Bustan بستان
Islamic World Card card
United Arab Bank

Islamic World Card

Mastercard World Islamic — profit rate, not interest Verified 14 Sep 2026

Fees and eligibility, as published

Annual fee
AED 1,050 a year Islamic World Card annual fee is AED 1,000 (inclusive of VAT per KFS). Fee is waived with AED 60,000 annual spend. Card uses Murabaha Islamic contract; profit rate is 3.79%. Minimum salary not stated in provided pages.
Annual fee waived at
AED 60,000 spend
Minimum monthly salary
Not published
Profit rate
Not published

9 verified benefits

Quoted from United Arab Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 14 Sep 2026

Gain exclusive access to a network of 1,200+ airport lounges in over 135 countries around the world through Mastercard Travel Pass with digital and contactless experience.

How often
Always on
How to use it
Triggered by paying with the card
Caps and limits
Access to 1,200+ lounges globally across 135+ countries
Where
International
“access to a network of 1,200+ airport lounges in over 135 countries around the world”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-world-card · Last checked 14 Sep 2026

Annual fee waiver 1 benefit

Annual Fee Waiver

Verified 14 Sep 2026

Annual card fee of AED 1,050 is waived if you spend AED 60,000 or more in a calendar year.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Waived if annual spend reaches AED 60,000
Where
All emirates
“Second year onwards AED 1,050 *Annual Fee Waiver, subject to 60,000 AED annual spend”

Source: https://www.uab.ae/en/personal/cards/compare-cards · Last checked 14 Sep 2026

Cashback 1 benefit

Grocery and Supermarket Cashback

Verified 14 Sep 2026

Earn up to 5% cashback when making purchases at groceries and supermarkets using the Islamic World Card.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 5% cashback with monthly cap
Where
All emirates
“Earn up to 5% cashback on Groceries/Supermarkets, and Fuel”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-world-card · Last checked 14 Sep 2026

Fuel 1 benefit

Fuel Cashback

Verified 14 Sep 2026

Earn up to 5% cashback on all fuel purchases made with the Islamic World Card.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 5% cashback with monthly cap
Where
All emirates
“Earn up to 5% cashback on Groceries/Supermarkets, and Fuel”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-world-card · Last checked 14 Sep 2026

Hotel 1 benefit

Booking.com Cashback

Verified 14 Sep 2026

Earn up to 10% cashback on hotel and travel bookings made through Booking.com when you register and pay with your Mastercard.

How often
Always on
How to use it
Redeem on a website — Register on www.booking.com/mastercardmea and pay with Mastercard
Caps and limits
Up to 10% cashback on Booking.com
Where
All emirates
“Get up to 10% cashback on booking.com simply by registering on www.booking.com/mastercardmea”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-world-card · Last checked 14 Sep 2026

Installments 2 benefits

Balance Transfer at 0% Profit

Verified 14 Sep 2026

Transfer your balance from another card at 0% profit rate for 6 months with minimum balance transfer of AED 2,500 up to 80% of your Islamic World Card credit limit.

How often
Per event
How to use it
Call the concierge line — Contact bank or visit mastercard.ae for balance transfer application
Caps and limits
Minimum AED 2,500; maximum 80% of credit card limit; 0% profit for first 6 months only
Where
All emirates
“0% Profit for 6 months Minimum BT of AED 2,500 with up to 80% of UAB Credit Card limit”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-world-card · Last checked 14 Sep 2026

Cash on Phone at 0% Profit

Verified 14 Sep 2026

Access cash advances at 0% profit rate for 6 months, followed by tiered profit rates: 1.90% for 3 months, 1.29% for 9 months, and 0.99% for 12 months.

How often
Per event
How to use it
Call the concierge line — Contact bank or visit mastercard.ae for cash advance application
Caps and limits
Maximum cash advance is 15% of card limit (capped at AED 10,000); tiered profit rates apply after initial 6-month 0% period
Where
All emirates
“at 0% profit for 6 months followed by 1.90% for 3 months, 1.29% for 9 months and 0.99% for 12 months”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-world-card · Last checked 14 Sep 2026

Online shopping 1 benefit

Video Streaming Cashback

Verified 14 Sep 2026

Earn 100% cashback on all video streaming subscription purchases made with the Islamic World Card.

How often
Always on
How to use it
Applied automatically
Caps and limits
100% cashback on video streaming subscriptions
Where
All emirates
“100% cashback on Video Streaming subscriptions”

Source: https://www.uab.ae/en/islamic/personal-banking/islamic-credit-card/islamic-world-card · Last checked 14 Sep 2026

Travel insurance 1 benefit

Travel Insurance

Verified 14 Sep 2026

Travel insurance coverage included with the World Card for protected travel experiences.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Travel insurance”

Source: https://www.uab.ae/en/personal/cards/compare-cards · Last checked 14 Sep 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Islamic World Card?

The Islamic World Card has a published annual fee of AED 1,050. Islamic World Card annual fee is AED 1,000 (inclusive of VAT per KFS). Fee is waived with AED 60,000 annual spend. Card uses Murabaha Islamic contract; profit rate is 3.79%. Minimum salary not stated in provided pages.

Can the Islamic World Card annual fee be waived?

United Arab Bank publishes a spend threshold of AED 60,000 for waiving the annual fee on the Islamic World Card. Check the issuer's terms for the exact card year it is measured over.

What benefits does the Islamic World Card include?

The Islamic World Card carries 9 verified benefits across 8 categories: Airport lounge, Annual fee waiver, Cashback, Fuel, Hotel, Installments, Online shopping, Travel insurance. Each is quoted from United Arab Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this month. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.