Lulu Platinum Credit Card

Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders. Access via Mastercard Travel Pass app.

How often

4 uses a year

How to use it

Activate in the bank's app — Download Mastercard Travel Pass app, register card, use app to locate lounges and present QR code to lounge receptionist.

Caps and limits

4 complimentary visits per year. For accompanying guests over and above entitlement, USD 32 per visit will be charged. After first visit, minimum spend of 1 USD non-AED required for 3-month access.

Exclusions

Supplementary cardholders need to register separately. If no international transaction made, USD 32 payment required unless minimum 1 USD non-AED spend made.

Where

All emirates

“Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026

No annual fees charged on the ADCB LuLu Platinum Credit Card for life.

How often

Yearly

How to use it

Applied automatically

Where

All emirates

“No annual fees, ever”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026

Buy one movie ticket, get one free at Reel Cinemas. Up to 2 complimentary tickets can be availed per month, valid until 31st December 2026. Also receive 20% discount on food and beverage purchases at the counter on minimum spend of AED 20.

How often

2 uses a month

How to use it

Triggered by paying with the card — Present card at Reel Cinemas checkout

Caps and limits

Up to 2 complimentary tickets can be availed in a month

Exclusions

Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket types

Where

All emirates

“Buy one ticket, get one free (up to 2 free tickets can be availed in a month)”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026

Receive 20% discount on food and beverage purchases at Reel Cinemas counter with a minimum spend of AED 20.

How often

Per event

How to use it

Triggered by paying with the card — Present card at Reel Cinemas F&B counter

Caps and limits

Minimum spend of AED 20

Where

All emirates

“20% discount on food and beverage purchased at the counter on a minimum spend of AED 20”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026

Convert school fees into a 0% interest payment plan.

How often

Per event

How to use it

Redeem on a website — Visit www.adcb.com.offers for participating partners.

Where

All emirates

“Convert school fees into a 0% Interest Payment Plan”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026

Earn 8 LuLu Points per AED 1 spent at LuLu stores with no minimum spend requirements. Redeem at any LuLu stores across the UAE for as low as 5,000 LuLu Points worth AED 50.

How often

Always on

How to use it

Redeem on a website — Present your ADCB LuLu Credit Card at the checkout counter at any LuLu store within UAE and your available points can be instantly redeemed.

Caps and limits

LuLu Points can be redeemed for as low as 5,000 Points

Where

All emirates

“Earn 8% back as LuLu Points per AED 1 spent on LuLu purchases with no minimum spend requirements”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026

Earn up to 1.25 LuLu Points per AED 1 spent on all other spends outside LuLu stores, with reduced earn rates for specific categories.

How often

Always on

How to use it

Redeem on a website — Present your ADCB LuLu Credit Card at the checkout counter at any LuLu store within UAE and your available points can be instantly redeemed.

Exclusions

Earn 0.2 points for every AED 1 spent on fuel, education, government services, real estate, telecommunications, charity, and transport. Earn 0.4 points for supermarkets, auto dealers, insurance companies, quick service restaurants.

Where

All emirates

“Up to 1.25 LuLu Points per AED 1 spent on all other spends”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026

Get 20% off grocery or food orders once a month on talabat app using promo code MASTERCARD.

How often

Monthly

How to use it

Activate in the bank's app — Add MasterCard card on talabat app and enter promo code MASTERCARD at checkout.

Caps and limits

20% discount capped at AED 14 per order, once per month

Where

All emirates

“20% discount capped at AED 14”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-credit-card.aspx · Last checked 25 Aug 2026