Bustan بستان
Platinum Credit Card card
National Bank of Umm Al Qaiwain

Platinum Credit Card

Visa Platinum Verified 12 Oct 2026

Fees and eligibility, as published

Annual fee
AED 525 a year Annual fee of AED 500 clearly stated in Fees and Charges section. No fee waiver based on spend is mentioned. Minimum salary criteria mentioned but specific amount not provided in the page content.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

6 verified benefits

Quoted from National Bank of Umm Al Qaiwain's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Priority Pass Airport Lounge Access

Verified 12 Oct 2026

Access to over 1300 lounges at various airports around the world with Priority Pass membership included with the card.

How often
Always on
How to use it
Activate in the bank's app
Where
All emirates
“Priority Pass Lounge access at over 1300 lounges in Various airports around the world”

Source: https://nbq.ae/personal/cards/nbq-platinum-credit-card · Last checked 12 Oct 2026

Annual fee waiver 1 benefit

Free Supplementary Card

Verified 12 Oct 2026

One free supplementary credit card issued for a family member with no additional fee.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Limited to one free supplementary card per account.
Where
All emirates
“1 Free supplementary card for your family member”

Source: https://nbq.ae/personal/cards/nbq-platinum-credit-card · Last checked 12 Oct 2026

Installments 2 benefits

Easy Installments and Easy Loan Facility

Verified 12 Oct 2026

Cardholders can convert purchases into easy instalments and access an easy loan facility, with the option to transfer balances from other banks.

How often
Per event
How to use it
Applied automatically
Where
All emirates
“Facility to convert purchases into Easy Instalments and avail Easy Loan Facility to transfer your balance from other banks”

Source: https://nbq.ae/personal/cards/nbq-platinum-credit-card · Last checked 12 Oct 2026

Extended Interest-Free Period

Verified 12 Oct 2026

Cardholders receive up to 55 days of free credit on purchases before interest accrues.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 55 days free credit period.
Where
All emirates
“Free Credit up to 55 days”

Source: https://nbq.ae/personal/cards/nbq-platinum-credit-card · Last checked 12 Oct 2026

Other 1 benefit

Contactless Card Technology

Verified 12 Oct 2026

Tap & Go contactless payment functionality allowing purchases without PIN entry up to AED 500 per transaction.

How often
Always on
How to use it
Applied automatically
Caps and limits
Contactless payments up to AED 500 without PIN required.
Where
All emirates
“Just Tap & Go, with your new Contactless Card Use your card without PIN upto AED 500/-”

Source: https://nbq.ae/personal/cards/nbq-platinum-credit-card · Last checked 12 Oct 2026

Travel insurance 1 benefit

Worldwide Travel Insurance

Verified 12 Oct 2026

Comprehensive travel insurance coverage for cardholders purchasing travel tickets with the NBQ Platinum Credit Card, including medical expenses, evacuation, personal accident, trip cancellation, baggage loss, and other travel-related protections.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Coverage includes medical expenses, evacuation, personal accident, trip cancellation, baggage loss, travel delay, and legal expenses.
Where
All emirates
“Buy your travel tickets using your NBQ Platinum Credit Card, and you can relax and enjoy your trip, knowing you're covered for any unexpected events.”

Source: https://nbq.ae/personal/cards/nbq-platinum-credit-card · Last checked 12 Oct 2026

Where this card sits

Questions

What is the annual fee on the Platinum Credit Card?

The Platinum Credit Card has a published annual fee of AED 525. Annual fee of AED 500 clearly stated in Fees and Charges section. No fee waiver based on spend is mentioned. Minimum salary criteria mentioned but specific amount not provided in the page content.

What benefits does the Platinum Credit Card include?

The Platinum Credit Card carries 6 verified benefits across 5 categories: Airport lounge, Annual fee waiver, Installments, Other, Travel insurance. Each is quoted from National Bank of Umm Al Qaiwain's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified today. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.