Bustan بستان
World Card card
United Arab Bank

World Card

Mastercard World Verified 14 Sep 2026

Fees and eligibility, as published

Annual fee
AED 1,050 a year Compare Cards page lists World Card annual fee as AED 1,050 from year 2 onward, waived with ~AED 60,000 annual spend, min salary AED 25,000, first year free. Note: a separate Key Facts Statement PDF (dated Apr 2022) lists a different, higher fee of AED 1,575 (VAT inclusive) for the World card with no waiver mentioned and min salary AED 5,000 — this appears to be an older/generic KFS not reflecting the current product page figures, so the more recent Compare Cards page value (AED 1,050) was used as primary. Fees are stated as inclusive of VAT per the KFS terms ('All fees are inclusive of applicable VAT'). This is a conventional (non-Islamic) card, so interest-rate terminology applies rather than profit-rate terminology.
Annual fee waived at
AED 60,000 spend
Minimum monthly salary
AED 25,000
Interest rate
Not published

11 verified benefits

Quoted from United Arab Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 14 Sep 2026

Access 1,200+ airport lounges globally across over 135 countries via Mastercard Travel Pass digital and contactless experience.

How often
Always on
How to use it
Applied automatically
Where
International
“get to enjoy the following offers: Upgrade your travel experience with a digital and contactless experience from Mastercard Travel Pass, that gives you access to a network of 1,200+ airport lounges”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Airport transfer 1 benefit

Careem Travel Discount

Verified 14 Sep 2026

Enjoy 20% discount on Careem rides when paying with the World Mastercard, applicable to 3 rides every month.

How often
3 uses a month
How to use it
Triggered by paying with the card
Caps and limits
20% off limited to 3 rides per month
Where
All emirates
“Travel by Careem with a 20% off 3 rides every month by paying with your UAB World Mastercard Credit Card”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Annual fee waiver 1 benefit

Annual Fee Waiver

Verified 14 Sep 2026

Annual card fee of AED 1,050 is waived if annual spending reaches approximately AED 60,000.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Waived if annual spend ~AED 60,000
Where
All emirates
“Second year onwards AED 1,050 *Annual Fee Waiver, subject to 60,000 AED annual spend”

Source: https://www.uab.ae/en/personal/cards/compare-cards · Last checked 14 Sep 2026

Cashback 2 benefits

Cashback on Retail Purchases

Verified 14 Sep 2026

Earn 1% cashback on eligible retail purchases made with the World Card, subject to terms and conditions.

How often
Always on
How to use it
Applied automatically
Caps and limits
Monthly cap applies
Where
All emirates
“Cashback loyalty program up to 10% up to 5% up to 5% maximum Monthly cap applies Yes”

Source: https://www.uab.ae/en/personal/cards/compare-cards · Last checked 14 Sep 2026

Cashback on School Fees, Fashion and Fuel

Verified 14 Sep 2026

Earn up to 10% cashback on school fees, fashion, and fuel purchases.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 10% on School Fees, Fashion and Fuel
Where
All emirates
“Enjoy up to 10% cashback on School Fees, Fashion and Fuel”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Hotel 3 benefits

Booking.com Cashback

Verified 14 Sep 2026

Earn up to 10% cashback on Booking.com reservations made via Mastercard portal.

How often
Always on
How to use it
Redeem on a website
Caps and limits
Up to 10% cashback
Where
International
“Earn up to 10% cashback on booking.com on https://www.mastercard.com/businessbonus/baltics/offerdetails/33180”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Cleartrip International Travel Discount

Verified 14 Sep 2026

Receive 10% discount on international round trip bookings at Cleartrip using promo code MCWORLD.

How often
Always on
How to use it
Redeem on a website — Use promo code MCWORLD at cleartrip.com
Caps and limits
10% discount on international round trip bookings
Where
International
“Get a 10% discount on your international round trip booking at cleartrip.com with the promo code: MCWORLD”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Onefinestay Luxury Service Apartments Discount

Verified 14 Sep 2026

Receive 10% discount on bookings at over 2,500 Onefinestay luxury service apartments across major cities including London, Paris, Rome, Milan, New York, Los Angeles, San Francisco, Miami, and Boston.

How often
Always on
How to use it
Redeem on a website
Caps and limits
10% discount on bookings
Where
International
“As a World Mastercard Credit Card member you can enjoy 10% discount on bookings at over 2,500 Onefinestay luxury service apartments”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Online shopping 1 benefit

100% Cashback on Video Streaming

Verified 14 Sep 2026

Earn 100% cashback on video streaming service purchases.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Earn 100% cashback on Video Streaming”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Travel insurance 2 benefits

Travel Inconvenience Insurance

Verified 14 Sep 2026

Complimentary travel inconvenience insurance provided when purchasing airline tickets with the World Mastercard.

How often
Per event
How to use it
Triggered by paying with the card
Where
International
“Avail Travel Inconvenience Insurance and Travel Medical Insurance (Up to $500K) when you buy tickets with your World Mastercard Credit Card”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

Travel Medical Insurance

Verified 14 Sep 2026

Complimentary travel medical insurance up to $500,000 coverage when purchasing airline tickets with the World Mastercard.

How often
Per event
How to use it
Triggered by paying with the card
Caps and limits
Up to $500,000 coverage
Where
International
“Avail Travel Inconvenience Insurance and Travel Medical Insurance (Up to $500K) when you buy tickets”

Source: https://www.uab.ae/en/personal/cards/credit-cards/world-card · Last checked 14 Sep 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

All 5 United Arab Bank cards Airport lounge cards in the UAEAnnual fee waiver cards in the UAE Every UAE card

Questions

What is the annual fee on the World Card?

The World Card has a published annual fee of AED 1,050. Compare Cards page lists World Card annual fee as AED 1,050 from year 2 onward, waived with ~AED 60,000 annual spend, min salary AED 25,000, first year free. Note: a separate Key Facts Statement PDF (dated Apr 2022) lists a different, higher fee of AED 1,575 (VAT inclusive) for the World card with no waiver mentioned and min salary AED 5,000 — this appears to be an older/generic KFS not reflecting the current product page figures, so the more recent Compare Cards page value (AED 1,050) was used as primary. Fees are stated as inclusive of VAT per the KFS terms ('All fees are inclusive of applicable VAT'). This is a conventional (non-Islamic) card, so interest-rate terminology applies rather than profit-rate terminology.

Can the World Card annual fee be waived?

United Arab Bank publishes a spend threshold of AED 60,000 for waiving the annual fee on the World Card. Check the issuer's terms for the exact card year it is measured over.

What salary does the World Card require?

United Arab Bank publishes a minimum monthly salary of AED 25,000 for the World Card.

What benefits does the World Card include?

The World Card carries 11 verified benefits across 7 categories: Airport lounge, Airport transfer, Annual fee waiver, Cashback, Hotel, Online shopping, Travel insurance. Each is quoted from United Arab Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this month. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.