Bustan بستان
Betaqti Credit Card card
Abu Dhabi Commercial Bank

Betaqti Credit Card

Mastercard World Elite Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 2,100 a year Annual fee of AED 2,100 inclusive of VAT stated clearly on the card page. No fee waiver mechanism mentioned. Minimum salary requirement is AED 10,000 per month or credit limit eligibility of AED 20,000.
Annual fee waived at
Not published
Minimum monthly salary
AED 10,000
Interest rate
Not published

9 verified benefits

Quoted from Abu Dhabi Commercial Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Complimentary Airport Lounge Access

Verified 25 Aug 2026

14 complimentary visits per year to over 1,200 airport lounges worldwide for cardholder and supplementary cardholders, plus 1 free guest per visit. Access via Mastercard Travel Pass app.

How often
14 uses a year
How to use it
Activate in the bank's app — Download Mastercard Travel Pass app, register card, use QR code at lounge reception. Supplementary cardholders register separately.
Caps and limits
14 complimentary visits per year. First 2 visits free; thereafter requires minimum USD 1 international spend for 3-month eligibility. Additional guests charged USD 32 per visit.
Exclusions
After 2 visits, complimentary access requires USD 1+ international transaction minimum. Guests beyond first per visit charged USD 32.
Where
International
“Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Airport transfer 1 benefit

Complimentary Airport Transfers with Careem

Verified 25 Aug 2026

4 complimentary airport rides per year via Careem, saving up to AED 85 on each ride. Book through Careem app and enter promo code MAUAE6.

How often
4 uses a year
How to use it
Activate in the bank's app — Book airport ride via Careem mobile app, pay with Betaqti Credit Card, enter promo code MAUAE6 at checkout.
Caps and limits
Limited to 4 complimentary rides per year. Up to AED 85 saving per ride.
Exclusions
Promo code MAUAE6 required; offer available on Careem app only.
Where
All emirates
“Enjoy 4 complimentary airport rides per year, saving up to AED 85 on each ride.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Cinema 1 benefit

VOX Cinemas Buy One Get One Free

Verified 25 Aug 2026

Buy one ticket, receive another free at VOX Cinemas THEATRE, GOLD and KIDS experiences. Enjoy exclusive privileges including 25% discount on select F&B items and upgrade offers on popcorn and soft drinks.

How often
Always on
How to use it
Triggered by paying with the card — Present Betaqti Credit Card at VOX Cinemas to book tickets and redeem offers at candy bar.
Caps and limits
25% discount on select F&B items only, excluding combo meals
Exclusions
Combo meals excluded from discount; upgrade offer subject to availability
Where
All emirates
“Buy one ticket, receive another free 25% discount on select meals, applicable on F&B single items only excluding combo meals”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Dining 2 benefits

Caribou Coffee Buy One Get One Free

Verified 25 Aug 2026

Unlimited buy one, get one free beverage offer at Caribou Coffee locations throughout the year.

How often
Always on
How to use it
Triggered by paying with the card — Present Betaqti Credit Card at Caribou Coffee counter to redeem buy one, get one free offer.
Caps and limits
Offer not valid on delivery orders or bottled beverages.
Exclusions
Delivery orders and bottled beverages excluded.
Where
All emirates
“Enjoy a complimentary beverage on us all year round with an unlimited buy one, get one free offer at Caribou Coffee.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

talabat Food and Grocery Delivery Discount

Verified 25 Aug 2026

Get 20% discount on grocery or food orders once per month on talabat using Mastercard promo code MASTERCARD at checkout. Discount capped at AED 14 per transaction.

How often
Monthly
How to use it
Voucher code — Add Mastercard to talabat app, enter promo code MASTERCARD at checkout to enable up to 20% discount on one order per month.
Caps and limits
20% discount capped at AED 14 per transaction. Once per month maximum.
Exclusions
Offer limited to once monthly; discount maximum AED 14 per order.
Where
All emirates
“20% discount will apply once cardholder insert code MASTERCARD in promo code field at checkout 20% discount capped at AED 14.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Online shopping 2 benefits

Avis Rent a Car Benefits

Verified 25 Aug 2026

Receive up to 25% discount on all Avis car rentals, free upgrade, and 10% off premium chauffeur services.

How often
Always on
How to use it
Redeem on a website — Make reservation through Avis website or contact center to apply discount and upgrade benefits.
Caps and limits
Up to 25% discount on all rentals. Free upgrade and 10% off chauffeur services available.
Where
International
“With Avis, you'll receive up to a 25% discount on all rentals in addition to a free upgrade and 10% off premium chauffeur services.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Hertz President's Circle Status Upgrade

Verified 25 Aug 2026

Upgrade to Hertz Gold Plus Rewards President's Circle status to enjoy up to 15% discount on all rentals, guaranteed free upgrades, and additional benefits.

How often
Always on
How to use it
Redeem on a website — Enroll in Gold Plus Rewards program and automatically upgrade to President's Circle status.
Caps and limits
Up to 15% discount on all rentals. Guaranteed free upgrades.
Where
International
“Upgrade yourself to the Hertz Gold Plus Rewards President's Circle and enjoy up to a 15% discount on all rentals”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Spa & fitness 1 benefit

Complimentary UFC Gym Access

Verified 25 Aug 2026

Complimentary access to UFC Gym facilities across the UAE including group exercise classes, complimentary Wi-Fi, and locker room services. Must present Betaqti Credit Card and Emirates ID at club reception.

How often
Always on
How to use it
Triggered by paying with the card — Present Betaqti Credit Card and Emirates ID at UFC Gym reception staff for entry validation. Book classes 24 hours in advance through ufcgym.me.
Caps and limits
Gym access for cardholder use only, not transferrable. Silicon Central facility excluded. Classes subject to availability.
Exclusions
Silicon Central facility not included. MMA classes require own gloves and wraps. Not transferrable to others.
Where
All emirates
“Enjoy complimentary gym access, along with additional benefits like group exercise classes, complimentary Wi-Fi, as well as locker room services.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Travel insurance 1 benefit

Comprehensive Travel Insurance

Verified 25 Aug 2026

Comprehensive travel insurance including medical and inconvenience cover, plus car rental collision and loss damage waiver. Online insurance confirmation letter generation available.

How often
Always on
How to use it
Redeem on a website — Generate travel insurance confirmation letter online or submit claims through website portal.
Where
International
“Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/betaqti-credit-card.aspx · Last checked 25 Aug 2026

Where this card sits

Questions

What is the annual fee on the Betaqti Credit Card?

The Betaqti Credit Card has a published annual fee of AED 2,100. Annual fee of AED 2,100 inclusive of VAT stated clearly on the card page. No fee waiver mechanism mentioned. Minimum salary requirement is AED 10,000 per month or credit limit eligibility of AED 20,000.

What salary does the Betaqti Credit Card require?

Abu Dhabi Commercial Bank publishes a minimum monthly salary of AED 10,000 for the Betaqti Credit Card.

What benefits does the Betaqti Credit Card include?

The Betaqti Credit Card carries 9 verified benefits across 7 categories: Airport lounge, Airport transfer, Cinema, Dining, Online shopping, Spa & fitness, Travel insurance. Each is quoted from Abu Dhabi Commercial Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.