Shukran ADCB Islamic Card

No annual fee for the first year; UAE National customers have no annual fee ever

How often

Yearly

How to use it

Applied automatically

Caps and limits

Applicable first year only; subsequent annual fees may apply to some customer categories

Exclusions

UAE National customers have no annual fee ever; UAE Residents charged AED 250 + VAT from year 2 onwards

Where

All emirates

“No annual fee for the first year”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Up to 1.5% back as Shukrans on all other retail purchases made within or outside UAE, with 0.5% on selected categories and European merchants

How often

Always on

How to use it

Applied automatically — Shukrans credited to membership account in first week of upcoming month

Exclusions

0.5% applies to fuel, education, government services, real estate, telecommunications, charity, transport, supermarkets, auto dealer, insurance categories and European merchants

Where

All emirates

“Up to 1.5% back as Shukrans on all other retail purchases”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

10% back as Shukrans on all purchases made at Shukran participating brands including Babyshop, Centrepoint, Emax, Homebox, Homecentre, Lifestyle, Max, Shoemart, Splash and Styli

How often

Always on

How to use it

Applied automatically — Shukrans credited to Shukran membership account in first week of upcoming month and redeemed at Shukran brand stores or online

Where

All emirates

“10% back as Shukrans on all purchases made at Shukran brands”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Buy one ticket and get one free at Reel Cinemas for various ticket types, up to 2 free tickets per month until 31st December 2026

How often

2 uses a month

How to use it

Voucher code — Purchase one ticket to receive one free ticket at point of sale

Caps and limits

Up to 2 free tickets per month; applicable until 31st December 2026

Where

All emirates

“Buy one ticket and get one free (up to 2 free tickets can be availed in a month) till 31st December, 2026”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

20% discount on food and beverages purchased at the counter at Reel Cinemas on a minimum spend of AED 20

How often

Monthly

How to use it

Applied automatically — Discount applied automatically at point of sale at Reel Cinemas counter with minimum AED 20 spend

Caps and limits

Minimum spend of AED 20 required per transaction

Where

All emirates

“20% discount on food and beverages purchased at the counter on a minimum spend of AED 20”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Convert school fees into a 0% Profit Payment Plan

How often

Per event

How to use it

Redeem on a website — Contact adcbislamic.com/offers for participating partner details

Where

All emirates

“Convert school fees into a 0% Profit Payment Plan”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026

Fast track upgrade to Shukran Platinum Tier membership upon card issuance, offering 300+ buy-one-get-one deals, free shipping on online orders, and extra Shukrans for purchases

How often

Per event

How to use it

Applied automatically — Upgrade automatically reflects in Shukran membership account within 3 working days from card issuance

Where

All emirates

“Complimentary upgrade to Shukran Platinum Tier Get fast track upgrade to Shukran Platinum Tier membership upon card issuance”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/shukran-credit-card · Last checked 25 Aug 2026