Bustan بستان
Islamic Titanium Card card
United Arab Bank

Islamic Titanium Card

Mastercard Titanium Islamic — profit rate, not interest Verified 14 Sep 2026

Fees and eligibility, as published

Annual fee
Free for life Islamic Titanium Card has no annual fee (free for life). The card is Shariah-compliant, based on Murabaha contract. Profit rate is 3.79% per annum. Minimum salary requirement is AED 6,000 monthly. Fee quote from official KFS document confirms card is 'Free for Life'.
Annual fee waived at
Not published
Minimum monthly salary
AED 6,000
Profit rate
Not published

9 verified benefits

Quoted from United Arab Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access via Mastercard Travel Pass

Verified 14 Sep 2026

Enjoy exclusive access to a global network of 1,200+ airport lounges in over 135 countries through Mastercard Travel Pass with a digital and contactless experience.

How often
Always on
How to use it
Triggered by paying with the card
Caps and limits
Access to 1,200+ lounges in 135+ countries
Where
International
“access to a network of 1,200+ airport lounges in over 135 countries around the world”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

Annual fee waiver 1 benefit

No Annual Fee - Free for Life

Verified 14 Sep 2026

The Titanium Card carries no annual fee and is always free for life, with no spending condition required.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Always FREE for life”

Source: https://www.uab.ae/en/personal/cards/compare-cards · Last checked 14 Sep 2026

Cashback 3 benefits

Cashback on Fuel

Verified 14 Sep 2026

Earn up to 5% cashback when you pay for fuel purchases with your Islamic Titanium Mastercard.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 5% cashback; monthly cap applies
Where
All emirates
“Earn up to 5% cashback on Groceries/Supermarkets, and Fuel”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

Cashback on Groceries and Supermarkets

Verified 14 Sep 2026

Earn up to 5% cashback when you spend at grocery stores and supermarkets using your Islamic Titanium Mastercard.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 5% cashback; monthly cap applies
Where
All emirates
“Earn up to 5% cashback on Groceries/Supermarkets, and Fuel”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

Cashback on Video Streaming Subscriptions

Verified 14 Sep 2026

Earn 100% cashback on video streaming subscription payments when using your Islamic Titanium Mastercard.

How often
Always on
How to use it
Applied automatically
Caps and limits
100% cashback on video streaming subscriptions
Where
All emirates
“100% cashback on Video Streaming subscriptions”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

Installments 2 benefits

Balance Transfer - 0% Profit for 6 Months

Verified 14 Sep 2026

Transfer balances from other cards with 0% profit for 6 months; minimum balance transfer AED 2,500 with up to 80% of your card limit.

How often
Per event
How to use it
Triggered by paying with the card — Apply for balance transfer with minimum AED 2,500
Caps and limits
Minimum AED 2,500; maximum up to 80% of card limit
Where
All emirates
“BALANCE TRANSFER 0% Profit for 6 months Minimum BT of AED 2,500”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

Easy Payment Plan - 0% Profit for 6 Months

Verified 14 Sep 2026

Spread your purchases into easy installment payments with 0% profit for the first 6 months on your Islamic Titanium Mastercard.

How often
Per event
How to use it
Triggered by paying with the card — Opt into Easy Payment Plan at point of purchase
Where
All emirates
“EASY PAYMENT PLANS 0% Profit for 6 months”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

Online shopping 1 benefit

Booking.com Cashback

Verified 14 Sep 2026

Earn up to 10% cashback on Booking.com purchases by registering on the Mastercard MEA promotion page and paying with your Mastercard.

How often
Always on
How to use it
Redeem on a website — Register on www.booking.com/mastercardmea and pay with your Mastercard
Caps and limits
Up to 10% cashback
Where
All emirates
“Get up to 10% cashback on booking.com simply by registering”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

Travel insurance 1 benefit

Careem Travel 20% Discount

Verified 14 Sep 2026

Receive 20% off on 3 Careem rides every month when paying with your UAB Islamic Titanium Mastercard.

How often
3 uses a month
How to use it
Triggered by paying with the card — Pay with UAB Islamic Titanium Mastercard for Careem rides
Caps and limits
3 rides per month with 20% discount
Where
All emirates
“Careem Travel by Careem with a 20% off 3 rides every month”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-titanium-card · Last checked 14 Sep 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Islamic Titanium Card?

The Islamic Titanium Card is free for life — United Arab Bank publishes no annual fee. Islamic Titanium Card has no annual fee (free for life). The card is Shariah-compliant, based on Murabaha contract. Profit rate is 3.79% per annum. Minimum salary requirement is AED 6,000 monthly. Fee quote from official KFS document confirms card is 'Free for Life'.

What salary does the Islamic Titanium Card require?

United Arab Bank publishes a minimum monthly salary of AED 6,000 for the Islamic Titanium Card.

What benefits does the Islamic Titanium Card include?

The Islamic Titanium Card carries 9 verified benefits across 6 categories: Airport lounge, Annual fee waiver, Cashback, Installments, Online shopping, Travel insurance. Each is quoted from United Arab Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this month. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.