Bustan بستان
RED Credit Card card
RAKBANK

RED Credit Card

Mastercard Standard Verified 12 Oct 2026

Fees and eligibility, as published

Annual fee
Free for life RED Credit Card has no annual fee for life. Page 1 clearly states 'Free for life No annual fee – ever'. No minimum salary requirement or fee waiver conditions mentioned in provided pages.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

6 verified benefits

Quoted from RAKBANK's published terms. Anything we could not match to the issuer's own words is not listed.

Annual fee waiver 2 benefits

Free Annual Fee

Verified 12 Oct 2026

No annual fee – ever. The card is free for life with no annual charges.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“No annual fee – ever”

Source: https://www.rakbank.ae/en/cards/credit-cards/red-credit-card · Last checked 12 Oct 2026

Free For Life - No Annual Fee

Verified 12 Oct 2026

The RED Credit Card is free for life with no annual or joining fees ever.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“The RED Credit Card is free for life, with no annual or joining fees.”

Source: https://www.rakbank.ae/en/cards/credit-cards/red-credit-card · Last checked 12 Oct 2026

Cashback 2 benefits

Cashback on Daily Spends

Verified 12 Oct 2026

Earn up to 1.5% cashback on your domestic and international spends

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Get up to 1.5% cashback on your daily spends”

Source: https://www.rakbank.ae/en/cards/credit-cards/red-credit-card · Last checked 12 Oct 2026

Cashback on Domestic and International Spends

Verified 12 Oct 2026

Earn up to 1.5% cashback on your local and international spending. The cashback rate depends on your monthly spending: 1% cashback on monthly spends between AED 1,000 and AED 2,999, and 1.5% cashback on monthly spends of AED 3,000 and above. Cashback rewards are capped at AED 300 per month.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Maximum cashback per month is AED 300. Cashback earned on spends between AED 1,000 and AED 2,999 at 1% rate; on spends AED 3,000 and above at 1.5% rate.
Exclusions
Transactions made through banking channels including IVR, Internet Banking, Mobile, CDMs, ATMs, Branches or any other Rakbank payment channels will not be eligible for cashback/rewards.
Where
All emirates
“Up to 1.5% cashback on your daily spends”

Source: https://www.rakbank.ae/en/cards/credit-cards/red-credit-card · Last checked 12 Oct 2026

Other 2 benefits

Cash Advance Up to 80% of Credit Limit

Verified 12 Oct 2026

The RED Credit Card allows cardholders to access up to 80% of their credit limit as a cash advance, providing added flexibility when cash is needed.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 80% of credit card limit
Where
All emirates
“The RED Credit Card allows you to access up to 80% of your credit limit as a cash advance”

Source: https://www.rakbank.ae/en/cards/credit-cards/red-credit-card · Last checked 12 Oct 2026

Free Monthly International Money Transfer

Verified 12 Oct 2026

Free monthly international transfer with MoneyTransfer service

How often
Monthly
How to use it
Redeem on a website
Where
All emirates
“Free monthly international transfer With MoneyTransfer”

Source: https://www.rakbank.ae/en/cards/credit-cards/red-credit-card · Last checked 12 Oct 2026

Where this card sits

Questions

What is the annual fee on the RED Credit Card?

The RED Credit Card is free for life — RAKBANK publishes no annual fee. RED Credit Card has no annual fee for life. Page 1 clearly states 'Free for life No annual fee – ever'. No minimum salary requirement or fee waiver conditions mentioned in provided pages.

What benefits does the RED Credit Card include?

The RED Credit Card carries 6 verified benefits across 3 categories: Annual fee waiver, Cashback, Other. Each is quoted from RAKBANK's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified today. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.