Quoted from National Bank of Umm Al Qaiwain's published terms. Anything we could not match to the issuer's own words is not listed.
The NBQ Gold Credit Card comes with no annual subscription fee, allowing cardholders to enjoy the card benefits without paying yearly fees.
“Free Credit Card with no Annual fees”
Source: https://nbq.ae/personal/cards/nbq-gold-credit-card · Last checked 12 Oct 2026
Cardholders receive one free supplementary card for a family member to use on the same account.
“1 Free supplementary card for your family member”
Source: https://nbq.ae/personal/cards/nbq-gold-credit-card · Last checked 12 Oct 2026
Cardholders can convert high-value purchases into easy monthly instalments through the Easy Payment Plan facility.
“Facility to convert purchases into Easy Instalments”
Source: https://nbq.ae/personal/cards/nbq-gold-credit-card · Last checked 12 Oct 2026
The card offers free credit for up to 55 days, allowing cardholders to defer payment of their purchases without incurring interest charges.
“Free credit for up to 55 days”
Source: https://nbq.ae/personal/cards/nbq-gold-credit-card · Last checked 12 Oct 2026
The Gold Credit Card features contactless technology allowing cardholders to tap and pay for transactions securely.
“Just Tap & Go, with your new Contactless Card”
Source: https://nbq.ae/personal/cards/nbq-gold-credit-card · Last checked 12 Oct 2026
The card provides comprehensive free travel insurance covering medical expenses, evacuation and repatriation, personal accident, trip cancellation, baggage loss, and other travel-related risks when tickets are purchased with the card.
“Free Worldwide Travel Insurance”
Source: https://nbq.ae/personal/cards/nbq-gold-credit-card · Last checked 12 Oct 2026
The Gold Credit Card is free for life — National Bank of Umm Al Qaiwain publishes no annual fee. Card is explicitly stated as free with no annual fees on the bank's product page. Terms & conditions document confirms 'No annual subscription fee' under Fees and Charges section. No minimum salary requirement is stated in the provided pages.
The Gold Credit Card carries 6 verified benefits across 4 categories: Annual fee waiver, Installments, Other, Travel insurance. Each is quoted from National Bank of Umm Al Qaiwain's own published terms on this page.
Every benefit here carries the date it was last read from the issuer's published terms. This page is verified today. Anything we could not verify against the issuer's own words is not shown at all.
Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.
See what you're wasting.Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.