access Instant Funds with EZ Draft Withdraw up to 70% of your credit limit”

Source: https://nbfislamic.ae/personal/cards/platinum-exclusive-credit-card/ · Last checked 24 Aug 2026

Apple Pay Support

Verified 24 Aug 2026

Make quick, secure payments with Apple Pay using your NBF card for contactless transactions.

How often
Always on
How to use it
Applied automatically — Enable Apple Pay on registered Apple device
Where
All emirates
“Apple Pay Make quick, secure payments with Apple Pay with your NBF card”

Source: https://nbfislamic.ae/personal/cards/platinum-exclusive-credit-card/ · Last checked 24 Aug 2026

Free Mobile and SMS Banking Services

Verified 24 Aug 2026

Stay informed with mobile banking and SMS alerts. Manage your account via the NBF Direct App and receive instant SMS notifications for all transactions.

How often
Always on
How to use it
Applied automatically — Enroll in NBF Direct App and SMS alert service
Where
All emirates
“Stay informed with mobile banking and SMS alerts Manage your account via the NBF Direct App”

Source: https://nbfislamic.ae/personal/cards/platinum-exclusive-credit-card/ · Last checked 24 Aug 2026

Global ATM Cash Withdrawals

Verified 24 Aug 2026

Withdraw up to 40% of your credit limit in cash from over 840,000 ATMs worldwide.

How often
Always on
How to use it
Applied automatically — Use card at any of 840,000 ATMs worldwide
Caps and limits
Up to 40% of credit limit per withdrawal
Where
International
“Global ATM Withdrawals Withdraw up to 40% of your credit limit in cash from over 840,000 ATMs worldwide”

Source: https://nbfislamic.ae/personal/cards/platinum-exclusive-credit-card/ · Last checked 24 Aug 2026

Google Pay Support

Verified 24 Aug 2026

Tap and pay securely with Google Pay using your NBF card for quick and convenient transactions.

How often
Always on
How to use it
Applied automatically — Enable Google Pay on registered device
Where
All emirates
“Google Pay Tap and pay securely with Google Pay using your NBF card”

Source: https://nbfislamic.ae/personal/cards/platinum-exclusive-credit-card/ · Last checked 24 Aug 2026

Where this card sits

All 4 National Bank of Fujairah cards Every UAE card

Questions

What is the annual fee on the Islamic Platinum Exclusive Credit Card?

The Islamic Platinum Exclusive Credit Card is free for life — National Bank of Fujairah publishes no annual fee. Shariah-compliant card. Product is based on Commodity Murabaha. Bank may waive its entitlement to Murabaha profit if cardholder pays bill on time; profit-rate vocabulary used throughout (not interest). No ongoing annual fee. First year is not free because there is no annual fee for any year. Minimum monthly salary requirement is AED 9,000.

What salary does the Islamic Platinum Exclusive Credit Card require?

National Bank of Fujairah publishes a minimum monthly salary of AED 9,000 for the Islamic Platinum Exclusive Credit Card.

What benefits does the Islamic Platinum Exclusive Credit Card include?

The Islamic Platinum Exclusive Credit Card carries 6 verified benefits across 2 categories: Installments, Other. Each is quoted from National Bank of Fujairah's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.