Quoted from Abu Dhabi Commercial Bank's published terms. Anything we could not match to the
issuer's own words is not listed.
Cashback
5
benefits
AI-Powered Subscriptions Cashback
Verified 25 Aug 2026
Earn 5% cashback on AI-powered subscriptions like ChatGPT, Microsoft Copilot, and Google Gemini on AED and non-AED spends.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- Maximum monthly cashback of AED 1,000. Transactions must be made directly on merchant website or app.
- Exclusions
- Third-party platform transactions, transactions where ADCB cannot identify merchant clearly
- Where
-
All emirates
“5% cashback on AI-powered subscriptions like ChatGPT, Microsoft Copilot, Google Gemini and more”
Source:
https://www.adcb.com/en/islamic/personal/cards/credit-cards/365-cashback-card.aspx
· Last checked 25 Aug 2026
Dining Cashback
Verified 25 Aug 2026
Earn 6% cashback on dining spends including online orders made with the card each month.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- Maximum monthly cashback of AED 1,000. Minimum monthly spend of AED 5,000 required.
- Exclusions
- Bill payments, school fees, transactions made on ADCB channels
- Where
-
All emirates
“6% cashback on Dining spends including the online orders”
Source:
https://www.adcb.com/en/islamic/personal/cards/credit-cards/365-cashback-card.aspx
· Last checked 25 Aug 2026
Groceries Cashback
Verified 25 Aug 2026
Earn 3% cashback on groceries and supermarket purchases made with the card each month.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- Maximum monthly cashback of AED 1,000. Minimum monthly spend of AED 5,000 required. Bill payments, school fees, and ADCB channel transactions not eligible.
- Exclusions
- Bill payments, school fees, transactions made on ADCB channels
- Where
-
All emirates
“3% cashback on Groceries & Supermarkets spends”
Source:
https://www.adcb.com/en/islamic/personal/cards/credit-cards/365-cashback-card.aspx
· Last checked 25 Aug 2026
Home Digital Subscriptions Cashback
Verified 25 Aug 2026
Earn 5% cashback on home digital subscriptions like Amazon Prime, STARZPLAY, and beIN CONNECT on AED and non-AED spends.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- Maximum monthly cashback of AED 1,000. Transactions must be made directly on merchant website or app, not through third-party platforms.
- Exclusions
- Third-party platform transactions, transactions where ADCB cannot identify merchant clearly
- Where
-
All emirates
“5% cashback on Home Digital Subscriptions like Amazon Prime, STARZPLAY, beIN CONNECT and more”
Source:
https://www.adcb.com/en/islamic/personal/cards/credit-cards/365-cashback-card.aspx
· Last checked 25 Aug 2026
Other Retail Spends Cashback
Verified 25 Aug 2026
Earn up to 1% cashback on all other retail spends made with the card each month, subject to monthly cap.
- How often
- Monthly
- How to use it
-
Applied automatically
- Caps and limits
- Maximum monthly cashback of AED 1,000. Minimum monthly spend of AED 5,000 required.
- Exclusions
- Bill payments, school fees, transactions made on ADCB channels
- Where
-
All emirates
“1% cashback on other Retail Spends”
Source:
https://www.adcb.com/en/islamic/personal/cards/credit-cards/365-cashback-card.aspx
· Last checked 25 Aug 2026