No annual fee
Free for life, as published. 37 cards.
| Card | Tier | Annual fee | What the issuer publishes | Verified |
|---|---|---|---|---|
LuLu 247 Titanium
Emirates NBD
|
Titanium · Mastercard | Free for life |
Special Member Benefits at LuLu —
Always on
|
Verified 25 Aug 2026 |
Premier Credit Card
HSBC UAE
|
World Elite · Mastercard | Free for life |
Complimentary Zomato Gold membership —
Always on
|
Verified 18 Aug 2026 |
Prime Infinite
Dubai Islamic Bank
|
Infinite · Visa | Free for life |
VISA Fine Dining Discounts —
Always on
|
Verified 25 Aug 2026 |
| Platinum · Mastercard | Free for life |
20% off One Talabat Order per Month —
Monthly
|
Verified 10 Sep 2026 | |
noon One Visa Credit Card
Emirates NBD
|
Standard · Visa | Free for life |
20% back on noon Food orders —
Monthly
Bon Appétit dining discounts —
Always on
|
Verified 25 Aug 2026 |
Mastercard Platinum Credit Card
Emirates NBD
|
Platinum · Mastercard | Free for life |
Restaurant Discounts —
Per event
|
Verified 25 Aug 2026 |
Mastercard Titanium Credit Card
Emirates NBD
|
Titanium · Mastercard | Free for life |
Bon Appétit - Exclusive Dining Experience —
Per event
|
Verified 25 Aug 2026 |
Visa Platinum Credit Card
Emirates NBD
|
Platinum · Visa | Free for life |
Bon Appétit Restaurant Discount —
Always on
|
Verified 25 Aug 2026 |
U By Emaar Visa Family Credit Card
Emirates NBD
|
Other · Visa | Free for life |
5% Upoints When Dining at Restaurants —
Always on
|
Verified 25 Aug 2026 |
Manchester United Credit Card
Emirates NBD
|
Other · Mastercard | Free for life |
RED Points on Dining —
Always on
Red Café Discount at Old Trafford —
Always on
|
Verified 25 Aug 2026 |
Voyager World Credit Card
Emirates NBD
|
World · Mastercard | Free for life |
Year-Round Dining Offers —
Always on
|
Verified 25 Aug 2026 |
Marriott Bonvoy World Mastercard Credit Card
Emirates NBD
|
World · Mastercard | Free for life |
Dining Points and Deals via More Cravings App —
Always on
|
Verified 25 Aug 2026 |
Darna Select Visa Credit Card
Emirates NBD
|
Standard · Visa | Free for life |
Darna Silver Dining Discounts —
Always on
|
Verified 25 Aug 2026 |
| Standard · Mastercard | Free for life |
Talabat - 20% off on 1 order per month —
Monthly
|
Verified 10 Sep 2026 | |
| Platinum · Mastercard | Free for life |
LivMyBrew Coffee Discounts —
Always on
Talabat Food Delivery Discount —
Monthly
|
Verified 10 Sep 2026 | |
FAB Z Card
First Abu Dhabi Bank
|
Standard · Mastercard | Free for life |
20% Off Talabat Orders —
Monthly
|
Verified 24 Aug 2026 |
FAB Rewards Indulge Card
First Abu Dhabi Bank
|
Standard · Mastercard | Free for life |
Restaurant Dining Discount —
Always on
|
Verified 24 Aug 2026 |
Talabat ADCB Credit Card
Abu Dhabi Commercial Bank
|
Platinum · Mastercard | Free for life |
20% Discount on Food and Beverage at Reel Cinemas —
Always on
|
Verified 25 Aug 2026 |
Lulu Platinum Credit Card
Abu Dhabi Commercial Bank
|
Platinum · Mastercard | Free for life |
Food and Beverage Discount at Reel Cinemas —
Per event
|
Verified 25 Aug 2026 |
Lulu Titanium Credit Card
Abu Dhabi Commercial Bank
|
Titanium · Mastercard | Free for life |
Talabat Discount on Food and Grocery Delivery —
Monthly
|
Verified 25 Aug 2026 |
TouchPoints Platinum Credit Card
Abu Dhabi Commercial Bank
|
Platinum · Visa | Free for life |
25% Discount on Select Meals at VOX Cinemas —
Always on
Talabat Food and Grocery Delivery Discount —
2 uses a month
|
Verified 25 Aug 2026 |
TouchPoints Titanium/Gold Credit Card
Abu Dhabi Commercial Bank
|
Titanium · Visa | Free for life |
talabat Food and Grocery Delivery Discount —
Monthly
|
Verified 25 Aug 2026 |
Essential Cashback Credit Card
Abu Dhabi Commercial Bank
|
Standard · Visa | Free for life |
20% Discount on Food and Beverage at Reel Cinemas —
Monthly
|
Verified 25 Aug 2026 |
Advance Credit Card
HSBC UAE
|
Standard · Mastercard | Free for life |
Restaurant Discounts —
Always on
Zomato Gold Complimentary Membership —
Yearly
|
Verified 21 Aug 2026 |
Private Bank Credit Card
HSBC UAE
|
World Elite · Mastercard | Free for life |
Zomato Gold Membership —
Yearly
|
Verified 21 Aug 2026 |
Titanium Credit Card
RAKBANK
|
Titanium · Mastercard | Free for life |
Dining Cashback —
Always on
|
Verified 25 Aug 2026 |
Cashback Card
Emirates Islamic
|
Other · Visa | Free for life |
ENTERTAINER Buy 1 Get 1 Offers —
Always on
|
Verified 7 Sep 2026 |
Barça Cashback Card
Emirates Islamic
|
Other · Visa | Free for life |
ENTERTAINER Buy 1 Get 1 Offers —
Always on
|
Verified 7 Sep 2026 |
RTA Covered Card
Emirates Islamic
|
Other · Visa | Free for life |
Quick Service Restaurants Cashback —
Always on
|
Verified 7 Sep 2026 |
Emarati Card
Emirates Islamic
|
Signature · Visa | Free for life |
talabat Dining Offer —
2 uses a month
|
Verified 24 Aug 2026 |
Amazon World Covered Card
Emirates Islamic
|
World · Mastercard | Free for life |
20% off talabat Food/Grocery Delivery —
Monthly
Complimentary Costa Food/Beverages at Dubai Airports —
2 uses a year
|
Verified 7 Sep 2026 |
Amazon Platinum Covered Card
Emirates Islamic
|
Platinum · Mastercard | Free for life |
Costa Coffee at Dubai Airports - Complimentary Food/Beverage —
Per event
Talabat App Discount - 20% off Monthly —
Monthly
|
Verified 7 Sep 2026 |
Visa Infinite
Commercial Bank of Dubai
|
Infinite · Visa | Free for life |
VISA Entertainer 2-for-1 Offers —
Always on
|
Verified 25 Aug 2026 |
CBD One Credit Card
Commercial Bank of Dubai
|
Signature · Visa | Free for life |
Visa Entertainer Exclusive Deals —
Always on
|
Verified 25 Aug 2026 |
Islamic Infinite Credit Card
National Bank of Fujairah
|
Infinite · Visa | Free for life |
10% Dining Cashback —
Monthly
|
Verified 24 Aug 2026 |
Rewards Platinum Mastercard
Commercial Bank International
|
Platinum · Mastercard | Free for life |
Priceless Specials Offers —
Always on
|
Verified 24 Aug 2026 |
Titanium Credit Card
Commercial Bank International
|
Titanium · Mastercard | Free for life |
Costa Coffee Complimentary Item —
Always on
|
Verified 24 Aug 2026 |
Under AED 500
Entry-tier annual fees. 21 cards.
| Card | Tier | Annual fee | What the issuer publishes | Verified |
|---|---|---|---|---|
Duo
Emirates NBD
|
Platinum · Other network | AED 420 a year |
15% discount on food and beverages at Cine Royal Cinemas —
Per event
|
Verified 25 Aug 2026 |
Cashback Card
First Abu Dhabi Bank
|
Platinum · Mastercard | AED 315 a year |
40% off Talabat orders —
4 uses a month
Free Costa coffee at Dubai Airport —
2 uses per event
|
Verified 24 Aug 2026 |
365 Cashback
Abu Dhabi Commercial Bank
|
Platinum · Mastercard | AED 383.25 a year |
25% discount on select meals at VOX Cinemas candy bar —
Per event
6% cashback on dining including online orders —
Monthly
Popcorn and soft drink upgrade at VOX Cinemas —
Per event
|
Verified 24 Aug 2026 |
Live+
HSBC UAE
|
World · Mastercard | AED 313.95 a year |
6% cashback on dining spend —
Monthly
Complimentary Zomato Gold membership —
Always on
Discounts at over 400 UAE restaurants —
Always on
|
Verified 18 Aug 2026 |
Citi Cash Back
Citibank UAE
|
Platinum · Mastercard | AED 300 a year |
Talabat 20% discount once a month —
Monthly
|
Verified 24 Aug 2026 |
ADIB Cashback Visa Covered Card
Abu Dhabi Islamic Bank
|
Platinum · Visa | AED 103.95 a year |
Cashback on Dining and Restaurants Spends —
Monthly
|
Verified 1 Oct 2026 |
Super Saver
Commercial Bank of Dubai
|
Signature · Visa | AED 420 a year |
VISA ENTERTAINER 2-for-1 Offers —
Always on
|
Verified 25 Aug 2026 |
U By Emaar Visa Signature Credit Card
Emirates NBD
|
Signature · Visa | AED 262.50 a year |
Up to 15% off F&B at Emaar Hospitality Group hotels —
Always on
|
Verified 25 Aug 2026 |
Diners Club Credit Card
Emirates NBD
|
Other · Other network | AED 420 a year |
2.5% Plus Points on Dining Spends —
Always on
Up to 30% Discount at UAE Restaurants —
Always on
|
Verified 25 Aug 2026 |
FAB Rewards Active Credit Card
First Abu Dhabi Bank
|
Platinum · Mastercard | AED 315 a year |
Talabat Food Delivery Discount —
Monthly
|
Verified 24 Aug 2026 |
Islamic Cashback Credit Card
First Abu Dhabi Bank
|
Standard · Mastercard | AED 315 a year |
5% Cashback on Dining —
Monthly
Free Costa Coffee at Dubai Airport —
4 uses a year
International Halal Dining Discounts —
Always on
Talabat App Discount —
4 uses a month
|
Verified 8 Sep 2026 |
Shukran ADCB Credit Card
Abu Dhabi Commercial Bank
|
Platinum · Visa | AED 250 a year |
20% Discount on Food and Beverages at Reel Cinemas —
Always on
|
Verified 25 Aug 2026 |
Shukran ADCB Islamic Card
Abu Dhabi Commercial Bank
|
Platinum · Visa | AED 250 a year |
Food and Beverage Discount at Reel Cinemas —
Monthly
|
Verified 25 Aug 2026 |
Islamic 365 Cashback Card
Abu Dhabi Commercial Bank
|
Standard · Mastercard | AED 383.25 a year |
VOX Cinemas F&B Discount —
Monthly
|
Verified 25 Aug 2026 |
DIB SHAMS Platinum Covered Card
Dubai Islamic Bank
|
Platinum · Visa | AED 208.95 a year |
5% back on dining (10 Wala'a Rewards per AED 1) —
Monthly
Complimentary TravellerPass membership —
Per event
|
Verified 6 Oct 2026 |
Al Islami Super Saver
Commercial Bank of Dubai
|
Signature · Visa | AED 420 a year |
xperience by ENTERTAINER 2-for-1 Offers —
Always on
|
Verified 25 Aug 2026 |
Platinum Credit Card
Al Masraf
|
Platinum · Mastercard | AED 157.50 a year |
Costa Coffee at Dubai Airports —
2 uses a year
Priceless Specials - 2 for 1 Dining & Activities Offers —
Always on
Talabat Food & Grocery Delivery Discount —
Monthly
|
Verified 25 Aug 2026 |
Classic Card
Bank of Sharjah
|
Standard · Visa | AED 262.50 a year |
Time Out Offers —
Always on
|
Verified 4 Oct 2026 |
Gold Card
Bank of Sharjah
|
Gold · Visa | AED 472.50 a year |
Time Out Offers —
Always on
|
Verified 4 Oct 2026 |
Wio Credit (Mastercard World)
Wio Bank
|
World · Mastercard | AED 49 a year |
Entertainer access —
Yearly
|
Verified 24 Aug 2026 |
Platinum Mastercard®
Arab Bank UAE
|
Platinum · Mastercard | AED 315 a year |
20% off one Talabat order per month —
Monthly
Up to 4 complimentary Costa food/drink items at Dubai airports —
4 uses a year
|
Verified 24 Aug 2026 |
AED 500 – 999
Mid-tier annual fees. 13 cards.
| Card | Tier | Annual fee | What the issuer publishes | Verified |
|---|---|---|---|---|
Citi Premier
Citibank UAE
|
World · Mastercard | AED 750 a year |
Talabat Dining and Grocery Discount —
Monthly
|
Verified 24 Aug 2026 |
Etihad Guest Visa Inspire Credit Card
Emirates NBD
|
Platinum · Visa | AED 735 a year |
Concierge Services —
Always on
|
Verified 25 Aug 2026 |
| World · Mastercard | AED 735 a year |
Dining Cashback —
Always on
LivMyBrew Coffee Discounts —
Always on
|
Verified 10 Sep 2026 | |
FAB Emirati Islamic Credit Card
First Abu Dhabi Bank
|
Other · Mastercard | AED 630 a year |
International halal dining discounts —
Always on
Up to 20% dining discount at 150+ Emirati preferred restaurants —
Always on
|
Verified 8 Sep 2026 |
ADCB Emirati Islamic Card
Abu Dhabi Commercial Bank
|
Other · Mastercard | AED 945 a year |
Buy 1 Get 1 Free at Caribou Coffee —
Always on
ENTERTAINER 2-for-1 Offers —
Always on
|
Verified 25 Aug 2026 |
DIB SHAMS Infinite Covered Card
Dubai Islamic Bank
|
Infinite · Visa | AED 733.95 a year |
5% back on dining (10 Wala'a Rewards per AED 1) —
Monthly
Buy One Get One on beverages at Costa Coffee —
Always on
Complimentary TravellerPass buy 1 get 1 and discounts —
Per event
|
Verified 6 Oct 2026 |
DIB SHAMS Signature Covered Card
Dubai Islamic Bank
|
Signature · Visa | AED 523.95 a year |
5% Back on Dining (Wala'a Rewards) —
Monthly
Buy One Get One at Costa Coffee —
Always on
|
Verified 25 Aug 2026 |
Etihad Guest Saqer Card
Emirates Islamic
|
Signature · Visa | AED 943.95 a year |
Complimentary Inflight Wi-Fi Vouchers —
2 uses a year
|
Verified 7 Sep 2026 |
Flex Elite Covered Card
Emirates Islamic
|
Other · Visa | AED 700 a year |
Buy 1 Get 1 offers with xperience by the ENTERTAINER —
Always on
Up to AED 100 off on Careem DineOut —
Per event
|
Verified 7 Sep 2026 |
Smiles Visa Signature
Commercial Bank of Dubai
|
Signature · Visa | AED 525 a year |
90-day complimentary Smiles Unlimited subscription —
Per event
Visa Entertainer 2-for-1 offers on Visa Airport Companion App —
Always on
|
Verified 25 Aug 2026 |
Platinum Card
United Arab Bank
|
Platinum · Mastercard | AED 787.50 a year |
Priceless Specials Dining and Lifestyle Offers —
Always on
|
Verified 24 Aug 2026 |
World Credit Card
Al Masraf
|
World · Mastercard | AED 525 a year |
Costa Dubai Airports Food & Drink Discount —
Always on
Priceless Specials 2 for 1 Offers —
Always on
Talabat Food & Grocery Delivery Discount —
Monthly
|
Verified 21 Aug 2026 |
World Elite Credit Card
Al Masraf
|
World Elite · Mastercard | AED 787.50 a year |
Costa Coffee at Dubai Airports —
4 uses a year
Priceless Specials 2-for-1 Dining Offers —
Always on
Talabat Food & Grocery Delivery Discount —
Monthly
|
Verified 25 Aug 2026 |
AED 1,000 and above
Premium annual fees. 19 cards.
| Card | Tier | Annual fee | What the issuer publishes | Verified |
|---|---|---|---|---|
FAB Elite
First Abu Dhabi Bank
|
World Elite · Mastercard | AED 1,260 a year |
Up to 40% off at top UAE hotel restaurants with ADV+ —
Always on
|
Verified 24 Aug 2026 |
TouchPoints Infinite
Abu Dhabi Commercial Bank
|
Infinite · Visa | AED 1,050 a year |
20% off Talabat orders —
4 uses a month
25% off VOX Cinemas candy bar single items —
Always on
Unlimited Buy 1 Get 1 free at Caribou Coffee —
Always on
VOX Cinemas popcorn and soft drink size upgrade —
Per event
|
Verified 24 Aug 2026 |
Citi Prestige
Citibank UAE
|
World Elite · Mastercard | AED 1,500 a year |
Talabat 20% off grocery and food orders —
Monthly
|
Verified 24 Aug 2026 |
Journey
Standard Chartered UAE
|
Infinite · Visa | AED 1,575 a year |
Visa ENTERTAINER 2-for-1 Offers —
Always on
|
Verified 24 Aug 2026 |
U By Emaar Visa Infinite Credit Card
Emirates NBD
|
Infinite · Visa | AED 1,575 a year |
20% Discount on Food & Beverage at Emaar Hospitality Group —
Always on
UPoints Cashback on Emaar Hotel Dining —
Always on
|
Verified 25 Aug 2026 |
U By Emaar Visa Infinite Emirati Credit Card
Emirates NBD
|
Infinite · Visa | AED 1,575 a year |
F&B Discount at Emaar Hospitality Group —
Always on
|
Verified 25 Aug 2026 |
Voyager World Elite Credit Card
Emirates NBD
|
World Elite · Mastercard | AED 1,575 a year |
Year-Round Dining Offers —
Yearly
|
Verified 25 Aug 2026 |
Darna Visa Infinite Credit Card
Emirates NBD
|
Infinite · Visa | AED 1,575 a year |
30% off dining at Yas Island and Aldar hotels —
Always on
|
Verified 25 Aug 2026 |
Darna Visa Infinite Privilege Credit Card
Emirates NBD
|
Infinite · Visa | AED 2,625 a year |
Darna Invite Only Membership – 40% Off Dining —
Always on
|
Verified 25 Aug 2026 |
Betaqti Credit Card
Abu Dhabi Commercial Bank
|
World Elite · Mastercard | AED 2,100 a year |
Caribou Coffee Buy One Get One Free —
Always on
talabat Food and Grocery Delivery Discount —
Monthly
|
Verified 25 Aug 2026 |
TouchPoints Infinite Card (Islamic)
Abu Dhabi Commercial Bank
|
Infinite · Visa | AED 1,200 a year |
Buy 1 Get 1 Free Coffee at Caribou Coffee —
Always on
|
Verified 25 Aug 2026 |
Cash+ Credit Card
HSBC UAE
|
Standard · Visa | AED 1,050 a year |
Zomato Gold Membership —
Always on
|
Verified 21 Aug 2026 |
| Infinite · Visa | AED 2,625 a year |
Zomato Gold Membership —
Yearly
|
Verified 21 Aug 2026 | |
Prime Signature Card
Dubai Islamic Bank
|
Signature · Visa | AED 5,000 a year |
VISA Fine Dining Discounts —
Always on
|
Verified 25 Aug 2026 |
Etihad Guest Premium Card
Emirates Islamic
|
Infinite · Visa | AED 2,625 a year |
Careem DineOut offer - up to AED 100 off —
Per event
|
Verified 7 Sep 2026 |
The Platinum Card
American Express
|
Platinum · American Express | AED 3,255 a year |
Platinum Dining Credit —
4 uses a quarter
|
Verified 24 Aug 2026 |
World Elite Mastercard
Arab Bank UAE
|
World Elite · Mastercard | AED 1,995 a year |
Costa complimentary food/drink items at Dubai airports —
4 uses a year
Priceless Cities experiences —
Always on
Talabat 20% off one order per month —
Monthly
|
Verified 24 Aug 2026 |
Visa Flexi Credit Card
Emirates NBD
|
Other · Visa | AED 12,000 a year |
SupperClub 12-Month Signature Premium Dining Membership —
Yearly
|
Verified 7 Sep 2026 |
SHARE Visa Private Credit Card
Emirates NBD
|
Other · Visa | AED 1,500 a year |
Supper Club Signature Dining Membership —
Yearly
|
Verified 7 Sep 2026 |
Other perks worth checking
Questions
What is dining on a UAE credit card?
A dining benefit is usually membership of a discount programme with participating restaurants, giving a percentage off or a buy-one-get-one main course.
How many UAE credit cards include dining?
90 active UAE credit cards in the Bustan catalog carry at least one verified dining benefit, across 20 issuers.
How current is this page?
Every benefit listed here was read from the issuer's own published terms and carries the date it was last checked. This page is verified this week.
Does Bustan need my card number?
No. Bustan never asks for a card number, a bank login, or a statement. You pick the cards you hold from a list and it tracks the perks those cards publish.