Bustan بستان
Shukran ADCB Credit Card card
Abu Dhabi Commercial Bank

Shukran ADCB Credit Card

Visa Platinum Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 250 a year Fee applies from year 2 onwards. UAE National customers have no annual fee ever. For UAE Residents, first year is free; AED 250 + VAT from year 2. Minimum monthly salary requirement is AED 5,000 or eligible credit limit of at least AED 3,000.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Interest rate
Not published

7 verified benefits

Quoted from Abu Dhabi Commercial Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Annual fee waiver 1 benefit

No Annual Fee for UAE Nationals

Verified 25 Aug 2026

No annual fee ever for UAE National customers.

How often
Yearly
How to use it
Applied automatically
Exclusions
UAE Residents pay AED 250 + VAT from second year.
Where
All emirates
“No annual fee ever for UAE National customers.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Cashback 2 benefits

10% Cashback on Shukran Brands

Verified 25 Aug 2026

Earn 10% back as Shukrans on all purchases at participating Shukran brands including Babyshop, Centrepoint, Emax, Homebox, Homecentre, Lifestyle, Max, Shoemart, Splash and Styli

How often
Always on
How to use it
Applied automatically
Where
All emirates
“10% back as Shukrans on all purchases made at Shukran brands”

Source: https://www.adcb.com/en/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Up to 1.5% Cashback on Other Retail Purchases

Verified 25 Aug 2026

Earn up to 1.5% back as Shukrans on retail purchases made within or outside the UAE, or 0.5% on specific merchant categories or European merchants

How often
Always on
How to use it
Applied automatically
Caps and limits
0.5% on fuel, education, government, real estate, telecom, charity, transport, supermarkets, auto dealer, insurance categories and European merchants
Where
All emirates
“1.5% back as Shukrans on retail purchases made within or outside the UAE.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Cinema 1 benefit

Buy 1 Get 1 Free Movie Tickets at Reel Cinemas

Verified 25 Aug 2026

Get one free movie ticket when you buy one ticket at Reel Cinemas, up to 2 free tickets per month, valid until 31 December 2026

How often
2 uses a month
How to use it
Triggered by paying with the card
Caps and limits
Up to 2 free tickets per month until 31 December 2026. Valid for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket types.
Where
All emirates
“Buy one ticket and get one free (up to 2 free tickets can be availed in a month)”

Source: https://www.adcb.com/en/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Dining 1 benefit

20% Discount on Food and Beverages at Reel Cinemas

Verified 25 Aug 2026

Receive 20% discount on food and beverages purchased at Reel Cinemas counter with minimum spend of AED 20

How often
Always on
How to use it
Triggered by paying with the card
Caps and limits
Minimum spend of AED 20 required per transaction.
Where
All emirates
“20% discount on food and beverages purchased at the counter on a minimum spend of AED 20”

Source: https://www.adcb.com/en/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Other 1 benefit

Complimentary Upgrade to Shukran Platinum Tier

Verified 25 Aug 2026

Get automatic fast track upgrade to Shukran Platinum Tier membership upon card issuance, offering 300+ buy-one-get-one deals, free shipping on online orders, extra Shukrans, and more

How often
Per event
How to use it
Applied automatically
Where
All emirates
“Complimentary upgrade to Shukran Platinum Tier Get fast track upgrade to Shukran Platinum Tier membership upon card issuance.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Purchase protection 1 benefit

Purchase Protection

Verified 25 Aug 2026

Cardholder purchase protection benefit included with the card.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Purchase protectionExtended Warranty”

Source: https://www.adcb.com/en/personal/cards/credit-cards/ · Last checked 25 Aug 2026

Where this card sits

Questions

What is the annual fee on the Shukran ADCB Credit Card?

The Shukran ADCB Credit Card has a published annual fee of AED 250. Fee applies from year 2 onwards. UAE National customers have no annual fee ever. For UAE Residents, first year is free; AED 250 + VAT from year 2. Minimum monthly salary requirement is AED 5,000 or eligible credit limit of at least AED 3,000.

What salary does the Shukran ADCB Credit Card require?

Abu Dhabi Commercial Bank publishes a minimum monthly salary of AED 5,000 for the Shukran ADCB Credit Card.

What benefits does the Shukran ADCB Credit Card include?

The Shukran ADCB Credit Card carries 7 verified benefits across 6 categories: Annual fee waiver, Cashback, Cinema, Dining, Other, Purchase protection. Each is quoted from Abu Dhabi Commercial Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.