Bustan بستان
TouchPoints Infinite Card (Islamic) card
Abu Dhabi Commercial Bank

TouchPoints Infinite Card (Islamic)

Visa Infinite Islamic — profit rate, not interest Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 1,200 a year AED 1,200 welcome voucher; see product page for annual fee
Annual fee waived at
Not published
Minimum monthly salary
Not published
Profit rate
Not published

12 verified benefits

Quoted from Abu Dhabi Commercial Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Complimentary Airport Lounge Access

Verified 25 Aug 2026

Unlimited complimentary access to over 1,200 airport lounges worldwide for cardholder plus 1 guest per visit, available to primary and supplementary cardholders

How often
Always on
How to use it
Applied automatically — Use Visa Airport Companion App or present eligible card at lounge entrance
Caps and limits
Unlimited access for cardholder plus 1 guest per visit; additional visits or guests charged at USD 32 per visit
Exclusions
Additional visits or extra guests beyond entitlement charged USD 32 per visit
Where
International
“Unlimited access at over 1,200 airport lounges worldwide for self plus 1 guest per visit”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Cashback 1 benefit

TouchPoints Rewards Program

Verified 25 Aug 2026

Earn up to 1.5 TouchPoints per AED 1 spent; bonus 15,000 TouchPoints for monthly spend of AED 15,000; lower earn rates for supermarkets, fuel, education and other categories; redeem at merchants or for utility bills

How often
Always on
How to use it
Redeem on a website — Redeem accumulated TouchPoints at merchant locations, for utility bills, Salik, Emirates Skywards Miles or other redemption options via website or app
Caps and limits
0.4 TouchPoints per AED at supermarkets, auto dealers, insurance, quick service restaurants; 0.2 TouchPoints at fuel, education, government, real estate, telecom, charity, transport; 0.4 for European merchants
Exclusions
Excludes cash withdrawals, disputed purchases, refunds; European category applies to merchants in European Economic Area only per Visa guidelines
Where
All emirates
“Earn up to 1.5 TouchPoints for every AED 1 spent with your card”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Cinema 1 benefit

Buy 1 Get 1 Free Movie Tickets at VOX Cinemas

Verified 25 Aug 2026

Buy one ticket get one free up to 4 tickets per month at VOX Cinemas with 25% F&B discount and free beverage/popcorn upgrade offer

How often
4 uses a month
How to use it
Triggered by paying with the card — Present eligible ADCB Islamic card at VOX Cinemas ticket counter or online booking
Caps and limits
Maximum 4 tickets per month per card; 25% F&B discount on single items only excluding combo meals
Exclusions
Buy 1 Get 1 offer capped at 4 tickets per month; F&B discount excludes combo meals; upgrade only applies to regular/medium sizes
Where
All emirates
“Buy one ticket, get one free (up to 4 tickets per month per card)”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Dining 1 benefit

Buy 1 Get 1 Free Coffee at Caribou Coffee

Verified 25 Aug 2026

Complimentary beverage offer all year round with unlimited Buy 1 Get 1 free at Caribou Coffee outlets in UAE

How often
Always on
How to use it
Applied automatically — Present eligible card at Caribou Coffee outlet in UAE
Caps and limits
Unlimited offer; not valid on delivery orders or bottled beverages
Exclusions
Not applicable on delivery orders and bottled beverages; valid only at Caribou outlets in UAE
Where
All emirates
“Receive a complimentary beverage on us all year round with unlimited Buy 1 Get 1 free offer at Caribou Coffee.”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Golf 1 benefit

Complimentary Golf at Arabian Ranches and Abu Dhabi Golf Club

Verified 25 Aug 2026

Free golf rounds year-round at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf Club with minimum AED 5,000 monthly spend requirement

How often
Always on
How to use it
Call the concierge line — Call 600 508008 up to 14 days in advance to book complimentary round
Caps and limits
Minimum spend AED 5,000 per month required; one booking allowed at a time; cardholder can only book for themselves
Exclusions
Minimum spend requirement of AED 5,000 per month; late cancellation fee AED 250 (Abu Dhabi) or AED 100-200 (Arabian Ranches); no-show fees apply
Where
Dubai, Abu Dhabi
“you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Hotel 1 benefit

Complimentary Expedia Hotel Stay Voucher

Verified 25 Aug 2026

AED 1,200 Expedia.ae voucher for 2-night stay when annual membership fee is paid in first year, valid for 6 months, redeemable worldwide at eligible properties

How often
Yearly
How to use it
Redeem on a website — Redeem voucher code at www.expedia.ae/adcb for hotel bookings
Caps and limits
Valid for 6 months from issue date; stay must be completed before expiry; excludes selected properties; applies to base room rate only
Exclusions
Selected properties excluded; taxes and additional charges not covered; Expedia Rewards nights cannot be collected or redeemed
Where
All emirates
“Enjoy an AED 1,200 Expedia.ae stay voucher when you pay your annual membership fee in the first year.”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Online shopping 2 benefits

15% Off Noon.com Orders

Verified 25 Aug 2026

15% discount on Noon.com online shopping up to AED 100 off per order for 1 order per month

How often
Monthly
How to use it
Redeem on a website — Pay with TouchPoints Infinite card on Noon.com checkout
Caps and limits
Up to AED 100 off per order; maximum 1 order per month
Exclusions
Not applicable on mobile wallet payments; valid only on UAE orders
Where
All emirates
“Enjoy 15% off Noon.com orders when you pay with your TouchPoints Infinite card, for upto AED 100 off per order”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

20% Off Talabat Orders

Verified 25 Aug 2026

20% discount on Talabat food delivery orders up to AED 20 off per order for maximum 4 orders per month

How often
4 uses a month
How to use it
Activate in the bank's app — Use promo code ADCBINF on Talabat mobile app at checkout
Caps and limits
Up to AED 20 off per order; maximum 4 orders per month
Exclusions
Not applicable on mobile wallet payments and service charges
Where
All emirates
“Enjoy 20% off Talabat orders, for up AED 20 off per order on 4 orders a month.”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Other 2 benefits

Avis Car Rental Discount

Verified 25 Aug 2026

Up to 35% discount on worldwide Avis car rentals for TouchPoints Infinite cardholders; eligible for international and domestic rentals in MENA region same as country of residence

How often
Always on
How to use it
Redeem in a partner app — Book online at www.avisworld.com/visa using eligible card; can also enroll in Avis President's Club Membership through same URL
Caps and limits
Up to 35% discount; applicable to international and domestic rentals where rental occurs in same country as MENA cardholder residence
Exclusions
Limited to MENA region for domestic/international matching requirement
Where
International
“Up to 35% off forTouchPoints Infinite cardholders for renting worldwide”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Global Concierge Services

Verified 25 Aug 2026

24-hour personal concierge service in English, Arabic and French offering restaurant advice, travel arrangements, shopping recommendations and special gift arrangements

How often
Always on
How to use it
Call the concierge line — Contact via phone +9714 361 1234 or +44 2078502829, email or WhatsApp in English or Arabic
Caps and limits
Available 24 hours; service available in English, Arabic and French
Exclusions
None stated
Where
International
“The 24-hour concierge provides personal services to Visa Infinite Cardholders”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Purchase protection 1 benefit

Fraudulent Card Misuse Protection

Verified 25 Aug 2026

Visa Infinite fraud protection providing reimbursement up to USD 3,000 per occurrence with USD 5,000 annual aggregate limit for unauthorized transactions or fraudulent use

How often
Always on
How to use it
Applied automatically — Report unauthorized charges to creditcardclaims@crawco.me with cardholder name, card number (first 9 digits), address and claim section
Caps and limits
USD 3,000 per occurrence; USD 5,000 annual aggregate limit
Exclusions
Does not cover disputed purchases; only covers unauthorized use by unrelated third parties
Where
All emirates
“Visa Infinite Cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Travel insurance 1 benefit

Multi-Trip Travel Insurance

Verified 25 Aug 2026

Complimentary multi-trip travel insurance for international and domestic trips up to 90 days covering personal accident, medical expenses, evacuation, trip cancellation and baggage protection

How often
Yearly
How to use it
Applied automatically — Coverage automatic for international and domestic trips; download certificate from online portal
Caps and limits
Up to 90 days per trip; covers cardholder, spouse and up to 5 children; age limit 75 for all; see policy for full limits on each benefit
Exclusions
Age limit of 75 years; specific exclusions per insurance policy T&Cs apply
Where
International
“Complimentary Multi-Trip Travel Insurance cover protects you and your family for international and local trips for up to 90 days”

Source: https://www.adcb.com/en/islamic/personal/cards/credit-cards/touchpoint-ic · Last checked 25 Aug 2026

Where this card sits

Questions

What is the annual fee on the TouchPoints Infinite Card (Islamic)?

The TouchPoints Infinite Card (Islamic) has a published annual fee of AED 1,200. AED 1,200 welcome voucher; see product page for annual fee

What benefits does the TouchPoints Infinite Card (Islamic) include?

The TouchPoints Infinite Card (Islamic) carries 12 verified benefits across 10 categories: Airport lounge, Cashback, Cinema, Dining, Golf, Hotel, Online shopping, Other, Purchase protection, Travel insurance. Each is quoted from Abu Dhabi Commercial Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.