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Lulu Titanium Credit Card card
Abu Dhabi Commercial Bank

Lulu Titanium Credit Card

Mastercard Titanium Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life Card explicitly states 'No annual fees' with 0 designation, indicating the card has no ongoing annual fee and is free for life.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Interest rate
Not published

6 verified benefits

Quoted from Abu Dhabi Commercial Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Annual fee waiver 1 benefit

Dining 1 benefit

Talabat Discount on Food and Grocery Delivery

Verified 25 Aug 2026

Get 20% off grocery or food orders once a month on talabat. Discount capped at AED 14 per order.

How often
Monthly
How to use it
Voucher code — Add MasterCard on talabat app and enter promo code MASTERCARD at checkout.
Caps and limits
Discount capped at AED 14 per order; only once per month.
Where
All emirates
“20% discount capped at AED 14.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-titanium-gold-credit-card.aspx · Last checked 25 Aug 2026

Installments 1 benefit

Zero Interest Payment Plan on School Fees

Verified 25 Aug 2026

Convert school fee payments into a 0% Interest Payment Plan with flexible repayment terms.

How often
Per event
How to use it
Applied automatically — Contact www.adcb.com.offers for detailed information on participating partners.
Where
All emirates
“0% Interest Payment Plan On school fee payment”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-titanium-gold-credit-card.aspx · Last checked 25 Aug 2026

Online shopping 2 benefits

LuLu Points Rewards on LuLu Purchases

Verified 25 Aug 2026

Earn 3.5 LuLu points per AED 1 spent at LuLu Hypermarket. Every 5,000 points converts to AED 50 voucher.

How often
Always on
How to use it
Triggered by paying with the card — Present card at LuLu Hypermarket checkout counters for instant redemption of points.
Caps and limits
Minimum 5,000 points required to redeem.
Where
All emirates
“Every time you use your card, you'll earn LuLuPoints”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-titanium-gold-credit-card.aspx · Last checked 25 Aug 2026

LuLu Points on Non-LuLu Purchases

Verified 25 Aug 2026

Earn up to 1 LuLu point per AED 1 spent outside LuLu Hypermarket, with reduced rates (0.2 points) at fuel, education, government services, real estate, telecommunications, charity and transport, and 0.4 points at supermarkets, auto dealers, insurance, and quick service restaurants.

How often
Always on
How to use it
Triggered by paying with the card — Redeem points at LuLu Hypermarket checkout.
Exclusions
Fuel, education, government services, real estate, telecommunications, charity, transport earn 0.2 points per AED; supermarkets, auto dealers, insurance, QSR earn 0.4 points per AED.
Where
All emirates
“Purchases elsewhere | Up to 1 LuLu Points”

Source: https://www.adcb.com/en/personal/cards/credit-cards/adcb-lulu-titanium-gold-credit-card.aspx · Last checked 25 Aug 2026

Where this card sits

Questions

What is the annual fee on the Lulu Titanium Credit Card?

The Lulu Titanium Credit Card is free for life — Abu Dhabi Commercial Bank publishes no annual fee. Card explicitly states 'No annual fees' with 0 designation, indicating the card has no ongoing annual fee and is free for life.

What salary does the Lulu Titanium Credit Card require?

Abu Dhabi Commercial Bank publishes a minimum monthly salary of AED 5,000 for the Lulu Titanium Credit Card.

What benefits does the Lulu Titanium Credit Card include?

The Lulu Titanium Credit Card carries 6 verified benefits across 5 categories: Airport lounge, Annual fee waiver, Dining, Installments, Online shopping. Each is quoted from Abu Dhabi Commercial Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.