Bustan بستان
TouchPoints Infinite card
Abu Dhabi Commercial Bank

TouchPoints Infinite

Visa Infinite Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 1,050 a year ADCB Schedule of Fees (Ver.46/Feb 2026, VAT inclusive), Credit Cards table, Aspire column: TouchPoints Infinite Card AED 1,050 (Privilege/Emirati AED 1,050; Excellency AED 525). Card list row: "Annual Membership fee: • TouchPoints Infinite Card • Betaqti World Elite Card (exclusively for UAE Nationals) • Traveller World Elite Card"; value row: "AED 1,050 AED 2,100 AED 1,575 Free AED 630" (Infinite, Betaqti, Traveller in order). Human-provided PDF 2026-08-25.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

22 verified benefits

Quoted from Abu Dhabi Commercial Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Unlimited airport lounge access for cardholder plus one guest

Verified 24 Aug 2026

Unlimited complimentary access to over 1,200 airport lounges worldwide for the cardholder plus one guest per visit, available to both primary and supplementary cardholders.

How often
Always on
How to use it
Activate in the bank's app — Download the Visa Airport Companion App from Google Play or the App Store and register the card to access participating lounges.
Caps and limits
Self plus 1 guest per visit included; additional visits or extra guests charged a flat USD 32 per visit.
Where
International
“Unlimited access at over 1,200 airport lounges worldwide for self plus 1 guest per visit*.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Cashback 2 benefits

15,000 bonus TouchPoints for AED 15,000 monthly spend

Verified 24 Aug 2026

Receive 15,000 bonus TouchPoints each month in which you spend AED 15,000 on the card.

How often
Monthly
How to use it
Applied automatically — Spend AED 15,000 in a month with the card; bonus TouchPoints are credited and can be redeemed through the TouchPoints redemption options.
Caps and limits
Requires AED 15,000 qualifying spend each month; 15,000 bonus points per qualifying month.
Exclusions
Qualifying spend excludes disputed purchases and cash withdrawals.
Where
All emirates
“Receive 15,000 bonus TouchPoints when you spend AED 15,000 each month”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Earn up to 1.5 TouchPoints per AED 1 spent

Verified 24 Aug 2026

Earn up to 1.5 TouchPoints for every AED 1 spent on qualifying retail transactions. Reduced rates apply: 0.4 TouchPoints per AED 1 on domestic supermarkets, auto dealers, insurance and quick service restaurants and on UK/European Economic Area merchants, and 0.2 TouchPoints per AED 1 on fuel, education, government services, real estate, telecommunication, charity and transport. TouchPoints can be redeemed for instant redemption at merchants across the UAE, utility bills and Salik, Emirates Skywards Miles exchange and card payment.

How often
Always on
How to use it
Applied automatically — TouchPoints accrue automatically on qualifying card spend and can be redeemed at merchant locations across the UAE, for utility bills and Salik, exchanged for Emirates Skywards Miles or used for card payment.
Caps and limits
Qualifying spend includes all retail transactions net of reversals and refunds; category-based reduced earn rates apply as per prevailing Visa merchant classification.
Exclusions
Excludes any form of disputed purchases and cash withdrawals.
Where
All emirates, International
“Earn up to 1.5 TouchPoints for every AED 1 spent with your card”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Cinema 1 benefit

VOX Cinemas Buy 1 Get 1 free movie tickets

Verified 24 Aug 2026

Buy one ticket and get one free at VOX Cinemas in the UAE, across THEATRE, Gold and KIDS experiences, up to 4 tickets per month per card.

How often
4 uses a month
How to use it
Triggered by paying with the card — Pay with the ADCB TouchPoints Infinite Credit Card at VOX Cinemas to receive the second ticket free.
Caps and limits
Up to 4 tickets per month per card.
Where
All emirates
“Buy one ticket, get one free (up to 4 tickets per month per card)”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Dining 4 benefits

20% off Talabat orders

Verified 24 Aug 2026

20% discount on Talabat orders in the UAE, up to AED 20 off per order on up to 4 orders per month, using promo code ADCBINF.

How often
4 uses a month
How to use it
Redeem in a partner app — Use promo code ADCBINF and follow the instructions on screen in the Talabat mobile app, paying with the ADCB TouchPoints Infinite card.
Caps and limits
Up to AED 20 off per order, maximum 4 orders per month; valid on orders in the UAE.
Exclusions
Not applicable on mobile wallet payments and service charges.
Where
All emirates
“Enjoy 20% off Talabat orders, for up to AED 20 off per order on 4 orders a month. Use the promo code ADCBINF and follow the instructions on screen at the Talabat mobile app.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

25% off VOX Cinemas candy bar single items

Verified 24 Aug 2026

25% discount on select meals at the VOX Cinemas candy bar in the UAE, applicable on food and beverage single items only.

How often
Always on
How to use it
Triggered by paying with the card — Pay with the eligible ADCB card at the VOX Cinemas candy bar.
Caps and limits
Applicable on F&B single items only.
Exclusions
Combo meals are excluded.
Where
All emirates
“25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Unlimited Buy 1 Get 1 free at Caribou Coffee

Verified 24 Aug 2026

Unlimited Buy 1 Get 1 free beverage offer at Caribou Coffee outlets in the UAE, all year round.

How often
Always on
How to use it
Triggered by paying with the card — Pay with the ADCB TouchPoints Infinite card at a Caribou Coffee outlet in the UAE.
Caps and limits
Unlimited per source text.
Exclusions
Not valid on delivery orders and bottled beverages.
Where
All emirates
“Receive a complimentary beverage on us all year round with unlimited Buy 1 Get 1 free offer at Caribou Coffee.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

VOX Cinemas popcorn and soft drink size upgrade

Verified 24 Aug 2026

Regular and medium size popcorn and soft drinks can be upgraded to medium and large sizes respectively at the VOX Cinemas candy bar.

How often
Per event
How to use it
Triggered by paying with the card — Show the eligible ADCB card covered under the Buy 1 Get 1 movie ticket offer at the candy bar.
Caps and limits
Available to cards covered under the Buy 1 Get 1 movie ticket offer.
Where
All emirates
“Upgrade offer: regular and medium size popcorn and soft drink can be upgraded to a medium and large size popcorn and soft drink respectively.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Education 1 benefit

School fee payments at 0% interest payment plan

Verified 24 Aug 2026

Convert school fee payments made with the card into a 0% interest payment plan.

How often
Always on
How to use it
Triggered by paying with the card — Pay school fees with the card and convert the transaction into the 0% interest payment plan.
Where
All emirates
“School fee payments: Convert school fees into a 0% Interest Payment Plan.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Golf 1 benefit

Complimentary golf at Arabian Ranches and Abu Dhabi Golf Club

Verified 24 Aug 2026

Play golf free all year at Arabian Ranches Golf Club in Dubai and Abu Dhabi Golf Club in Abu Dhabi, subject to a minimum monthly card spend of AED 5,000.

How often
Always on
How to use it
Call the concierge line — Call 600 508008 up to 14 days in advance of the intended golf booking date to reserve your complimentary round.
Caps and limits
Minimum spend of AED 5,000 per month required; only one booking allowed at a time and only for the cardholder; confirmation subject to availability, first come first served. Late cancellation/no-show fees: Abu Dhabi Golf Club AED 250; Arabian Ranches AED 100 weekdays / AED 200 weekends. Cancellations free up to 48 hours before booking.
Exclusions
Bookings cannot be made for guests; golf clubs may check customer ID against the reservation name.
Where
Dubai, Abu Dhabi
“As a Touchpoints Infinite Card member, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Hotel 1 benefit

AED 1,200 Expedia.ae 2-night stay welcome voucher

Verified 24 Aug 2026

First-year welcome voucher worth AED 1,200 for a two-night hotel stay booked worldwide at www.expedia.ae/adcb, issued after payment of the first-year annual membership fee.

How often
Per event
How to use it
Voucher code — Pay the first-year annual membership fee; the online voucher code is emailed to your registered address within 60 days. Redeem it for a two-night hotel booking at www.expedia.ae/adcb.
Caps and limits
Valid for 6 months from date of issue; stay must be completed before expiry; can be used once, one room per booking, base room rate only (excluding taxes and additional charges).
Exclusions
Selected/excluded properties listed at https://www.expedia.com/lp/b/adcb-hotelexclusion; Expedia Rewards nights cannot be collected or redeemed when using this voucher.
Where
International
“Enjoy a 2-night stay voucher worth AED 1,200, redeemable at www.expedia.ae/adcb.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Installments 4 benefits

Balance transfer from other bank credit cards

Verified 24 Aug 2026

Transfer outstanding balances from other banks' credit cards to the ADCB card.

How often
Always on
How to use it
Applied automatically — Request a balance transfer from ADCB for outstanding balances held on other banks' credit cards.
Where
All emirates
“Balance transfer: Transfer your outstanding balances from other bank credit cards.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Credit card loan at zero interest rate up to 12 months

Verified 24 Aug 2026

Credit card loan with a zero interest rate, repayable in easy installments of up to 12 months.

How often
Always on
How to use it
Applied automatically — Request a credit card loan from ADCB and repay in installments of up to 12 months.
Caps and limits
Repayment tenor up to 12 months.
Where
All emirates
“Credit card loan: Benefit from a zero interest rate and repay in easy installments of up to 12 months.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

FlexiPay retail balance instalments

Verified 24 Aug 2026

FlexiPay lets you repay retail card balances in monthly payments.

How often
Always on
How to use it
Applied automatically — Request conversion of retail balances into monthly payments through ADCB.
Where
All emirates
“FlexiPay: Repay retail balances in monthly payments.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Instalment payment plans with partner merchants

Verified 24 Aug 2026

Instalment payment plans available with participating partner merchants, listed at www.adcb.com/en/personal/cards/card-offers/.

How often
Always on
How to use it
Triggered by paying with the card — Pay with the card at a participating partner merchant and select the instalment payment plan.
Caps and limits
Available only at participating partners listed by ADCB.
Where
All emirates
“Instalments payment plans: visit www.adcb.com/en/personal/cards/card-offers/ for a detailed list of participating partners.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Online shopping 1 benefit

15% off Noon.com orders

Verified 24 Aug 2026

15% discount on Noon.com orders paid with the ADCB TouchPoints Infinite card, up to AED 100 off per order on one order every month.

How often
Monthly
How to use it
Redeem in a partner app — Shop on Noon.com and pay with the ADCB TouchPoints Infinite card.
Caps and limits
Up to AED 100 off per order, 1 order every month; valid on orders in the UAE.
Exclusions
Not applicable on mobile wallet payments.
Where
All emirates
“Enjoy 15% off Noon.com orders when you pay with your ADCB TouchPoints Infinite card, for up to AED 100 off per order on 1 order every month.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Other 4 benefits

24-hour Visa Infinite Global Concierge

Verified 24 Aug 2026

A 24-hour concierge service for Visa Infinite cardholders in English, Arabic and French, covering restaurant advice and reservations, travel arrangements (flights, hotels, car rental, transfers, tourist advice), shopping recommendations and product sourcing, and arranging gifts or flowers.

How often
Always on
How to use it
Call the concierge line — Call +9714 361 1234 or +44 2078502829, email concierge@visainfinite-mea.com, or WhatsApp +44 7874 023129 (English) / +44 7520 631645 (Arabic).
Where
International
“The 24-hour concierge provides personal services to Visa Infinite Credit Cardholders, taking care of all the booking related arrangements.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Card control over card transactions

Verified 24 Aug 2026

Card control feature giving complete control over your card transactions.

How often
Always on
How to use it
Activate in the bank's app — Manage transaction controls through ADCB's card control feature.
Where
All emirates
“Card control: Enjoy complete control of your card transactions.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Mobile and digital wallet payments

Verified 24 Aug 2026

The card can be added to mobile and digital wallets for convenient payment methods.

How often
Always on
How to use it
Activate in the bank's app — Add the card to a supported mobile or digital wallet.
Where
All emirates
“Mobile and digital wallets: Benefit from convenient payment methods to suit your lifestyle.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Up to 35% off Avis Rent a Car worldwide

Verified 24 Aug 2026

Up to 35% discount on Avis car rentals worldwide for TouchPoints Infinite cardholders, including international and domestic rentals in the cardholder's MENA country of residence, plus eligibility to enrol for Avis President's Club Membership.

How often
Always on
How to use it
Redeem on a website — Book cars online at www.avisworld.com/visa; enrol for Avis President's Club Membership through the same URL.
Caps and limits
Discounts included for international and domestic rentals where rentals take place in the same country as the cardholder's MENA country of residence.
Where
International
“Up to 35% off for TouchPoints Infinite cardholders for renting worldwide.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Purchase protection 1 benefit

Fraudulent card misuse protection

Verified 24 Aug 2026

Insurance cover against unauthorised transactions or fraudulent use of the card by unrelated third parties, reimbursing up to USD 3,000 per occurrence with a USD 5,000 annual aggregate limit, covering charges from loss or theft as well as in-store, telephone, ATM and online misuse while the card remains in the cardholder's possession.

How often
Yearly
How to use it
Applied automatically — For claims, email creditcardclaims@crawco.me with cardholder's name, first 9 digits of the credit card number, cardholder's address and the policy or section under which the claim applies.
Caps and limits
Up to USD 3,000 per occurrence; USD 5,000 annual aggregate limit.
Exclusions
Applies to unauthorised charges by unrelated third parties using eligible card information.
Where
International
“This insurance benefit will provide reimbursement up to USD 3,000 per occurrence with USD 5,000 annual aggregate limit for Visa Infinite cardholders.”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

Travel insurance 1 benefit

Complimentary multi-trip travel insurance

Verified 24 Aug 2026

Complimentary multi-trip travel insurance for the cardholder, spouse and up to 5 children (age limit 75) on international and local trips of up to 90 days, including personal accident up to USD 500,000 international / USD 100,000 domestic, emergency medical up to USD 1,000,000, evacuation and repatriation up to USD 500,000, hospital daily cash USD 100 per day up to USD 3,000, trip cancellation/curtailment up to USD 7,500, delayed departure up to USD 1,000, baggage delay up to USD 500 and loss of personal belongings up to USD 2,500.

How often
Yearly
How to use it
Applied automatically — Download the insurance certificate from https://cardholderbenefitsonline.com/. For claims, email visa@broadspire.eu with cardholder's name, first 9 digits of the covered card number, address and applicable policy section.
Caps and limits
Trips up to 90 days; covers cardholder, spouse and up to 5 children; age limit of 75 for all; per-section limits as listed.
Exclusions
Terms and conditions apply.
Where
International, All emirates
“Complimentary Multi-Trip Travel Insurance cover protects you and your family for international and local trips for up to 90 days”

Source: https://www.adcb.com/en/personal/cards/credit-cards/touchpoint-ic · Last checked 24 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the TouchPoints Infinite?

The TouchPoints Infinite has a published annual fee of AED 1,050. ADCB Schedule of Fees (Ver.46/Feb 2026, VAT inclusive), Credit Cards table, Aspire column: TouchPoints Infinite Card AED 1,050 (Privilege/Emirati AED 1,050; Excellency AED 525). Card list row: "Annual Membership fee: • TouchPoints Infinite Card • Betaqti World Elite Card (exclusively for UAE Nationals) • Traveller World Elite Card"; value row: "AED 1,050 AED 2,100 AED 1,575 Free AED 630" (Infinite, Betaqti, Traveller in order). Human-provided PDF 2026-08-25.

What benefits does the TouchPoints Infinite include?

The TouchPoints Infinite carries 22 verified benefits across 12 categories: Airport lounge, Cashback, Cinema, Dining, Education, Golf, Hotel, Installments, Online shopping, Other, Purchase protection, Travel insurance. Each is quoted from Abu Dhabi Commercial Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.