Emirates Skywards Visa Signature Card

Unlimited airport lounge access at 1,200+ lounges worldwide via Visa Airport Companion app for cardholder and one guest

How often

Always on

How to use it

Activate in the bank's app — Download Visa Airport Companion app, register card, show QR code at lounge

Caps and limits

Additional guests charged at USD 32 per visit

Where

All emirates, International

“Enjoy unlimited Airport Lounge access at 1,200+ lounges worldwide with Visa Airport Companion app”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Two complimentary airport transfers per year from anywhere in the UAE within city limits to Dubai airport

How often

2 uses a year

How to use it

Call the concierge line — Call 600543216, 3 business days prior to scheduled trip

Caps and limits

Two times per year, within city limits. Additional charges apply for extra transfers.

Where

All emirates

“Enjoy two airport transfers per year from anywhere* in the UAE (*within city limits).”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Complimentary Emirates home check-in service from home, hotel or office in Dubai up to two times per year

How often

2 uses a year

How to use it

Applied automatically — Schedule online via emirates.com up to 24 hours before departure

Caps and limits

Two times a year

Where

Dubai

“Enjoy Emirates Home check-in service from the comfort of your home, hotel or office anywhere in Dubai two times a year.”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Earn Skywards Miles on spending: 2.5 Miles per AED equivalent on Emirates/Flydubai, 1.5 Miles on foreign currency spend, 1 Mile on local currency spend, 0.25 Miles on specific categories

How often

Always on

How to use it

Applied automatically

Where

All emirates

“Emirates and Flydubai spends: 2.5 Miles* Foreign currency spends 1.5 Miles Local currency spends 1 Miles*”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Golf access at partner clubs including The ELS Golf Club Dubai and Abu Dhabi Golf Club

How often

Per event

How to use it

Call the concierge line — Call 600543216 for booking

Where

Dubai, Abu Dhabi

“Golf for Cardholder Partners The ELS Golf Club, Dubai The Abu Dhabi Golf Club, Abu Dhabi”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Balance transfer facility to transfer existing card balances

How often

Always on

How to use it

Call the concierge line — Call 600 543216

Exclusions

T&Cs apply

Where

All emirates

“Balance Transfer: Use Balance Transfer facility on your Card by calling 600 543216”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Shop at selected merchants and repay in easy installments of 3, 6, 9, or 12 months with 100% waiver of profit and no processing fees

How often

Always on

How to use it

Call the concierge line — Call 600 543216 to activate

Caps and limits

3/6/9/12 month options at selected merchants

Where

All emirates

“With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Transfer cash from card to selected bank account

How often

Always on

How to use it

Call the concierge line — Call 600 543216

Exclusions

T&Cs apply

Where

All emirates

“Cash on Call: Transfer cash from your Card to a selected bank account by calling 600 543216”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Emirates Skywards Silver tier membership from card issuance date for first year, renewable with USD 2,500 spend on Emirates Airlines within 12 months

How often

Yearly

How to use it

Applied automatically

Exclusions

Employees of Emirates Airlines are not eligible for Skywards Silver/Gold membership

Where

All emirates

“Emirates Skywards Silver membership upgrade from Card issuance date for first year.”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Travel inconvenience cover including baggage loss/damage up to USD 3,000, baggage delay USD 500, trip delay USD 500, trip curtailment/cancellation up to USD 7,500

How often

Yearly

How to use it

Applied automatically

Caps and limits

Baggage loss up to USD 3,000; baggage delay USD 500; trip delay USD 500; trip curtailment up to USD 7,500

Where

International

“Baggage loss or damage up to USD 3,000 Baggage delay USD 500 Trip delay / Missed departure USD 500”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Travel medical cover for cardholder, family, and helper while traveling internationally

How often

Yearly

How to use it

Applied automatically

Where

International

“For the greatest peace of mind while you are traveling, your health and safety needs are met promptly and efficiently.”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026

Two complimentary valet parking services per month at Valtrans locations across UAE

How often

2 uses a month

How to use it

Applied automatically — Flash card at Valet at participating Valtrans locations

Caps and limits

Two times a month at key UAE locations

Where

All emirates

“With your card you can park for free (two times a month) through Valtrans”

Source: https://www.adib.ae/en/personal/cards/emirates-skywards-cards/emirates-skywards-visa-signature-card · Last checked 24 Aug 2026