Quoted from RAKBANK's published terms. Anything we could not match to the issuer's own words is not listed.
No annual fee charged on the Watani Credit Card for the lifetime of the cardholder.
“0 annual fee for lifetime”
Source: https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/watani-credit-card · Last checked 12 Sep 2026
Cardholders receive 100% cashback on all SALIK and DARB toll payments made with the Watani Credit Card.
“100% Cashback on SALIK and DARB”
Source: https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/watani-credit-card · Last checked 12 Sep 2026
Cardholders receive access to exclusive offers and discounts on selected merchants and services.
“exclusive offers”
Source: https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/watani-credit-card · Last checked 12 Sep 2026
Cardholders benefit from special rates applied to various card services offered by RAKBANK.
“Special rates on card services”
Source: https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/watani-credit-card · Last checked 12 Sep 2026
Cardholders enjoy discounted RAKrewards rates when booking flights with the Watani Credit Card.
“Discounted RAKrewards for flight bookings”
Source: https://www.rakbank.ae/en/islamic/personal/cards/credit-cards/watani-credit-card · Last checked 12 Sep 2026
The Watani Credit Card is free for life — RAKBANK publishes no annual fee. Shariah-compliant card. The page explicitly states '0 annual fee for lifetime', meaning the card has no ongoing annual fee. This is a Murabaha-based Islamic credit card, not subject to interest-based terminology.
The Watani Credit Card carries 5 verified benefits across 4 categories: Annual fee waiver, Cashback, Other, Travel insurance. Each is quoted from RAKBANK's own published terms on this page.
Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this month. Anything we could not verify against the issuer's own words is not shown at all.
Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.
See what you're wasting.Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.